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Compare prop firm accounts

Compare evaluation fees, account sizes, profit splits and payout terms of the prop firm accounts we track. Ranked by what you really pay. Costs we could not verify are marked and come last.

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  1. AquaFunded Two Step Pro $5,000

    Cost to get funded $20

    • Maximum loss 10% (Trailing drawdown)
    • Daily loss limit 5%
    • Steps 2
    Profit split
    90%
    First payout
    3 days

    Verified

    Visit AquaFunded
    Plan details
    Entry fee
    $20Stage: evaluation purchasePrice type: published base before couponBilling: one timeSourceLast verified:
    Billing
    one timeSourceLast verified:
    Advertised account size
    $5,000Stage: evaluation initial balanceSourceLast verified:
    Evaluation steps
    2Stage: evaluationSourceLast verified:
    Profit target phase 1 pct
    10%Stage: phase 1SourceLast verified:
    Profit target phase 2 pct
    5%Stage: phase 2SourceLast verified:
    Daily loss limit pct
    5%Stage: evaluation and fundedSourceLast verified:
    Maximum loss limit pct
    10%Stage: evaluation and fundedSourceLast verified:
    Maximum loss mechanism
    Trailing drawdownStage: evaluation and fundedSourceLast verified:
    Profit split pct
    90%Stage: fundedSourceLast verified:
    Payout interval days
    14 calendar daysStage: fundedSourceLast verified:
    First payout qualifying days
    3 qualifying daysStage: fundedSourceLast verified:
    Payout qualifying day profit pct
    0.5%Stage: fundedSourceLast verified:
    Payout conditions
    Once funded, you must complete 3 trading days with at least 0.5% profit on each qualifying day. These days do not need to be consecutive.Stage: fundedSourceLast verified:
    Funded consistency rule
    your highest profit trading day cannot account for 50% or more of your total profits during a payout period.Stage: fundedSourceLast verified:
    Payout schedule
    We offer bi-weekly payouts, allowing traders to withdraw their profits every 14 days.Stage: fundedSourceLast verified:

  2. Maven Trading Maven Standard Two Step $5,000 — Match-Trader

    Cost to get funded $22

    • Maximum loss 8%
    • Daily loss limit 4%
    • Steps 2
    Profit split
    80%
    First payout
    10 days

    Verified

    Visit Maven Trading
    Plan details
    Entry fee
    $22Stage: evaluation purchasePlatform: Match-TraderPrice type: published base before couponBilling: one timeSourceLast verified:
    Advertised account size
    $5,000Stage: evaluation initial balancePlatform: Match-TraderSourceLast verified:
    Evaluation steps
    2 stepsStage: evaluationPlatform: Match-TraderSourceLast verified:
    Profit target phase 1 pct
    8%Stage: phase 1Platform: Match-TraderSourceLast verified:
    Profit target phase 2 pct
    5%Stage: phase 2Platform: Match-TraderSourceLast verified:
    Maximum loss limit pct
    8%Stage: evaluation and fundedPlatform: Match-TraderSourceLast verified:
    Daily loss limit pct
    4%Stage: evaluation and fundedPlatform: Match-TraderSourceLast verified:
    Profit split pct
    80%Stage: fundedPlatform: Match-TraderSourceLast verified:
    Payout schedule
    10 business daysStage: fundedPlatform: Match-TraderSourceLast verified:
    First payout business days
    10 business daysStage: fundedPlatform: Match-TraderSourceLast verified:
    First payout qualifying days
    3 qualifying daysStage: fundedSourceLast verified:
    Payout conditions
    You need at least 3 profitable days in each evaluation phase and 3 new profitable days for each funded payout cycle. Each qualifying day must earn at least 0.5% of the initial account balance. The days do not need to be consecutive.Stage: fundedSourceLast verified:
    Payout clock
    Your first payout is available 10 business days after your first trade on the Simulated Funded Account. Each subsequent 10-business-day period starts with your first trade after the previous payout.Stage: fundedSourceLast verified:
    Payout cap conditions
    For Standard 1 Step, Standard 2 Step, Standard 3 Step, Buy Now Pay Later and Instant Funding Simulated Funded Accounts, a maximum of $10,000 before the reward split may be withdrawn across two payouts or within any rolling 30-day period.Stage: fundedAggregation: Not statedReward split basis: before reward splitPeriod: two payouts or rolling 30 daysSourceLast verified:
    Quoted currency
    USDStage: evaluation purchaseSourceLast verified:

  3. City Traders Imperium 1-Step $2,500

    3.4

    Cost to get funded $29

    • Maximum loss 5% (5% of the starting balance)
    • Daily loss limit Not verified
    • Steps 1
    Profit split
    80%
    First payout
    7 days

    Verified

    Visit City Traders Imperium
    Plan details
    Entry fee
    $29Stage: purchasePrice type: Base price before coupons, taxes and processing feesBilling: one timeSourceLast verified:
    Billing
    one timeStage: purchaseSourceLast verified:
    Purchase fee conditions
    The fees for the Services are denominated in USD. Payment of these fees in other currencies is not permitted. Also, all fees are exclusive of all taxes or payment processing fees.SourceLast verified:
    Payment methods
    The Client may settle the fee for the chosen service option using a Payment Card, Bank Transfer, Crypto Currency, or through other payment methods currently made available by the Company on the website.SourceLast verified:
    Residency and age conditions
    The Services are designed exclusively for individuals aged 18 and older, residing in countries where the Services are offered. By registering on the Website, the Client affirms that he or she are at least 18 years old. Individuals under 18 are not permitted to use the Services.SourceLast verified:
    Restricted customer conditions
    The Company will not offer Services to any Client who: (6.5.1) Nationals or residents of the following Restricted Jurisdictions: Syria, North Korea, Cuba, or Iran; (6.5.2) a company is established, incorporated, or maintains a registered office within Restricted Jurisdictions; (6.5.3) is under international sanctions; or (6.5.4) possesses a criminal record related to financial crime or terrorism. (6.5.5) owners or the management of a competitive firm.SourceLast verified:
    Verification conditions
    The Client consents to provide the Company with any Know Your Client (KYC) information requested by the Company at any point, which includes, but is not limited to, the following requirements: (7.1.1) Proof of Identity: A valid form of identification such as an ID card, Passport, or Driving License, which must have at least 3 months remaining before expiration. (7.1.2) Proof of Address: A recent document — including but not limited to a Utility Bill, Bank Statement, Government Document, or Broadband Bill — that is dated within the last 3 months and confirms the Client's address. (7.1.3) A Selfie Verification: A Photo or Video live verification of the Client through 3rd party KYC Verification SumSub.SourceLast verified:
    Account service model
    All accounts made available through the services are simulated demo accounts, which stand as a valuable educational initiative designed to evaluate traders' performance and foster a comprehensive learning environment for all Clients. No live capital is traded, and no investment services are provided by the Company.SourceLast verified:
    Refund conditions
    Refunds are not issued once at least one simulated demo transaction has been executed on the assessment account. Where the assessment account remains completely inactive (no transactions opened), the Client may request a refund within 7 calendar days of purchase, provided there was no activity on the Client account, or no more than 3 lessons have been accessed or completed.SourceLast verified:
    Mt5 eligibility
    MT5 accounts are available to traders in most countries, but we cannot offer them to clients in the USA. If you are based in the USA you can still trade with us on Match-Trader, which is available worldwide. A small number of other jurisdictions are restricted and those are listed in our terms, so contact support if you are not certain whether your country is covered.SourceLast verified:
    Matchtrader eligibility
    Yes. Match Trader is available to traders worldwide, including clients in the USA. This is the platform to choose if you are based in the USA, because MT5 accounts are not offered there.SourceLast verified:
    Platform automation conditions
    Match Trader runs in the browser with TradingView charting built in, and it is available worldwide including the USA. MetaTrader 5 is a desktop platform that also has web and mobile versions, and it supports Expert Advisors and custom indicators. If you want automation choose MetaTrader 5. If you want to log in and trade from any machine without installing software, choose Match Trader.SourceLast verified:
    Trial conditions
    The CTI Free Trial is a free, 14-day test drive of City Traders Imperium’s real trading conditions, no strings attached. You get a $100,000 demo account on MetaTrader 5 or Match-Trader, running the exact spreads, commissions and execution used on every funded CTI account. No payment. No card. No evaluation. No targets. Just put us to the test, and if you like what you see, buying a funding program afterward is entirely optional. City Traders Imperium has been funding traders since 2018, so you’re testing a firm with a real track record, not a startup.SourceLast verified:
    Trial payout conditions
    The conditions are identical: same platforms, same spreads, same execution you’d get on any CTI account, challenge or funded. The only difference is there are no profit targets, no rules to pass and no payouts, because the trial exists to test the firm, not to evaluate you.SourceLast verified:
    Evaluation fee currency
    USDStage: purchaseSourceLast verified:
    Advertised account size
    $2,500Stage: programme advertised account sizeSourceLast verified:
    Evaluation steps
    1 stepsStage: evaluationSourceLast verified:
    Profit target phase 1 pct
    8%Stage: phase 1SourceLast verified:
    Minimum profitable days
    3 profitable daysStage: each evaluation phaseSourceLast verified:
    Minimum profitable day profit pct
    0.5%Stage: each evaluation phaseSourceLast verified:
    Evaluation time limit
    noneStage: evaluationSourceLast verified:
    Maximum loss limit pct
    5%Stage: evaluationSourceLast verified:
    Maximum loss mechanism
    5% of the starting balanceStage: evaluationSourceLast verified:
    Maximum loss basis
    The max you can lose from the highest account balance.Stage: evaluationSourceLast verified:
    Daily loss policy
    NoneStage: evaluationSourceLast verified:
    Profit split pct
    80%Stage: funded baseSourceLast verified:
    Profit split conditions
    Your share of the simulated profit from the CTI funded account. You start from 80% profit share then it increases to 90% once you qualify for the Bronze level, then to 100% once you qualify for the Silver level of the CTI VIP Program. No add-ons. No extra fees.Stage: base and conditional vip progressionSourceLast verified:
    Platforms
    MetaTrader 5 & Match-TraderStage: programmeSourceLast verified:
    Automated trading
    Allowed (inc. third-party)Stage: programmeSourceLast verified:
    Martingale policy
    AllowedStage: programmeSourceLast verified:
    News trading policy
    AllowedStage: programmeSourceLast verified:
    Weekend holding policy
    AllowedStage: programmeSourceLast verified:
    Overnight holding policy
    AllowedStage: programmeSourceLast verified:
    Reset discount
    15% DiscountStage: programmeSourceLast verified:
    Max scaling per account
    $200KStage: conditional scaling ceilingSourceLast verified:
    Max funding
    $400KStage: combined conditional funding ceilingSourceLast verified:
    First payout days
    7 calendar daysStage: funded first requestSourceLast verified:
    Payout conditions
    Once you’re funded, get rewarded with an 80% profit share as a starting point. Request your 1st payout in as little as 7 days.Stage: funded first requestSourceLast verified:

  4. Alpha Capital Group Alpha Pro 8% $5,000

    3.7

    Cost to get funded $37

    • Maximum loss 8%
    • Daily loss limit 4%
    • Steps 2
    Profit split
    80%
    First payout
    Not verified

    Verified

    Visit Alpha Capital Group
    Plan details
    Entry fee
    $37Stage: evaluation purchasePlatform: MT5Price type: published base before discountBilling: one timeSourceLast verified:
    Billing
    one timeStage: evaluationPlatform: MT5SourceLast verified:
    Advertised account size
    $5,000Stage: evaluationPlatform: MT5SourceLast verified:
    Evaluation steps
    2 stepsStage: evaluationPlatform: MT5SourceLast verified:
    Platform
    MT5Stage: evaluationPlatform: MT5SourceLast verified:
    Profit target phase 1 pct
    8%Stage: phase 1Platform: MT5SourceLast verified:
    Profit target phase 2 pct
    5%Stage: phase 2Platform: MT5SourceLast verified:
    Maximum loss limit pct
    8%Stage: evaluationPlatform: MT5SourceLast verified:
    Daily loss limit pct
    4%Stage: evaluationPlatform: MT5SourceLast verified:
    Profit split pct
    80%Stage: funded basePlatform: MT5SourceLast verified:
    Payout schedule
    On DemandStage: funded basePlatform: MT5SourceLast verified:
    Payout conditions
    Qualified Analysts keep 80% of approved performance fees as standard. An optional 90% add-on is available on Alpha Pro on-demand only (not bi-weekly), selected at purchase. On-demand uses a 40% Best Day Rule and a 2% minimum profit. Bi-weekly requires a $100 minimum and 5 trading days for the first request. The two cycles cannot be mixed on the same account. Approval is not guaranteed.Stage: funded basePlatform: MT5SourceLast verified:
    Evaluation fee currency
    USDStage: evaluation purchasePlatform: MT5SourceLast verified:

  5. City Traders Imperium 2-Step $2,500

    3.4

    Cost to get funded $39

    • Maximum loss 10% (10% of the initial balance)
    • Daily loss limit 5%
    • Steps 2
    Profit split
    80%
    First payout
    7 days

    Verified

    Visit City Traders Imperium
    Plan details
    Entry fee
    $39Stage: purchasePrice type: Base price before coupons, taxes and processing feesBilling: one timeSourceLast verified:
    Billing
    one timeStage: purchaseSourceLast verified:
    Purchase fee conditions
    The fees for the Services are denominated in USD. Payment of these fees in other currencies is not permitted. Also, all fees are exclusive of all taxes or payment processing fees.SourceLast verified:
    Payment methods
    The Client may settle the fee for the chosen service option using a Payment Card, Bank Transfer, Crypto Currency, or through other payment methods currently made available by the Company on the website.SourceLast verified:
    Residency and age conditions
    The Services are designed exclusively for individuals aged 18 and older, residing in countries where the Services are offered. By registering on the Website, the Client affirms that he or she are at least 18 years old. Individuals under 18 are not permitted to use the Services.SourceLast verified:
    Restricted customer conditions
    The Company will not offer Services to any Client who: (6.5.1) Nationals or residents of the following Restricted Jurisdictions: Syria, North Korea, Cuba, or Iran; (6.5.2) a company is established, incorporated, or maintains a registered office within Restricted Jurisdictions; (6.5.3) is under international sanctions; or (6.5.4) possesses a criminal record related to financial crime or terrorism. (6.5.5) owners or the management of a competitive firm.SourceLast verified:
    Verification conditions
    The Client consents to provide the Company with any Know Your Client (KYC) information requested by the Company at any point, which includes, but is not limited to, the following requirements: (7.1.1) Proof of Identity: A valid form of identification such as an ID card, Passport, or Driving License, which must have at least 3 months remaining before expiration. (7.1.2) Proof of Address: A recent document — including but not limited to a Utility Bill, Bank Statement, Government Document, or Broadband Bill — that is dated within the last 3 months and confirms the Client's address. (7.1.3) A Selfie Verification: A Photo or Video live verification of the Client through 3rd party KYC Verification SumSub.SourceLast verified:
    Account service model
    All accounts made available through the services are simulated demo accounts, which stand as a valuable educational initiative designed to evaluate traders' performance and foster a comprehensive learning environment for all Clients. No live capital is traded, and no investment services are provided by the Company.SourceLast verified:
    Refund conditions
    Refunds are not issued once at least one simulated demo transaction has been executed on the assessment account. Where the assessment account remains completely inactive (no transactions opened), the Client may request a refund within 7 calendar days of purchase, provided there was no activity on the Client account, or no more than 3 lessons have been accessed or completed.SourceLast verified:
    Mt5 eligibility
    MT5 accounts are available to traders in most countries, but we cannot offer them to clients in the USA. If you are based in the USA you can still trade with us on Match-Trader, which is available worldwide. A small number of other jurisdictions are restricted and those are listed in our terms, so contact support if you are not certain whether your country is covered.SourceLast verified:
    Matchtrader eligibility
    Yes. Match Trader is available to traders worldwide, including clients in the USA. This is the platform to choose if you are based in the USA, because MT5 accounts are not offered there.SourceLast verified:
    Platform automation conditions
    Match Trader runs in the browser with TradingView charting built in, and it is available worldwide including the USA. MetaTrader 5 is a desktop platform that also has web and mobile versions, and it supports Expert Advisors and custom indicators. If you want automation choose MetaTrader 5. If you want to log in and trade from any machine without installing software, choose Match Trader.SourceLast verified:
    Trial conditions
    The CTI Free Trial is a free, 14-day test drive of City Traders Imperium’s real trading conditions, no strings attached. You get a $100,000 demo account on MetaTrader 5 or Match-Trader, running the exact spreads, commissions and execution used on every funded CTI account. No payment. No card. No evaluation. No targets. Just put us to the test, and if you like what you see, buying a funding program afterward is entirely optional. City Traders Imperium has been funding traders since 2018, so you’re testing a firm with a real track record, not a startup.SourceLast verified:
    Trial payout conditions
    The conditions are identical: same platforms, same spreads, same execution you’d get on any CTI account, challenge or funded. The only difference is there are no profit targets, no rules to pass and no payouts, because the trial exists to test the firm, not to evaluate you.SourceLast verified:
    Evaluation fee currency
    USDStage: purchaseSourceLast verified:
    Advertised account size
    $2,500Stage: programme advertised account sizeSourceLast verified:
    Evaluation steps
    2 stepsStage: evaluationSourceLast verified:
    Profit target phase 1 pct
    10%Stage: phase 1SourceLast verified:
    Profit target phase 2 pct
    5%Stage: phase 2SourceLast verified:
    Minimum profitable days
    3 profitable daysStage: each evaluation phaseSourceLast verified:
    Minimum profitable day profit pct
    0.5%Stage: each evaluation phaseSourceLast verified:
    Evaluation time limit
    noneStage: evaluationSourceLast verified:
    Maximum loss limit pct
    10%Stage: evaluationSourceLast verified:
    Maximum loss mechanism
    10% of the initial balanceStage: evaluationSourceLast verified:
    Maximum loss basis
    The max you can lose from the initial account balance.Stage: evaluationSourceLast verified:
    Daily loss limit pct
    5%Stage: evaluationSourceLast verified:
    Daily loss policy
    5% of the initial balance, from each day’s starting balanceStage: evaluationSourceLast verified:
    Profit split pct
    80%Stage: funded baseSourceLast verified:
    Profit split conditions
    Your share of the simulated profit from the CTI funded account. You start from 80% profit share then it increases to 90% once you qualify for the Bronze level, then to 100% once you qualify for the Silver level of the CTI VIP Program. No add-ons. No extra fees.Stage: base and conditional vip progressionSourceLast verified:
    Platforms
    MetaTrader 5 & Match-TraderStage: programmeSourceLast verified:
    Automated trading
    Personal EAs onlyStage: programmeSourceLast verified:
    Martingale policy
    Not AllowedStage: programmeSourceLast verified:
    News trading policy
    AllowedStage: programmeSourceLast verified:
    Weekend holding policy
    AllowedStage: programmeSourceLast verified:
    Overnight holding policy
    AllowedStage: programmeSourceLast verified:
    Reset discount
    15% DiscountStage: programmeSourceLast verified:
    Max scaling per account
    $200KStage: conditional scaling ceilingSourceLast verified:
    Max funding
    $400KStage: combined conditional funding ceilingSourceLast verified:
    First payout days
    7 calendar daysStage: funded first requestSourceLast verified:
    Payout conditions
    Once you’re funded, get rewarded with an 80% profit share as a starting point. Request your 1st payout in as little as 7 days.Stage: funded first requestSourceLast verified:

  6. Finotive Funding One Step $2,500

    2.7

    Cost to get funded $40

    • Maximum loss 7.5% (Static)
    • Daily loss limit 4%
    • Steps 1
    Profit split
    80%
    First payout
    Not verified

    Verified

    Visit Finotive Funding
    Plan details
    Entry fee
    $40Stage: evaluation purchaseBilling: one timeSourceLast verified:
    Billing
    one timeSourceLast verified:
    Advertised account size
    $2,500Stage: evaluation initial balanceSourceLast verified:
    Evaluation steps
    1 stepsStage: evaluationSourceLast verified:
    Profit target pct
    10%Stage: evaluationSourceLast verified:
    Daily loss limit pct
    4%Stage: evaluationSourceLast verified:
    Maximum loss limit pct
    7.5%Stage: evaluationSourceLast verified:
    Maximum loss mechanism
    StaticStage: evaluationSourceLast verified:
    Profit split pct
    80%Stage: fundedSourceLast verified:
    Payout interval days
    7 calendar daysStage: fundedSourceLast verified:
    Payout schedule
    On Demand, then every 7 DaysStage: fundedSourceLast verified:
    First payout policy
    on demandStage: fundedSourceLast verified:
    Payout conditions
    For Challenge-Funded and Pro accounts, the account must first reach Simulated Funded Status. For Instant Funding, the account must generate eligible simulated profits and satisfy all Reward Payment conditions. KYC, compliance, Section 7, open-position closure, Finotive Pay eligibility, and Minimum Profitable Days where applicable must also be satisfied.Stage: fundedSourceLast verified:
    Minimum payout conditions
    1% of Initial Account Balance, capped at USD 100. Minimum is the lower of 1% or USD 100.Stage: fundedSourceLast verified:
    Profit split conditions
    Some Soft Breaches result in Reward Payment reduction to 10% for the relevant Payout Cycle. This can happen when a Strike is recorded on a funded or Instant account, or when a Conditional Strike condition remains unresolved at Reward Payment Request stage. If the Strike would become the fifth cumulative Strike, the 10% reduced Reward Payment does not apply. The account is permanently closed and no Reward Payment, reduced Reward Payment, pending withdrawal, or Reward Split is issued for that cycle.Stage: fundedSourceLast verified:

  7. Instant Funding PRO USD 625 - cTrader - Commission Free

    Cost to get funded $44

    • Maximum loss 10% (Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.)
    • Daily loss limit Not verified
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $44Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.SourceLast verified:
    Payout conditions
    Your first withdrawal is available 14 days after your initial trade — after that, you can withdraw every 7 days following your next trade. First payout 14 days after your initial trade Then Every 7 days after your next trade Minimum $25 Learn more → To request: ensure all trades are closed and your Smart Drawdown is locked in, then choose your withdrawal method and amount from your dashboard.SourceLast verified:
    Scaling policy
    Double your account size after achieving a minimum 10% gain — up to a maximum balance of $1,280,000. Requirement Minimum 10% gain, all trades closed Reward Account balance doubles instantly Maximum $1,280,000 balance Learn more → When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit. The scaling button appears on your dashboard home screen once your account is eligible.SourceLast verified:
    News trading policy
    Permitted only with the Swing add-on, which gives full access to trade during high-impact events. Without add-on Restricted — 4 minutes either side of a major news event With Swing add-on Included Learn more → Without the Swing add-on, trades executed within 4 minutes before or after a major news event are restricted — profits from such trades may be adjusted, and accounts reset if necessary. See the full list of affected news events via the link above.SourceLast verified:
    Holding policy
    Overnight holding is included. Weekend holding requires the Swing add-on. Overnight Included Weekend Swing add-on required Learn more → Without the Swing add-on, close all positions before the market closes on Friday to avoid a breach.SourceLast verified:
    Position size limits
    Clear limits on total lot sizes per asset class. Multiple positions within the same category are counted together when calculating total volume. Account size FX Commodities / Metals Indices Crypto $625 0.25 0.02 0.12 0.05 $1,250 0.5 0.04 0.25 0.1 $2,500 1 0.08 0.5 0.25 $5,000 2 0.15 1 0.5 $10,000 4 0.3 2 1 $20,000 8 0.6 4 2 $40,000 16 1.2 8 4 $80,000 32 2.4 16 8 $120,000 48 3.6 24 12 Learn more → Violating the Maximum Lot Rule results in a full account reset.SourceLast verified:
    Risk per trade policy
    You may not risk or lose more than 3% of your starting account balance at any time on a single trade idea. Limit 3% of starting balance per trade idea Breach type Hard breach Learn more → A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes counts as the same trade idea and does not reset the limit.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.SourceLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.SourceLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.SourceLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.SourceLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.SourceLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.SourceLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.SourceLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.SourceLast verified:
    Maximum loss limit pct
    10%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Profit split conditions
    This can be increased to 90% with the add-on Add 10% to profit split.SourceLast verified:
    Weekend holding policy
    You can’t keep positions open during weekend market closure unless you have the add-on Allow major news trading and weekend holding.SourceLast verified:
    Daily loss policy
    No separate daily limit—just stay within your Max drawdown to avoid losing your account.SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    7 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.SourceLast verified:
    Advertised account size
    $625SourceLast verified:
    Platforms
    cTraderSourceLast verified:
    Spread account
    Commission FreeSourceLast verified:

  8. Instant Funding PRO USD 625 - cTrader - RAW Spreads

    Cost to get funded $44

    • Maximum loss 10% (Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.)
    • Daily loss limit Not verified
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $44Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.SourceLast verified:
    Payout conditions
    Your first withdrawal is available 14 days after your initial trade — after that, you can withdraw every 7 days following your next trade. First payout 14 days after your initial trade Then Every 7 days after your next trade Minimum $25 Learn more → To request: ensure all trades are closed and your Smart Drawdown is locked in, then choose your withdrawal method and amount from your dashboard.SourceLast verified:
    Scaling policy
    Double your account size after achieving a minimum 10% gain — up to a maximum balance of $1,280,000. Requirement Minimum 10% gain, all trades closed Reward Account balance doubles instantly Maximum $1,280,000 balance Learn more → When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit. The scaling button appears on your dashboard home screen once your account is eligible.SourceLast verified:
    News trading policy
    Permitted only with the Swing add-on, which gives full access to trade during high-impact events. Without add-on Restricted — 4 minutes either side of a major news event With Swing add-on Included Learn more → Without the Swing add-on, trades executed within 4 minutes before or after a major news event are restricted — profits from such trades may be adjusted, and accounts reset if necessary. See the full list of affected news events via the link above.SourceLast verified:
    Holding policy
    Overnight holding is included. Weekend holding requires the Swing add-on. Overnight Included Weekend Swing add-on required Learn more → Without the Swing add-on, close all positions before the market closes on Friday to avoid a breach.SourceLast verified:
    Position size limits
    Clear limits on total lot sizes per asset class. Multiple positions within the same category are counted together when calculating total volume. Account size FX Commodities / Metals Indices Crypto $625 0.25 0.02 0.12 0.05 $1,250 0.5 0.04 0.25 0.1 $2,500 1 0.08 0.5 0.25 $5,000 2 0.15 1 0.5 $10,000 4 0.3 2 1 $20,000 8 0.6 4 2 $40,000 16 1.2 8 4 $80,000 32 2.4 16 8 $120,000 48 3.6 24 12 Learn more → Violating the Maximum Lot Rule results in a full account reset.SourceLast verified:
    Risk per trade policy
    You may not risk or lose more than 3% of your starting account balance at any time on a single trade idea. Limit 3% of starting balance per trade idea Breach type Hard breach Learn more → A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes counts as the same trade idea and does not reset the limit.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.SourceLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.SourceLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.SourceLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.SourceLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.SourceLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.SourceLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.SourceLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.SourceLast verified:
    Maximum loss limit pct
    10%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Profit split conditions
    This can be increased to 90% with the add-on Add 10% to profit split.SourceLast verified:
    Weekend holding policy
    You can’t keep positions open during weekend market closure unless you have the add-on Allow major news trading and weekend holding.SourceLast verified:
    Daily loss policy
    No separate daily limit—just stay within your Max drawdown to avoid losing your account.SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    7 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.SourceLast verified:
    Advertised account size
    $625SourceLast verified:
    Platforms
    cTraderSourceLast verified:
    Spread account
    RAW SpreadsSourceLast verified:

  9. Instant Funding PRO USD 625 - MatchTrader - Commission Free

    Cost to get funded $44

    • Maximum loss 10% (Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.)
    • Daily loss limit Not verified
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $44Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.SourceLast verified:
    Payout conditions
    Your first withdrawal is available 14 days after your initial trade — after that, you can withdraw every 7 days following your next trade. First payout 14 days after your initial trade Then Every 7 days after your next trade Minimum $25 Learn more → To request: ensure all trades are closed and your Smart Drawdown is locked in, then choose your withdrawal method and amount from your dashboard.SourceLast verified:
    Scaling policy
    Double your account size after achieving a minimum 10% gain — up to a maximum balance of $1,280,000. Requirement Minimum 10% gain, all trades closed Reward Account balance doubles instantly Maximum $1,280,000 balance Learn more → When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit. The scaling button appears on your dashboard home screen once your account is eligible.SourceLast verified:
    News trading policy
    Permitted only with the Swing add-on, which gives full access to trade during high-impact events. Without add-on Restricted — 4 minutes either side of a major news event With Swing add-on Included Learn more → Without the Swing add-on, trades executed within 4 minutes before or after a major news event are restricted — profits from such trades may be adjusted, and accounts reset if necessary. See the full list of affected news events via the link above.SourceLast verified:
    Holding policy
    Overnight holding is included. Weekend holding requires the Swing add-on. Overnight Included Weekend Swing add-on required Learn more → Without the Swing add-on, close all positions before the market closes on Friday to avoid a breach.SourceLast verified:
    Position size limits
    Clear limits on total lot sizes per asset class. Multiple positions within the same category are counted together when calculating total volume. Account size FX Commodities / Metals Indices Crypto $625 0.25 0.02 0.12 0.05 $1,250 0.5 0.04 0.25 0.1 $2,500 1 0.08 0.5 0.25 $5,000 2 0.15 1 0.5 $10,000 4 0.3 2 1 $20,000 8 0.6 4 2 $40,000 16 1.2 8 4 $80,000 32 2.4 16 8 $120,000 48 3.6 24 12 Learn more → Violating the Maximum Lot Rule results in a full account reset.SourceLast verified:
    Risk per trade policy
    You may not risk or lose more than 3% of your starting account balance at any time on a single trade idea. Limit 3% of starting balance per trade idea Breach type Hard breach Learn more → A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes counts as the same trade idea and does not reset the limit.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.SourceLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.SourceLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.SourceLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.SourceLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.SourceLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.SourceLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.SourceLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.SourceLast verified:
    Maximum loss limit pct
    10%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Profit split conditions
    This can be increased to 90% with the add-on Add 10% to profit split.SourceLast verified:
    Weekend holding policy
    You can’t keep positions open during weekend market closure unless you have the add-on Allow major news trading and weekend holding.SourceLast verified:
    Daily loss policy
    No separate daily limit—just stay within your Max drawdown to avoid losing your account.SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    7 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.SourceLast verified:
    Advertised account size
    $625SourceLast verified:
    Platforms
    MatchTraderSourceLast verified:
    Spread account
    Commission FreeSourceLast verified:

  10. Instant Funding PRO USD 625 - MatchTrader - RAW Spreads

    Cost to get funded $44

    • Maximum loss 10% (Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.)
    • Daily loss limit Not verified
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $44Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.SourceLast verified:
    Payout conditions
    Your first withdrawal is available 14 days after your initial trade — after that, you can withdraw every 7 days following your next trade. First payout 14 days after your initial trade Then Every 7 days after your next trade Minimum $25 Learn more → To request: ensure all trades are closed and your Smart Drawdown is locked in, then choose your withdrawal method and amount from your dashboard.SourceLast verified:
    Scaling policy
    Double your account size after achieving a minimum 10% gain — up to a maximum balance of $1,280,000. Requirement Minimum 10% gain, all trades closed Reward Account balance doubles instantly Maximum $1,280,000 balance Learn more → When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit. The scaling button appears on your dashboard home screen once your account is eligible.SourceLast verified:
    News trading policy
    Permitted only with the Swing add-on, which gives full access to trade during high-impact events. Without add-on Restricted — 4 minutes either side of a major news event With Swing add-on Included Learn more → Without the Swing add-on, trades executed within 4 minutes before or after a major news event are restricted — profits from such trades may be adjusted, and accounts reset if necessary. See the full list of affected news events via the link above.SourceLast verified:
    Holding policy
    Overnight holding is included. Weekend holding requires the Swing add-on. Overnight Included Weekend Swing add-on required Learn more → Without the Swing add-on, close all positions before the market closes on Friday to avoid a breach.SourceLast verified:
    Position size limits
    Clear limits on total lot sizes per asset class. Multiple positions within the same category are counted together when calculating total volume. Account size FX Commodities / Metals Indices Crypto $625 0.25 0.02 0.12 0.05 $1,250 0.5 0.04 0.25 0.1 $2,500 1 0.08 0.5 0.25 $5,000 2 0.15 1 0.5 $10,000 4 0.3 2 1 $20,000 8 0.6 4 2 $40,000 16 1.2 8 4 $80,000 32 2.4 16 8 $120,000 48 3.6 24 12 Learn more → Violating the Maximum Lot Rule results in a full account reset.SourceLast verified:
    Risk per trade policy
    You may not risk or lose more than 3% of your starting account balance at any time on a single trade idea. Limit 3% of starting balance per trade idea Breach type Hard breach Learn more → A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes counts as the same trade idea and does not reset the limit.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.SourceLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.SourceLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.SourceLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.SourceLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.SourceLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.SourceLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.SourceLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.SourceLast verified:
    Maximum loss limit pct
    10%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Profit split conditions
    This can be increased to 90% with the add-on Add 10% to profit split.SourceLast verified:
    Weekend holding policy
    You can’t keep positions open during weekend market closure unless you have the add-on Allow major news trading and weekend holding.SourceLast verified:
    Daily loss policy
    No separate daily limit—just stay within your Max drawdown to avoid losing your account.SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    7 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.SourceLast verified:
    Advertised account size
    $625SourceLast verified:
    Platforms
    MatchTraderSourceLast verified:
    Spread account
    RAW SpreadsSourceLast verified:

  11. Instant Funding PRO USD 625 - MetaTrader 5 - Commission Free

    Cost to get funded $44

    • Maximum loss 10% (Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.)
    • Daily loss limit Not verified
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $44Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.SourceLast verified:
    Payout conditions
    Your first withdrawal is available 14 days after your initial trade — after that, you can withdraw every 7 days following your next trade. First payout 14 days after your initial trade Then Every 7 days after your next trade Minimum $25 Learn more → To request: ensure all trades are closed and your Smart Drawdown is locked in, then choose your withdrawal method and amount from your dashboard.SourceLast verified:
    Scaling policy
    Double your account size after achieving a minimum 10% gain — up to a maximum balance of $1,280,000. Requirement Minimum 10% gain, all trades closed Reward Account balance doubles instantly Maximum $1,280,000 balance Learn more → When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit. The scaling button appears on your dashboard home screen once your account is eligible.SourceLast verified:
    News trading policy
    Permitted only with the Swing add-on, which gives full access to trade during high-impact events. Without add-on Restricted — 4 minutes either side of a major news event With Swing add-on Included Learn more → Without the Swing add-on, trades executed within 4 minutes before or after a major news event are restricted — profits from such trades may be adjusted, and accounts reset if necessary. See the full list of affected news events via the link above.SourceLast verified:
    Holding policy
    Overnight holding is included. Weekend holding requires the Swing add-on. Overnight Included Weekend Swing add-on required Learn more → Without the Swing add-on, close all positions before the market closes on Friday to avoid a breach.SourceLast verified:
    Position size limits
    Clear limits on total lot sizes per asset class. Multiple positions within the same category are counted together when calculating total volume. Account size FX Commodities / Metals Indices Crypto $625 0.25 0.02 0.12 0.05 $1,250 0.5 0.04 0.25 0.1 $2,500 1 0.08 0.5 0.25 $5,000 2 0.15 1 0.5 $10,000 4 0.3 2 1 $20,000 8 0.6 4 2 $40,000 16 1.2 8 4 $80,000 32 2.4 16 8 $120,000 48 3.6 24 12 Learn more → Violating the Maximum Lot Rule results in a full account reset.SourceLast verified:
    Risk per trade policy
    You may not risk or lose more than 3% of your starting account balance at any time on a single trade idea. Limit 3% of starting balance per trade idea Breach type Hard breach Learn more → A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes counts as the same trade idea and does not reset the limit.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.SourceLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.SourceLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.SourceLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.SourceLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.SourceLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.SourceLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.SourceLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.SourceLast verified:
    Maximum loss limit pct
    10%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Profit split conditions
    This can be increased to 90% with the add-on Add 10% to profit split.SourceLast verified:
    Weekend holding policy
    You can’t keep positions open during weekend market closure unless you have the add-on Allow major news trading and weekend holding.SourceLast verified:
    Daily loss policy
    No separate daily limit—just stay within your Max drawdown to avoid losing your account.SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    7 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.SourceLast verified:
    Advertised account size
    $625SourceLast verified:
    Platforms
    MetaTrader 5SourceLast verified:
    Spread account
    Commission FreeSourceLast verified:

  12. Instant Funding PRO USD 625 - MetaTrader 5 - RAW Spreads

    Cost to get funded $44

    • Maximum loss 10% (Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.)
    • Daily loss limit Not verified
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $44Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.SourceLast verified:
    Payout conditions
    Your first withdrawal is available 14 days after your initial trade — after that, you can withdraw every 7 days following your next trade. First payout 14 days after your initial trade Then Every 7 days after your next trade Minimum $25 Learn more → To request: ensure all trades are closed and your Smart Drawdown is locked in, then choose your withdrawal method and amount from your dashboard.SourceLast verified:
    Scaling policy
    Double your account size after achieving a minimum 10% gain — up to a maximum balance of $1,280,000. Requirement Minimum 10% gain, all trades closed Reward Account balance doubles instantly Maximum $1,280,000 balance Learn more → When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit. The scaling button appears on your dashboard home screen once your account is eligible.SourceLast verified:
    News trading policy
    Permitted only with the Swing add-on, which gives full access to trade during high-impact events. Without add-on Restricted — 4 minutes either side of a major news event With Swing add-on Included Learn more → Without the Swing add-on, trades executed within 4 minutes before or after a major news event are restricted — profits from such trades may be adjusted, and accounts reset if necessary. See the full list of affected news events via the link above.SourceLast verified:
    Holding policy
    Overnight holding is included. Weekend holding requires the Swing add-on. Overnight Included Weekend Swing add-on required Learn more → Without the Swing add-on, close all positions before the market closes on Friday to avoid a breach.SourceLast verified:
    Position size limits
    Clear limits on total lot sizes per asset class. Multiple positions within the same category are counted together when calculating total volume. Account size FX Commodities / Metals Indices Crypto $625 0.25 0.02 0.12 0.05 $1,250 0.5 0.04 0.25 0.1 $2,500 1 0.08 0.5 0.25 $5,000 2 0.15 1 0.5 $10,000 4 0.3 2 1 $20,000 8 0.6 4 2 $40,000 16 1.2 8 4 $80,000 32 2.4 16 8 $120,000 48 3.6 24 12 Learn more → Violating the Maximum Lot Rule results in a full account reset.SourceLast verified:
    Risk per trade policy
    You may not risk or lose more than 3% of your starting account balance at any time on a single trade idea. Limit 3% of starting balance per trade idea Breach type Hard breach Learn more → A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes counts as the same trade idea and does not reset the limit.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.SourceLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.SourceLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.SourceLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.SourceLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.SourceLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.SourceLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.SourceLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.SourceLast verified:
    Maximum loss limit pct
    10%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Profit split conditions
    This can be increased to 90% with the add-on Add 10% to profit split.SourceLast verified:
    Weekend holding policy
    You can’t keep positions open during weekend market closure unless you have the add-on Allow major news trading and weekend holding.SourceLast verified:
    Daily loss policy
    No separate daily limit—just stay within your Max drawdown to avoid losing your account.SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    7 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.SourceLast verified:
    Advertised account size
    $625SourceLast verified:
    Platforms
    MetaTrader 5SourceLast verified:
    Spread account
    RAW SpreadsSourceLast verified:

  13. City Traders Imperium 1-Step $5,000

    3.4

    Cost to get funded $49

    • Maximum loss 5% (5% of the starting balance)
    • Daily loss limit Not verified
    • Steps 1
    Profit split
    80%
    First payout
    7 days

    Verified

    Visit City Traders Imperium
    Plan details
    Entry fee
    $49Stage: purchasePrice type: Base price before coupons, taxes and processing feesBilling: one timeSourceLast verified:
    Billing
    one timeStage: purchaseSourceLast verified:
    Purchase fee conditions
    The fees for the Services are denominated in USD. Payment of these fees in other currencies is not permitted. Also, all fees are exclusive of all taxes or payment processing fees.SourceLast verified:
    Payment methods
    The Client may settle the fee for the chosen service option using a Payment Card, Bank Transfer, Crypto Currency, or through other payment methods currently made available by the Company on the website.SourceLast verified:
    Residency and age conditions
    The Services are designed exclusively for individuals aged 18 and older, residing in countries where the Services are offered. By registering on the Website, the Client affirms that he or she are at least 18 years old. Individuals under 18 are not permitted to use the Services.SourceLast verified:
    Restricted customer conditions
    The Company will not offer Services to any Client who: (6.5.1) Nationals or residents of the following Restricted Jurisdictions: Syria, North Korea, Cuba, or Iran; (6.5.2) a company is established, incorporated, or maintains a registered office within Restricted Jurisdictions; (6.5.3) is under international sanctions; or (6.5.4) possesses a criminal record related to financial crime or terrorism. (6.5.5) owners or the management of a competitive firm.SourceLast verified:
    Verification conditions
    The Client consents to provide the Company with any Know Your Client (KYC) information requested by the Company at any point, which includes, but is not limited to, the following requirements: (7.1.1) Proof of Identity: A valid form of identification such as an ID card, Passport, or Driving License, which must have at least 3 months remaining before expiration. (7.1.2) Proof of Address: A recent document — including but not limited to a Utility Bill, Bank Statement, Government Document, or Broadband Bill — that is dated within the last 3 months and confirms the Client's address. (7.1.3) A Selfie Verification: A Photo or Video live verification of the Client through 3rd party KYC Verification SumSub.SourceLast verified:
    Account service model
    All accounts made available through the services are simulated demo accounts, which stand as a valuable educational initiative designed to evaluate traders' performance and foster a comprehensive learning environment for all Clients. No live capital is traded, and no investment services are provided by the Company.SourceLast verified:
    Refund conditions
    Refunds are not issued once at least one simulated demo transaction has been executed on the assessment account. Where the assessment account remains completely inactive (no transactions opened), the Client may request a refund within 7 calendar days of purchase, provided there was no activity on the Client account, or no more than 3 lessons have been accessed or completed.SourceLast verified:
    Mt5 eligibility
    MT5 accounts are available to traders in most countries, but we cannot offer them to clients in the USA. If you are based in the USA you can still trade with us on Match-Trader, which is available worldwide. A small number of other jurisdictions are restricted and those are listed in our terms, so contact support if you are not certain whether your country is covered.SourceLast verified:
    Matchtrader eligibility
    Yes. Match Trader is available to traders worldwide, including clients in the USA. This is the platform to choose if you are based in the USA, because MT5 accounts are not offered there.SourceLast verified:
    Platform automation conditions
    Match Trader runs in the browser with TradingView charting built in, and it is available worldwide including the USA. MetaTrader 5 is a desktop platform that also has web and mobile versions, and it supports Expert Advisors and custom indicators. If you want automation choose MetaTrader 5. If you want to log in and trade from any machine without installing software, choose Match Trader.SourceLast verified:
    Trial conditions
    The CTI Free Trial is a free, 14-day test drive of City Traders Imperium’s real trading conditions, no strings attached. You get a $100,000 demo account on MetaTrader 5 or Match-Trader, running the exact spreads, commissions and execution used on every funded CTI account. No payment. No card. No evaluation. No targets. Just put us to the test, and if you like what you see, buying a funding program afterward is entirely optional. City Traders Imperium has been funding traders since 2018, so you’re testing a firm with a real track record, not a startup.SourceLast verified:
    Trial payout conditions
    The conditions are identical: same platforms, same spreads, same execution you’d get on any CTI account, challenge or funded. The only difference is there are no profit targets, no rules to pass and no payouts, because the trial exists to test the firm, not to evaluate you.SourceLast verified:
    Evaluation fee currency
    USDStage: purchaseSourceLast verified:
    Advertised account size
    $5,000Stage: programme advertised account sizeSourceLast verified:
    Evaluation steps
    1 stepsStage: evaluationSourceLast verified:
    Profit target phase 1 pct
    8%Stage: phase 1SourceLast verified:
    Minimum profitable days
    3 profitable daysStage: each evaluation phaseSourceLast verified:
    Minimum profitable day profit pct
    0.5%Stage: each evaluation phaseSourceLast verified:
    Evaluation time limit
    noneStage: evaluationSourceLast verified:
    Maximum loss limit pct
    5%Stage: evaluationSourceLast verified:
    Maximum loss mechanism
    5% of the starting balanceStage: evaluationSourceLast verified:
    Maximum loss basis
    The max you can lose from the highest account balance.Stage: evaluationSourceLast verified:
    Daily loss policy
    NoneStage: evaluationSourceLast verified:
    Profit split pct
    80%Stage: funded baseSourceLast verified:
    Profit split conditions
    Your share of the simulated profit from the CTI funded account. You start from 80% profit share then it increases to 90% once you qualify for the Bronze level, then to 100% once you qualify for the Silver level of the CTI VIP Program. No add-ons. No extra fees.Stage: base and conditional vip progressionSourceLast verified:
    Platforms
    MetaTrader 5 & Match-TraderStage: programmeSourceLast verified:
    Automated trading
    Allowed (inc. third-party)Stage: programmeSourceLast verified:
    Martingale policy
    AllowedStage: programmeSourceLast verified:
    News trading policy
    AllowedStage: programmeSourceLast verified:
    Weekend holding policy
    AllowedStage: programmeSourceLast verified:
    Overnight holding policy
    AllowedStage: programmeSourceLast verified:
    Reset discount
    15% DiscountStage: programmeSourceLast verified:
    Max scaling per account
    $200KStage: conditional scaling ceilingSourceLast verified:
    Max funding
    $400KStage: combined conditional funding ceilingSourceLast verified:
    First payout days
    7 calendar daysStage: funded first requestSourceLast verified:
    Payout conditions
    Once you’re funded, get rewarded with an 80% profit share as a starting point. Request your 1st payout in as little as 7 days.Stage: funded first requestSourceLast verified:

  14. Audacity Capital Ability Challenge $5,000

    3.0

    Cost to get funded $49

    • Maximum loss 15%
    • Daily loss limit 7.5%
    • Steps 2
    Profit split
    75%
    First payout
    14 days

    Verified

    Visit Audacity Capital
    Plan details
    Entry fee
    $49Stage: evaluation purchasePrice type: published base before discountBilling: one timeSourceLast verified:
    Advertised account size
    $5,000Stage: evaluationSourceLast verified:
    Evaluation steps
    2 stepsStage: evaluationSourceLast verified:
    Profit target phase 1 pct
    10%Stage: phase 1SourceLast verified:
    Profit target phase 2 pct
    5%Stage: phase 2SourceLast verified:
    Maximum loss limit pct
    15%Stage: evaluationSourceLast verified:
    Daily loss limit pct
    7.5%Stage: evaluationSourceLast verified:
    Minimum trading days
    4 daysStage: evaluationSourceLast verified:
    Profit split pct
    75%Stage: funded baseSourceLast verified:
    Profit split threshold pct
    10%Stage: funded baseSourceLast verified:
    First payout days
    14 calendar daysStage: funded first requestSourceLast verified:
    Profit split conditions
    Profit Target More than 10% 85% Less than 10% 75%Stage: funded baseSourceLast verified:
    Profit split range
    Profit Share75% - 90%Stage: funded scaling rangeSourceLast verified:
    Payout conditions
    Payout CycleBi-weekly After your first live tradeWith your first available 14 daysStage: funded first requestSourceLast verified:
    Platforms
    MT5 or DXtradeStage: evaluationSourceLast verified:

  15. Instant Funding One-Phase Lite USD 5,000 - cTrader - Commission Free

    Cost to get funded $57

    • Maximum loss 6% (Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.)
    • Daily loss limit 4%
    • Steps 1
    Profit split
    80%
    First payout
    Not verified

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $57Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 4% of account value / day Resets 17:00 EST (rollover) Learn more → Recalculated at 17:00 EST on the higher of your Balance (excl. open trades) or Equity (incl. open trades). Example: balance $10,000, equity $10,500 → next-day limit is 4% of $10,500 = $420.SourceLast verified:
    Maximum loss mechanism
    Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.SourceLast verified:
    Profit split conditions
    How much of your trading profit you keep. Standard 80% of net profit With add-on Up to 90% Learn more →SourceLast verified:
    Payout conditions
    A flexible payout structure once you reach the funded stage. First payout On-demand Minimum withdrawal 1.5% Payout cycle Every 7 days Consistency rule None Learn more → Your first payout is available on demand — request it any time, subject to a 1.5% minimum withdrawal. After that, payouts every 7 days. Note: the 7-day cycle begins from your first trade.SourceLast verified:
    Minimum trading days policy
    No minimum trading-day requirement on this account — trade at your own pace. One-Phase Lite None requiredSourceLast verified:
    News trading policy
    Enabled by default on all stages — trade freely around major economic events. One-Phase Lite Included Learn more → News straddling, or any execution designed to gain an unfair advantage, is not permitted.SourceLast verified:
    Holding policy
    Hold trades overnight and through the weekend — no add-on required. Overnight Included Weekend Included Learn more →SourceLast verified:
    Scaling policy
    Grow your account up to double its original size as you trade well. Growth +25% per 90 days Trigger 10%+ gain over 90 days Cap Up to 2× starting size Learn more → Grow 10%+ over a 90-day period, email support@instantfunding.com with subject “Scaling Request” (Account ID + confirmation), and we add 25% of your starting balance. Repeatable every 90 days up to 2×.SourceLast verified:
    Account drawdown policy
    If unrealised losses on your open positions exceed 2% of your starting balance, the system closes everything automatically. First time, your account moves to a 50% profit split and stays active — your second chance. A second breach closes the account permanently.SourceLast verified:
    Instruments
    Trade any instrument across our market feeds — 65 instruments over four asset classes: major & minor currency pairs, major & minor indices, cryptocurrencies, and commodities.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.SourceLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.SourceLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.SourceLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.SourceLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.SourceLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.SourceLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.SourceLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.SourceLast verified:
    Evaluation steps
    1SourceLast verified:
    Maximum loss limit pct
    6%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Daily loss limit pct
    4%SourceLast verified:
    Profit target pct
    9%SourceLast verified:
    First payout policy
    on demandSourceLast verified:
    Leverage terms
    Currencies – 1:30 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:30 leverage on currencies, you can trade positions worth $30,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.SourceLast verified:
    Advertised account size
    $5,000SourceLast verified:
    Platforms
    cTraderSourceLast verified:
    Spread account
    Commission FreeSourceLast verified:

  16. Instant Funding One-Phase Lite USD 5,000 - cTrader - RAW Spreads

    Cost to get funded $57

    • Maximum loss 6% (Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.)
    • Daily loss limit 4%
    • Steps 1
    Profit split
    80%
    First payout
    Not verified

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $57Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 4% of account value / day Resets 17:00 EST (rollover) Learn more → Recalculated at 17:00 EST on the higher of your Balance (excl. open trades) or Equity (incl. open trades). Example: balance $10,000, equity $10,500 → next-day limit is 4% of $10,500 = $420.SourceLast verified:
    Maximum loss mechanism
    Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.SourceLast verified:
    Profit split conditions
    How much of your trading profit you keep. Standard 80% of net profit With add-on Up to 90% Learn more →SourceLast verified:
    Payout conditions
    A flexible payout structure once you reach the funded stage. First payout On-demand Minimum withdrawal 1.5% Payout cycle Every 7 days Consistency rule None Learn more → Your first payout is available on demand — request it any time, subject to a 1.5% minimum withdrawal. After that, payouts every 7 days. Note: the 7-day cycle begins from your first trade.SourceLast verified:
    Minimum trading days policy
    No minimum trading-day requirement on this account — trade at your own pace. One-Phase Lite None requiredSourceLast verified:
    News trading policy
    Enabled by default on all stages — trade freely around major economic events. One-Phase Lite Included Learn more → News straddling, or any execution designed to gain an unfair advantage, is not permitted.SourceLast verified:
    Holding policy
    Hold trades overnight and through the weekend — no add-on required. Overnight Included Weekend Included Learn more →SourceLast verified:
    Scaling policy
    Grow your account up to double its original size as you trade well. Growth +25% per 90 days Trigger 10%+ gain over 90 days Cap Up to 2× starting size Learn more → Grow 10%+ over a 90-day period, email support@instantfunding.com with subject “Scaling Request” (Account ID + confirmation), and we add 25% of your starting balance. Repeatable every 90 days up to 2×.SourceLast verified:
    Account drawdown policy
    If unrealised losses on your open positions exceed 2% of your starting balance, the system closes everything automatically. First time, your account moves to a 50% profit split and stays active — your second chance. A second breach closes the account permanently.SourceLast verified:
    Instruments
    Trade any instrument across our market feeds — 65 instruments over four asset classes: major & minor currency pairs, major & minor indices, cryptocurrencies, and commodities.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.SourceLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.SourceLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.SourceLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.SourceLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.SourceLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.SourceLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.SourceLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.SourceLast verified:
    Evaluation steps
    1SourceLast verified:
    Maximum loss limit pct
    6%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Daily loss limit pct
    4%SourceLast verified:
    Profit target pct
    9%SourceLast verified:
    First payout policy
    on demandSourceLast verified:
    Leverage terms
    Currencies – 1:30 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:30 leverage on currencies, you can trade positions worth $30,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.SourceLast verified:
    Advertised account size
    $5,000SourceLast verified:
    Platforms
    cTraderSourceLast verified:
    Spread account
    RAW SpreadsSourceLast verified:

  17. Instant Funding One-Phase Lite USD 5,000 - MatchTrader - Commission Free

    Cost to get funded $57

    • Maximum loss 6% (Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.)
    • Daily loss limit 4%
    • Steps 1
    Profit split
    80%
    First payout
    Not verified

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $57Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 4% of account value / day Resets 17:00 EST (rollover) Learn more → Recalculated at 17:00 EST on the higher of your Balance (excl. open trades) or Equity (incl. open trades). Example: balance $10,000, equity $10,500 → next-day limit is 4% of $10,500 = $420.SourceLast verified:
    Maximum loss mechanism
    Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.SourceLast verified:
    Profit split conditions
    How much of your trading profit you keep. Standard 80% of net profit With add-on Up to 90% Learn more →SourceLast verified:
    Payout conditions
    A flexible payout structure once you reach the funded stage. First payout On-demand Minimum withdrawal 1.5% Payout cycle Every 7 days Consistency rule None Learn more → Your first payout is available on demand — request it any time, subject to a 1.5% minimum withdrawal. After that, payouts every 7 days. Note: the 7-day cycle begins from your first trade.SourceLast verified:
    Minimum trading days policy
    No minimum trading-day requirement on this account — trade at your own pace. One-Phase Lite None requiredSourceLast verified:
    News trading policy
    Enabled by default on all stages — trade freely around major economic events. One-Phase Lite Included Learn more → News straddling, or any execution designed to gain an unfair advantage, is not permitted.SourceLast verified:
    Holding policy
    Hold trades overnight and through the weekend — no add-on required. Overnight Included Weekend Included Learn more →SourceLast verified:
    Scaling policy
    Grow your account up to double its original size as you trade well. Growth +25% per 90 days Trigger 10%+ gain over 90 days Cap Up to 2× starting size Learn more → Grow 10%+ over a 90-day period, email support@instantfunding.com with subject “Scaling Request” (Account ID + confirmation), and we add 25% of your starting balance. Repeatable every 90 days up to 2×.SourceLast verified:
    Account drawdown policy
    If unrealised losses on your open positions exceed 2% of your starting balance, the system closes everything automatically. First time, your account moves to a 50% profit split and stays active — your second chance. A second breach closes the account permanently.SourceLast verified:
    Instruments
    Trade any instrument across our market feeds — 65 instruments over four asset classes: major & minor currency pairs, major & minor indices, cryptocurrencies, and commodities.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.SourceLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.SourceLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.SourceLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.SourceLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.SourceLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.SourceLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.SourceLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.SourceLast verified:
    Evaluation steps
    1SourceLast verified:
    Maximum loss limit pct
    6%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Daily loss limit pct
    4%SourceLast verified:
    Profit target pct
    9%SourceLast verified:
    First payout policy
    on demandSourceLast verified:
    Leverage terms
    Currencies – 1:30 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:30 leverage on currencies, you can trade positions worth $30,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.SourceLast verified:
    Advertised account size
    $5,000SourceLast verified:
    Platforms
    MatchTraderSourceLast verified:
    Spread account
    Commission FreeSourceLast verified:

  18. Instant Funding One-Phase Lite USD 5,000 - MatchTrader - RAW Spreads

    Cost to get funded $57

    • Maximum loss 6% (Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.)
    • Daily loss limit 4%
    • Steps 1
    Profit split
    80%
    First payout
    Not verified

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $57Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 4% of account value / day Resets 17:00 EST (rollover) Learn more → Recalculated at 17:00 EST on the higher of your Balance (excl. open trades) or Equity (incl. open trades). Example: balance $10,000, equity $10,500 → next-day limit is 4% of $10,500 = $420.SourceLast verified:
    Maximum loss mechanism
    Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.SourceLast verified:
    Profit split conditions
    How much of your trading profit you keep. Standard 80% of net profit With add-on Up to 90% Learn more →SourceLast verified:
    Payout conditions
    A flexible payout structure once you reach the funded stage. First payout On-demand Minimum withdrawal 1.5% Payout cycle Every 7 days Consistency rule None Learn more → Your first payout is available on demand — request it any time, subject to a 1.5% minimum withdrawal. After that, payouts every 7 days. Note: the 7-day cycle begins from your first trade.SourceLast verified:
    Minimum trading days policy
    No minimum trading-day requirement on this account — trade at your own pace. One-Phase Lite None requiredSourceLast verified:
    News trading policy
    Enabled by default on all stages — trade freely around major economic events. One-Phase Lite Included Learn more → News straddling, or any execution designed to gain an unfair advantage, is not permitted.SourceLast verified:
    Holding policy
    Hold trades overnight and through the weekend — no add-on required. Overnight Included Weekend Included Learn more →SourceLast verified:
    Scaling policy
    Grow your account up to double its original size as you trade well. Growth +25% per 90 days Trigger 10%+ gain over 90 days Cap Up to 2× starting size Learn more → Grow 10%+ over a 90-day period, email support@instantfunding.com with subject “Scaling Request” (Account ID + confirmation), and we add 25% of your starting balance. Repeatable every 90 days up to 2×.SourceLast verified:
    Account drawdown policy
    If unrealised losses on your open positions exceed 2% of your starting balance, the system closes everything automatically. First time, your account moves to a 50% profit split and stays active — your second chance. A second breach closes the account permanently.SourceLast verified:
    Instruments
    Trade any instrument across our market feeds — 65 instruments over four asset classes: major & minor currency pairs, major & minor indices, cryptocurrencies, and commodities.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.SourceLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.SourceLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.SourceLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.SourceLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.SourceLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.SourceLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.SourceLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.SourceLast verified:
    Evaluation steps
    1SourceLast verified:
    Maximum loss limit pct
    6%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Daily loss limit pct
    4%SourceLast verified:
    Profit target pct
    9%SourceLast verified:
    First payout policy
    on demandSourceLast verified:
    Leverage terms
    Currencies – 1:30 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:30 leverage on currencies, you can trade positions worth $30,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.SourceLast verified:
    Advertised account size
    $5,000SourceLast verified:
    Platforms
    MatchTraderSourceLast verified:
    Spread account
    RAW SpreadsSourceLast verified:

  19. Instant Funding One-Phase Lite USD 5,000 - MetaTrader 5 - Commission Free

    Cost to get funded $57

    • Maximum loss 6% (Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.)
    • Daily loss limit 4%
    • Steps 1
    Profit split
    80%
    First payout
    Not verified

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $57Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 4% of account value / day Resets 17:00 EST (rollover) Learn more → Recalculated at 17:00 EST on the higher of your Balance (excl. open trades) or Equity (incl. open trades). Example: balance $10,000, equity $10,500 → next-day limit is 4% of $10,500 = $420.SourceLast verified:
    Maximum loss mechanism
    Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.SourceLast verified:
    Profit split conditions
    How much of your trading profit you keep. Standard 80% of net profit With add-on Up to 90% Learn more →SourceLast verified:
    Payout conditions
    A flexible payout structure once you reach the funded stage. First payout On-demand Minimum withdrawal 1.5% Payout cycle Every 7 days Consistency rule None Learn more → Your first payout is available on demand — request it any time, subject to a 1.5% minimum withdrawal. After that, payouts every 7 days. Note: the 7-day cycle begins from your first trade.SourceLast verified:
    Minimum trading days policy
    No minimum trading-day requirement on this account — trade at your own pace. One-Phase Lite None requiredSourceLast verified:
    News trading policy
    Enabled by default on all stages — trade freely around major economic events. One-Phase Lite Included Learn more → News straddling, or any execution designed to gain an unfair advantage, is not permitted.SourceLast verified:
    Holding policy
    Hold trades overnight and through the weekend — no add-on required. Overnight Included Weekend Included Learn more →SourceLast verified:
    Scaling policy
    Grow your account up to double its original size as you trade well. Growth +25% per 90 days Trigger 10%+ gain over 90 days Cap Up to 2× starting size Learn more → Grow 10%+ over a 90-day period, email support@instantfunding.com with subject “Scaling Request” (Account ID + confirmation), and we add 25% of your starting balance. Repeatable every 90 days up to 2×.SourceLast verified:
    Account drawdown policy
    If unrealised losses on your open positions exceed 2% of your starting balance, the system closes everything automatically. First time, your account moves to a 50% profit split and stays active — your second chance. A second breach closes the account permanently.SourceLast verified:
    Instruments
    Trade any instrument across our market feeds — 65 instruments over four asset classes: major & minor currency pairs, major & minor indices, cryptocurrencies, and commodities.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.SourceLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.SourceLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.SourceLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.SourceLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.SourceLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.SourceLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.SourceLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.SourceLast verified:
    Evaluation steps
    1SourceLast verified:
    Maximum loss limit pct
    6%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Daily loss limit pct
    4%SourceLast verified:
    Profit target pct
    9%SourceLast verified:
    First payout policy
    on demandSourceLast verified:
    Leverage terms
    Currencies – 1:30 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:30 leverage on currencies, you can trade positions worth $30,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.SourceLast verified:
    Advertised account size
    $5,000SourceLast verified:
    Platforms
    MetaTrader 5SourceLast verified:
    Spread account
    Commission FreeSourceLast verified:

  20. Instant Funding One-Phase Lite USD 5,000 - MetaTrader 5 - RAW Spreads

    Cost to get funded $57

    • Maximum loss 6% (Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.)
    • Daily loss limit 4%
    • Steps 1
    Profit split
    80%
    First payout
    Not verified

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $57Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 4% of account value / day Resets 17:00 EST (rollover) Learn more → Recalculated at 17:00 EST on the higher of your Balance (excl. open trades) or Equity (incl. open trades). Example: balance $10,000, equity $10,500 → next-day limit is 4% of $10,500 = $420.SourceLast verified:
    Maximum loss mechanism
    Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.SourceLast verified:
    Profit split conditions
    How much of your trading profit you keep. Standard 80% of net profit With add-on Up to 90% Learn more →SourceLast verified:
    Payout conditions
    A flexible payout structure once you reach the funded stage. First payout On-demand Minimum withdrawal 1.5% Payout cycle Every 7 days Consistency rule None Learn more → Your first payout is available on demand — request it any time, subject to a 1.5% minimum withdrawal. After that, payouts every 7 days. Note: the 7-day cycle begins from your first trade.SourceLast verified:
    Minimum trading days policy
    No minimum trading-day requirement on this account — trade at your own pace. One-Phase Lite None requiredSourceLast verified:
    News trading policy
    Enabled by default on all stages — trade freely around major economic events. One-Phase Lite Included Learn more → News straddling, or any execution designed to gain an unfair advantage, is not permitted.SourceLast verified:
    Holding policy
    Hold trades overnight and through the weekend — no add-on required. Overnight Included Weekend Included Learn more →SourceLast verified:
    Scaling policy
    Grow your account up to double its original size as you trade well. Growth +25% per 90 days Trigger 10%+ gain over 90 days Cap Up to 2× starting size Learn more → Grow 10%+ over a 90-day period, email support@instantfunding.com with subject “Scaling Request” (Account ID + confirmation), and we add 25% of your starting balance. Repeatable every 90 days up to 2×.SourceLast verified:
    Account drawdown policy
    If unrealised losses on your open positions exceed 2% of your starting balance, the system closes everything automatically. First time, your account moves to a 50% profit split and stays active — your second chance. A second breach closes the account permanently.SourceLast verified:
    Instruments
    Trade any instrument across our market feeds — 65 instruments over four asset classes: major & minor currency pairs, major & minor indices, cryptocurrencies, and commodities.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.SourceLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.SourceLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.SourceLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.SourceLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.SourceLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.SourceLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.SourceLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.SourceLast verified:
    Evaluation steps
    1SourceLast verified:
    Maximum loss limit pct
    6%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Daily loss limit pct
    4%SourceLast verified:
    Profit target pct
    9%SourceLast verified:
    First payout policy
    on demandSourceLast verified:
    Leverage terms
    Currencies – 1:30 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:30 leverage on currencies, you can trade positions worth $30,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.SourceLast verified:
    Advertised account size
    $5,000SourceLast verified:
    Platforms
    MetaTrader 5SourceLast verified:
    Spread account
    RAW SpreadsSourceLast verified:

  21. City Traders Imperium 2-Step $5,000

    3.4

    Cost to get funded $59

    • Maximum loss 10% (10% of the initial balance)
    • Daily loss limit 5%
    • Steps 2
    Profit split
    80%
    First payout
    7 days

    Verified

    Visit City Traders Imperium
    Plan details
    Entry fee
    $59Stage: purchasePrice type: Base price before coupons, taxes and processing feesBilling: one timeSourceLast verified:
    Billing
    one timeStage: purchaseSourceLast verified:
    Purchase fee conditions
    The fees for the Services are denominated in USD. Payment of these fees in other currencies is not permitted. Also, all fees are exclusive of all taxes or payment processing fees.SourceLast verified:
    Payment methods
    The Client may settle the fee for the chosen service option using a Payment Card, Bank Transfer, Crypto Currency, or through other payment methods currently made available by the Company on the website.SourceLast verified:
    Residency and age conditions
    The Services are designed exclusively for individuals aged 18 and older, residing in countries where the Services are offered. By registering on the Website, the Client affirms that he or she are at least 18 years old. Individuals under 18 are not permitted to use the Services.SourceLast verified:
    Restricted customer conditions
    The Company will not offer Services to any Client who: (6.5.1) Nationals or residents of the following Restricted Jurisdictions: Syria, North Korea, Cuba, or Iran; (6.5.2) a company is established, incorporated, or maintains a registered office within Restricted Jurisdictions; (6.5.3) is under international sanctions; or (6.5.4) possesses a criminal record related to financial crime or terrorism. (6.5.5) owners or the management of a competitive firm.SourceLast verified:
    Verification conditions
    The Client consents to provide the Company with any Know Your Client (KYC) information requested by the Company at any point, which includes, but is not limited to, the following requirements: (7.1.1) Proof of Identity: A valid form of identification such as an ID card, Passport, or Driving License, which must have at least 3 months remaining before expiration. (7.1.2) Proof of Address: A recent document — including but not limited to a Utility Bill, Bank Statement, Government Document, or Broadband Bill — that is dated within the last 3 months and confirms the Client's address. (7.1.3) A Selfie Verification: A Photo or Video live verification of the Client through 3rd party KYC Verification SumSub.SourceLast verified:
    Account service model
    All accounts made available through the services are simulated demo accounts, which stand as a valuable educational initiative designed to evaluate traders' performance and foster a comprehensive learning environment for all Clients. No live capital is traded, and no investment services are provided by the Company.SourceLast verified:
    Refund conditions
    Refunds are not issued once at least one simulated demo transaction has been executed on the assessment account. Where the assessment account remains completely inactive (no transactions opened), the Client may request a refund within 7 calendar days of purchase, provided there was no activity on the Client account, or no more than 3 lessons have been accessed or completed.SourceLast verified:
    Mt5 eligibility
    MT5 accounts are available to traders in most countries, but we cannot offer them to clients in the USA. If you are based in the USA you can still trade with us on Match-Trader, which is available worldwide. A small number of other jurisdictions are restricted and those are listed in our terms, so contact support if you are not certain whether your country is covered.SourceLast verified:
    Matchtrader eligibility
    Yes. Match Trader is available to traders worldwide, including clients in the USA. This is the platform to choose if you are based in the USA, because MT5 accounts are not offered there.SourceLast verified:
    Platform automation conditions
    Match Trader runs in the browser with TradingView charting built in, and it is available worldwide including the USA. MetaTrader 5 is a desktop platform that also has web and mobile versions, and it supports Expert Advisors and custom indicators. If you want automation choose MetaTrader 5. If you want to log in and trade from any machine without installing software, choose Match Trader.SourceLast verified:
    Trial conditions
    The CTI Free Trial is a free, 14-day test drive of City Traders Imperium’s real trading conditions, no strings attached. You get a $100,000 demo account on MetaTrader 5 or Match-Trader, running the exact spreads, commissions and execution used on every funded CTI account. No payment. No card. No evaluation. No targets. Just put us to the test, and if you like what you see, buying a funding program afterward is entirely optional. City Traders Imperium has been funding traders since 2018, so you’re testing a firm with a real track record, not a startup.SourceLast verified:
    Trial payout conditions
    The conditions are identical: same platforms, same spreads, same execution you’d get on any CTI account, challenge or funded. The only difference is there are no profit targets, no rules to pass and no payouts, because the trial exists to test the firm, not to evaluate you.SourceLast verified:
    Evaluation fee currency
    USDStage: purchaseSourceLast verified:
    Advertised account size
    $5,000Stage: programme advertised account sizeSourceLast verified:
    Evaluation steps
    2 stepsStage: evaluationSourceLast verified:
    Profit target phase 1 pct
    10%Stage: phase 1SourceLast verified:
    Profit target phase 2 pct
    5%Stage: phase 2SourceLast verified:
    Minimum profitable days
    3 profitable daysStage: each evaluation phaseSourceLast verified:
    Minimum profitable day profit pct
    0.5%Stage: each evaluation phaseSourceLast verified:
    Evaluation time limit
    noneStage: evaluationSourceLast verified:
    Maximum loss limit pct
    10%Stage: evaluationSourceLast verified:
    Maximum loss mechanism
    10% of the initial balanceStage: evaluationSourceLast verified:
    Maximum loss basis
    The max you can lose from the initial account balance.Stage: evaluationSourceLast verified:
    Daily loss limit pct
    5%Stage: evaluationSourceLast verified:
    Daily loss policy
    5% of the initial balance, from each day’s starting balanceStage: evaluationSourceLast verified:
    Profit split pct
    80%Stage: funded baseSourceLast verified:
    Profit split conditions
    Your share of the simulated profit from the CTI funded account. You start from 80% profit share then it increases to 90% once you qualify for the Bronze level, then to 100% once you qualify for the Silver level of the CTI VIP Program. No add-ons. No extra fees.Stage: base and conditional vip progressionSourceLast verified:
    Platforms
    MetaTrader 5 & Match-TraderStage: programmeSourceLast verified:
    Automated trading
    Personal EAs onlyStage: programmeSourceLast verified:
    Martingale policy
    Not AllowedStage: programmeSourceLast verified:
    News trading policy
    AllowedStage: programmeSourceLast verified:
    Weekend holding policy
    AllowedStage: programmeSourceLast verified:
    Overnight holding policy
    AllowedStage: programmeSourceLast verified:
    Reset discount
    15% DiscountStage: programmeSourceLast verified:
    Max scaling per account
    $200KStage: conditional scaling ceilingSourceLast verified:
    Max funding
    $400KStage: combined conditional funding ceilingSourceLast verified:
    First payout days
    7 calendar daysStage: funded first requestSourceLast verified:
    Payout conditions
    Once you’re funded, get rewarded with an 80% profit share as a starting point. Request your 1st payout in as little as 7 days.Stage: funded first requestSourceLast verified:

  22. Instant Funding IF Micro Lite USD 5,000 - cTrader - Commission Free

    Cost to get funded $59

    • Maximum loss 6% (Your maximum account loss limit starts at 6% and tightens to 3% once you lock in profit. Starting limit 6% of starting balance (static) Lock-in trigger +3% gain on Balance (not Equity) Post lock-in 3% of starting balance Learn more → Once your Balance (excluding open trades) reaches +3% of your starting balance, your drawdown limit moves from 6% to 3% and stays there. Equity gains on open trades don’t trigger the lock-in — profit must be realised.)
    • Daily loss limit 3%
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $59Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum account loss limit starts at 6% and tightens to 3% once you lock in profit. Starting limit 6% of starting balance (static) Lock-in trigger +3% gain on Balance (not Equity) Post lock-in 3% of starting balance Learn more → Once your Balance (excluding open trades) reaches +3% of your starting balance, your drawdown limit moves from 6% to 3% and stays there. Equity gains on open trades don’t trigger the lock-in — profit must be realised.SourceLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 3% of account value / day Learn more →SourceLast verified:
    Profit split conditions
    How much of your trading profit you keep. Standard 80% of net profit With add-on 90% of net profit After a first strike 50% of net profit A first strike — whether from an Account Drawdown breach or a news-window violation — moves your split to 50%. See the Risk Management Toolkit for how strikes work.SourceLast verified:
    Payout conditions
    Payouts run on a 14-day cycle once you meet the conditions. Cycle Every 14 days Minimum withdrawal 5% of starting balance Consistency rule 15% Best Day Rule Smart Drawdown Must be locked in (3%) Your best trading day must not exceed 15% of your total profit, your net profit must reach at least 5% of your starting balance, and your Smart Drawdown must have locked in at 3% before a payout can be requested.SourceLast verified:
    News trading policy
    Not allowed on IF Micro Lite — a restricted window applies around major economic events. IF Micro Lite Not allowed Restricted window 4 minutes either side of a news event 1st violation Strike — profit split moves to 50% 2nd strike Account breach Learn more → Placing a trade within 4 minutes either side of a major news event counts as one strike. Strikes are shared with Account Drawdown — one of each still results in a breach.SourceLast verified:
    Weekend holding policy
    Holding trades through the weekend is not permitted on IF Micro Lite. Weekend Not allowed Learn more →SourceLast verified:
    Account drawdown policy
    A secondary, tighter risk check — separate from Smart Drawdown. If unrealised losses on your open positions exceed 1% of your starting balance, that counts as one strike. A first strike moves your account to a 50% profit split as a warning; a second strike closes the account permanently.SourceLast verified:
    Strike policy
    Account Drawdown breaches and news-window violations draw from the same strike pool. Your first strike from either rule moves your profit split to 50%; your second strike — from either rule, in any combination — is a breach that closes the account. One Account Drawdown strike plus one news-window strike therefore also results in a breach.SourceLast verified:
    Risk parameters
    Maximum lot limits apply per asset class, and grid trading and one-sided bets are monitored as backstop risk parameters. See Prohibited Practices for the full detail.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Maximum loss limit pct
    6%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Daily loss limit pct
    3%SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    14 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:30 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:30 leverage on currencies, you can trade positions worth $30,000 using $1,000 of your balance.SourceLast verified:
    Advertised account size
    $5,000SourceLast verified:
    Platforms
    cTraderSourceLast verified:
    Spread account
    Commission FreeSourceLast verified:

  23. Instant Funding IF Micro Lite USD 5,000 - cTrader - RAW Spreads

    Cost to get funded $59

    • Maximum loss 6% (Your maximum account loss limit starts at 6% and tightens to 3% once you lock in profit. Starting limit 6% of starting balance (static) Lock-in trigger +3% gain on Balance (not Equity) Post lock-in 3% of starting balance Learn more → Once your Balance (excluding open trades) reaches +3% of your starting balance, your drawdown limit moves from 6% to 3% and stays there. Equity gains on open trades don’t trigger the lock-in — profit must be realised.)
    • Daily loss limit 3%
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $59Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum account loss limit starts at 6% and tightens to 3% once you lock in profit. Starting limit 6% of starting balance (static) Lock-in trigger +3% gain on Balance (not Equity) Post lock-in 3% of starting balance Learn more → Once your Balance (excluding open trades) reaches +3% of your starting balance, your drawdown limit moves from 6% to 3% and stays there. Equity gains on open trades don’t trigger the lock-in — profit must be realised.SourceLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 3% of account value / day Learn more →SourceLast verified:
    Profit split conditions
    How much of your trading profit you keep. Standard 80% of net profit With add-on 90% of net profit After a first strike 50% of net profit A first strike — whether from an Account Drawdown breach or a news-window violation — moves your split to 50%. See the Risk Management Toolkit for how strikes work.SourceLast verified:
    Payout conditions
    Payouts run on a 14-day cycle once you meet the conditions. Cycle Every 14 days Minimum withdrawal 5% of starting balance Consistency rule 15% Best Day Rule Smart Drawdown Must be locked in (3%) Your best trading day must not exceed 15% of your total profit, your net profit must reach at least 5% of your starting balance, and your Smart Drawdown must have locked in at 3% before a payout can be requested.SourceLast verified:
    News trading policy
    Not allowed on IF Micro Lite — a restricted window applies around major economic events. IF Micro Lite Not allowed Restricted window 4 minutes either side of a news event 1st violation Strike — profit split moves to 50% 2nd strike Account breach Learn more → Placing a trade within 4 minutes either side of a major news event counts as one strike. Strikes are shared with Account Drawdown — one of each still results in a breach.SourceLast verified:
    Weekend holding policy
    Holding trades through the weekend is not permitted on IF Micro Lite. Weekend Not allowed Learn more →SourceLast verified:
    Account drawdown policy
    A secondary, tighter risk check — separate from Smart Drawdown. If unrealised losses on your open positions exceed 1% of your starting balance, that counts as one strike. A first strike moves your account to a 50% profit split as a warning; a second strike closes the account permanently.SourceLast verified:
    Strike policy
    Account Drawdown breaches and news-window violations draw from the same strike pool. Your first strike from either rule moves your profit split to 50%; your second strike — from either rule, in any combination — is a breach that closes the account. One Account Drawdown strike plus one news-window strike therefore also results in a breach.SourceLast verified:
    Risk parameters
    Maximum lot limits apply per asset class, and grid trading and one-sided bets are monitored as backstop risk parameters. See Prohibited Practices for the full detail.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Maximum loss limit pct
    6%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Daily loss limit pct
    3%SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    14 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:30 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:30 leverage on currencies, you can trade positions worth $30,000 using $1,000 of your balance.SourceLast verified:
    Advertised account size
    $5,000SourceLast verified:
    Platforms
    cTraderSourceLast verified:
    Spread account
    RAW SpreadsSourceLast verified:

  24. Instant Funding IF Micro Lite USD 5,000 - MatchTrader - Commission Free

    Cost to get funded $59

    • Maximum loss 6% (Your maximum account loss limit starts at 6% and tightens to 3% once you lock in profit. Starting limit 6% of starting balance (static) Lock-in trigger +3% gain on Balance (not Equity) Post lock-in 3% of starting balance Learn more → Once your Balance (excluding open trades) reaches +3% of your starting balance, your drawdown limit moves from 6% to 3% and stays there. Equity gains on open trades don’t trigger the lock-in — profit must be realised.)
    • Daily loss limit 3%
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $59Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum account loss limit starts at 6% and tightens to 3% once you lock in profit. Starting limit 6% of starting balance (static) Lock-in trigger +3% gain on Balance (not Equity) Post lock-in 3% of starting balance Learn more → Once your Balance (excluding open trades) reaches +3% of your starting balance, your drawdown limit moves from 6% to 3% and stays there. Equity gains on open trades don’t trigger the lock-in — profit must be realised.SourceLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 3% of account value / day Learn more →SourceLast verified:
    Profit split conditions
    How much of your trading profit you keep. Standard 80% of net profit With add-on 90% of net profit After a first strike 50% of net profit A first strike — whether from an Account Drawdown breach or a news-window violation — moves your split to 50%. See the Risk Management Toolkit for how strikes work.SourceLast verified:
    Payout conditions
    Payouts run on a 14-day cycle once you meet the conditions. Cycle Every 14 days Minimum withdrawal 5% of starting balance Consistency rule 15% Best Day Rule Smart Drawdown Must be locked in (3%) Your best trading day must not exceed 15% of your total profit, your net profit must reach at least 5% of your starting balance, and your Smart Drawdown must have locked in at 3% before a payout can be requested.SourceLast verified:
    News trading policy
    Not allowed on IF Micro Lite — a restricted window applies around major economic events. IF Micro Lite Not allowed Restricted window 4 minutes either side of a news event 1st violation Strike — profit split moves to 50% 2nd strike Account breach Learn more → Placing a trade within 4 minutes either side of a major news event counts as one strike. Strikes are shared with Account Drawdown — one of each still results in a breach.SourceLast verified:
    Weekend holding policy
    Holding trades through the weekend is not permitted on IF Micro Lite. Weekend Not allowed Learn more →SourceLast verified:
    Account drawdown policy
    A secondary, tighter risk check — separate from Smart Drawdown. If unrealised losses on your open positions exceed 1% of your starting balance, that counts as one strike. A first strike moves your account to a 50% profit split as a warning; a second strike closes the account permanently.SourceLast verified:
    Strike policy
    Account Drawdown breaches and news-window violations draw from the same strike pool. Your first strike from either rule moves your profit split to 50%; your second strike — from either rule, in any combination — is a breach that closes the account. One Account Drawdown strike plus one news-window strike therefore also results in a breach.SourceLast verified:
    Risk parameters
    Maximum lot limits apply per asset class, and grid trading and one-sided bets are monitored as backstop risk parameters. See Prohibited Practices for the full detail.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Maximum loss limit pct
    6%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Daily loss limit pct
    3%SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    14 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:30 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:30 leverage on currencies, you can trade positions worth $30,000 using $1,000 of your balance.SourceLast verified:
    Advertised account size
    $5,000SourceLast verified:
    Platforms
    MatchTraderSourceLast verified:
    Spread account
    Commission FreeSourceLast verified:

  25. Instant Funding IF Micro Lite USD 5,000 - MatchTrader - RAW Spreads

    Cost to get funded $59

    • Maximum loss 6% (Your maximum account loss limit starts at 6% and tightens to 3% once you lock in profit. Starting limit 6% of starting balance (static) Lock-in trigger +3% gain on Balance (not Equity) Post lock-in 3% of starting balance Learn more → Once your Balance (excluding open trades) reaches +3% of your starting balance, your drawdown limit moves from 6% to 3% and stays there. Equity gains on open trades don’t trigger the lock-in — profit must be realised.)
    • Daily loss limit 3%
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $59Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum account loss limit starts at 6% and tightens to 3% once you lock in profit. Starting limit 6% of starting balance (static) Lock-in trigger +3% gain on Balance (not Equity) Post lock-in 3% of starting balance Learn more → Once your Balance (excluding open trades) reaches +3% of your starting balance, your drawdown limit moves from 6% to 3% and stays there. Equity gains on open trades don’t trigger the lock-in — profit must be realised.SourceLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 3% of account value / day Learn more →SourceLast verified:
    Profit split conditions
    How much of your trading profit you keep. Standard 80% of net profit With add-on 90% of net profit After a first strike 50% of net profit A first strike — whether from an Account Drawdown breach or a news-window violation — moves your split to 50%. See the Risk Management Toolkit for how strikes work.SourceLast verified:
    Payout conditions
    Payouts run on a 14-day cycle once you meet the conditions. Cycle Every 14 days Minimum withdrawal 5% of starting balance Consistency rule 15% Best Day Rule Smart Drawdown Must be locked in (3%) Your best trading day must not exceed 15% of your total profit, your net profit must reach at least 5% of your starting balance, and your Smart Drawdown must have locked in at 3% before a payout can be requested.SourceLast verified:
    News trading policy
    Not allowed on IF Micro Lite — a restricted window applies around major economic events. IF Micro Lite Not allowed Restricted window 4 minutes either side of a news event 1st violation Strike — profit split moves to 50% 2nd strike Account breach Learn more → Placing a trade within 4 minutes either side of a major news event counts as one strike. Strikes are shared with Account Drawdown — one of each still results in a breach.SourceLast verified:
    Weekend holding policy
    Holding trades through the weekend is not permitted on IF Micro Lite. Weekend Not allowed Learn more →SourceLast verified:
    Account drawdown policy
    A secondary, tighter risk check — separate from Smart Drawdown. If unrealised losses on your open positions exceed 1% of your starting balance, that counts as one strike. A first strike moves your account to a 50% profit split as a warning; a second strike closes the account permanently.SourceLast verified:
    Strike policy
    Account Drawdown breaches and news-window violations draw from the same strike pool. Your first strike from either rule moves your profit split to 50%; your second strike — from either rule, in any combination — is a breach that closes the account. One Account Drawdown strike plus one news-window strike therefore also results in a breach.SourceLast verified:
    Risk parameters
    Maximum lot limits apply per asset class, and grid trading and one-sided bets are monitored as backstop risk parameters. See Prohibited Practices for the full detail.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Maximum loss limit pct
    6%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Daily loss limit pct
    3%SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    14 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:30 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:30 leverage on currencies, you can trade positions worth $30,000 using $1,000 of your balance.SourceLast verified:
    Advertised account size
    $5,000SourceLast verified:
    Platforms
    MatchTraderSourceLast verified:
    Spread account
    RAW SpreadsSourceLast verified:

  26. Instant Funding IF Micro Lite USD 5,000 - MetaTrader 5 - Commission Free

    Cost to get funded $59

    • Maximum loss 6% (Your maximum account loss limit starts at 6% and tightens to 3% once you lock in profit. Starting limit 6% of starting balance (static) Lock-in trigger +3% gain on Balance (not Equity) Post lock-in 3% of starting balance Learn more → Once your Balance (excluding open trades) reaches +3% of your starting balance, your drawdown limit moves from 6% to 3% and stays there. Equity gains on open trades don’t trigger the lock-in — profit must be realised.)
    • Daily loss limit 3%
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $59Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum account loss limit starts at 6% and tightens to 3% once you lock in profit. Starting limit 6% of starting balance (static) Lock-in trigger +3% gain on Balance (not Equity) Post lock-in 3% of starting balance Learn more → Once your Balance (excluding open trades) reaches +3% of your starting balance, your drawdown limit moves from 6% to 3% and stays there. Equity gains on open trades don’t trigger the lock-in — profit must be realised.SourceLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 3% of account value / day Learn more →SourceLast verified:
    Profit split conditions
    How much of your trading profit you keep. Standard 80% of net profit With add-on 90% of net profit After a first strike 50% of net profit A first strike — whether from an Account Drawdown breach or a news-window violation — moves your split to 50%. See the Risk Management Toolkit for how strikes work.SourceLast verified:
    Payout conditions
    Payouts run on a 14-day cycle once you meet the conditions. Cycle Every 14 days Minimum withdrawal 5% of starting balance Consistency rule 15% Best Day Rule Smart Drawdown Must be locked in (3%) Your best trading day must not exceed 15% of your total profit, your net profit must reach at least 5% of your starting balance, and your Smart Drawdown must have locked in at 3% before a payout can be requested.SourceLast verified:
    News trading policy
    Not allowed on IF Micro Lite — a restricted window applies around major economic events. IF Micro Lite Not allowed Restricted window 4 minutes either side of a news event 1st violation Strike — profit split moves to 50% 2nd strike Account breach Learn more → Placing a trade within 4 minutes either side of a major news event counts as one strike. Strikes are shared with Account Drawdown — one of each still results in a breach.SourceLast verified:
    Weekend holding policy
    Holding trades through the weekend is not permitted on IF Micro Lite. Weekend Not allowed Learn more →SourceLast verified:
    Account drawdown policy
    A secondary, tighter risk check — separate from Smart Drawdown. If unrealised losses on your open positions exceed 1% of your starting balance, that counts as one strike. A first strike moves your account to a 50% profit split as a warning; a second strike closes the account permanently.SourceLast verified:
    Strike policy
    Account Drawdown breaches and news-window violations draw from the same strike pool. Your first strike from either rule moves your profit split to 50%; your second strike — from either rule, in any combination — is a breach that closes the account. One Account Drawdown strike plus one news-window strike therefore also results in a breach.SourceLast verified:
    Risk parameters
    Maximum lot limits apply per asset class, and grid trading and one-sided bets are monitored as backstop risk parameters. See Prohibited Practices for the full detail.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Maximum loss limit pct
    6%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Daily loss limit pct
    3%SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    14 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:30 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:30 leverage on currencies, you can trade positions worth $30,000 using $1,000 of your balance.SourceLast verified:
    Advertised account size
    $5,000SourceLast verified:
    Platforms
    MetaTrader 5SourceLast verified:
    Spread account
    Commission FreeSourceLast verified:

  27. Instant Funding IF Micro Lite USD 5,000 - MetaTrader 5 - RAW Spreads

    Cost to get funded $59

    • Maximum loss 6% (Your maximum account loss limit starts at 6% and tightens to 3% once you lock in profit. Starting limit 6% of starting balance (static) Lock-in trigger +3% gain on Balance (not Equity) Post lock-in 3% of starting balance Learn more → Once your Balance (excluding open trades) reaches +3% of your starting balance, your drawdown limit moves from 6% to 3% and stays there. Equity gains on open trades don’t trigger the lock-in — profit must be realised.)
    • Daily loss limit 3%
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $59Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum account loss limit starts at 6% and tightens to 3% once you lock in profit. Starting limit 6% of starting balance (static) Lock-in trigger +3% gain on Balance (not Equity) Post lock-in 3% of starting balance Learn more → Once your Balance (excluding open trades) reaches +3% of your starting balance, your drawdown limit moves from 6% to 3% and stays there. Equity gains on open trades don’t trigger the lock-in — profit must be realised.SourceLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 3% of account value / day Learn more →SourceLast verified:
    Profit split conditions
    How much of your trading profit you keep. Standard 80% of net profit With add-on 90% of net profit After a first strike 50% of net profit A first strike — whether from an Account Drawdown breach or a news-window violation — moves your split to 50%. See the Risk Management Toolkit for how strikes work.SourceLast verified:
    Payout conditions
    Payouts run on a 14-day cycle once you meet the conditions. Cycle Every 14 days Minimum withdrawal 5% of starting balance Consistency rule 15% Best Day Rule Smart Drawdown Must be locked in (3%) Your best trading day must not exceed 15% of your total profit, your net profit must reach at least 5% of your starting balance, and your Smart Drawdown must have locked in at 3% before a payout can be requested.SourceLast verified:
    News trading policy
    Not allowed on IF Micro Lite — a restricted window applies around major economic events. IF Micro Lite Not allowed Restricted window 4 minutes either side of a news event 1st violation Strike — profit split moves to 50% 2nd strike Account breach Learn more → Placing a trade within 4 minutes either side of a major news event counts as one strike. Strikes are shared with Account Drawdown — one of each still results in a breach.SourceLast verified:
    Weekend holding policy
    Holding trades through the weekend is not permitted on IF Micro Lite. Weekend Not allowed Learn more →SourceLast verified:
    Account drawdown policy
    A secondary, tighter risk check — separate from Smart Drawdown. If unrealised losses on your open positions exceed 1% of your starting balance, that counts as one strike. A first strike moves your account to a 50% profit split as a warning; a second strike closes the account permanently.SourceLast verified:
    Strike policy
    Account Drawdown breaches and news-window violations draw from the same strike pool. Your first strike from either rule moves your profit split to 50%; your second strike — from either rule, in any combination — is a breach that closes the account. One Account Drawdown strike plus one news-window strike therefore also results in a breach.SourceLast verified:
    Risk parameters
    Maximum lot limits apply per asset class, and grid trading and one-sided bets are monitored as backstop risk parameters. See Prohibited Practices for the full detail.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Maximum loss limit pct
    6%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Daily loss limit pct
    3%SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    14 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:30 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:30 leverage on currencies, you can trade positions worth $30,000 using $1,000 of your balance.SourceLast verified:
    Advertised account size
    $5,000SourceLast verified:
    Platforms
    MetaTrader 5SourceLast verified:
    Spread account
    RAW SpreadsSourceLast verified:

  28. ThinkCapital Lightning $5,000

    Cost to get funded $59

    • Maximum loss 6% (6% Trailing)
    • Daily loss limit 3%
    • Steps 1
    Profit split
    80%
    First payout
    3 days

    Verified

    Visit ThinkCapital
    Plan details
    Entry fee
    $59Stage: evaluation purchaseBilling: one timeSourceLast verified:
    Advertised account size
    $5,000Stage: evaluation initial balanceSourceLast verified:
    Evaluation steps
    1Stage: evaluationSourceLast verified:
    Profit target pct
    10%Stage: evaluationSourceLast verified:
    Daily loss limit pct
    3%Stage: evaluationSourceLast verified:
    Maximum loss limit pct
    6%Stage: evaluationSourceLast verified:
    Profit split pct
    80%Stage: fundedSourceLast verified:
    Profit split conditions
    80% (90% with scaling or add-on)Stage: fundedSourceLast verified:
    Payout interval days
    14 calendar daysStage: fundedSourceLast verified:
    Payout conditions
    ThinkCapital requires at least 3 profitable trading days in each payout cycle on Lightning, Dual Step and Nexus simulated funded accounts. A day counts when it closes at least 0.5% above its opening balance. Your overall balance must also be above the initial balance. The days do not need to be consecutive. Until you meet the rule, the withdrawal option stays unavailable.Stage: fundedSourceLast verified:
    Minimum trading days
    3 trading daysStage: evaluationSourceLast verified:
    Maximum loss mechanism
    6% TrailingStage: evaluationSourceLast verified:
    Payout schedule
    14 days (7 days with add-on)Stage: fundedSourceLast verified:
    First payout qualifying days
    3 qualifying daysStage: fundedSourceLast verified:
    Quoted currency
    USDStage: evaluation purchaseSourceLast verified:

  29. FundedNext Stellar 2-Step $6,000 — standard swap

    3.9

    Cost to get funded $59.99

    • Maximum loss 10% (Static)
    • Daily loss limit 5%
    • Steps 2
    Profit split
    80%
    First payout
    21 days

    Verified

    Visit FundedNext
    Plan details
    Entry fee
    $59.99Stage: challenge purchaseQuoted currency: Dollar symbol; currency not confirmedPrice type: original purchase without couponSourceLast verified:
    Billing
    One-time feeStage: challenge purchaseSourceLast verified:
    Advertised account size
    $6,000Stage: challenge initial balanceSourceLast verified:
    Evaluation steps
    2 stepsStage: challengeSourceLast verified:
    Profit target phase 1 pct
    8%Stage: phase-1SourceLast verified:
    Profit target phase 2 pct
    5%Stage: phase-2SourceLast verified:
    Daily loss limit pct
    5%Stage: challengeSourceLast verified:
    Maximum loss limit pct
    10%Stage: challengeSourceLast verified:
    Maximum loss mechanism
    StaticStage: model general ruleSourceLast verified:
    Minimum trading days
    5 daysStage: each challenge phaseSourceLast verified:
    Evaluation time limit
    NoneStage: challengeSourceLast verified:
    News trading policy
    News Trading in the Challenge Phase You are free to open, close, or hold trades during high-impact news events. No restrictions or profit adjustments apply during the Challenge Phases. News Trading in the FundedNext Account Once you transition to the FundedNext Account, a News Profit Split Rule applies: Time Window: 5 minutes before and 5 minutes after any listed high-impact news event. Profit Adjustment: Only 40% of profit from trades opened or closed within this 10-minute window will be counted toward your account balance. Losses: Losses during this window are fully applied and not adjusted. Applies to both market execution and pending orders (SL/TP triggers included).Stage: challenge and fundedSourceLast verified:
    Weekend holding policy
    Weekend holding is allowed on the Challenge Accounts, FundedNext Account, Free Monthly Competition Accounts, and Free Trial Accounts at FundedNext.Stage: challenge and fundedSourceLast verified:
    Maximum loss basis
    Calculated as a percentage of the initial balance, fixed per account model.Stage: model general ruleSourceLast verified:
    Profit split pct
    80%Stage: funded initialSourceLast verified:
    First payout days
    21 daysStage: fundedSourceLast verified:
    Payout interval days
    14 daysStage: fundedSourceLast verified:
    Refund policy
    you may request your Refundable Fee for the subscription fee with your first Performance Reward from the FundedNext Account.Stage: fundedSourceLast verified:
    Profit split after scale up pct
    90%Stage: funded scaledSourceLast verified:
    News profit recognition pct
    40%Stage: fundedSourceLast verified:
    Platforms
    MT4; MT5; Match-Trader; cTraderStage: challenge and fundedSourceLast verified:
    Platform conditions
    Accounts with balances of $100,000 and $200,000 cannot be purchased, modified, reset, or topped up on the cTrader and Match-Trader platforms, except for U.S. traders using Match-Trader accounts. ​ TradingView is currently supported only for market analysis. All trade executions must be done on other platforms like MT4, MT5, etc. Due to high demand, the TradingView execution feature is temporarily paused while we work on optimization. We appreciate your patience and will relaunch it soon with improved performance. Traders from the USA can only use Match-Trader as a trading platform.Stage: challenge and fundedSourceLast verified:
    Automated trading
    RestrictedStage: challenge and fundedSourceLast verified:
    Automated trading conditions
    At FundedNext, for account sizes below $50,000, traders are welcome to use third-party Expert Advisors (EAs) and trading bots on the MetaTrader 4 and MetaTrader 5 platforms, with an additional EA usage fee to FundedNext. Traders on accounts of $50,000 and above must trade fully manually on MetaTrader 4 or MetaTrader 5, both in Challenge and FundedNext accounts. Please note that EA and bot trading are not allowed on cTrader and Match-Trader, regardless of account sizeStage: challenge and fundedSourceLast verified:
    Evaluation own account copy trading
    RestrictedStage: challenge onlySourceLast verified:
    Own account copy conditions
    Copy trading is: ✅ Allowed between Challenge Accounts owned by the same trader ❌ Strictly prohibited between accounts owned by different individuals Traders can merge FundedNext Accounts instead of copy trading for easier management, with a maximum allocation of $300,000.Stage: challenge onlySourceLast verified:
    Evaluation overnight holding
    AllowedStage: challenge and fundedSourceLast verified:
    Funded overnight holding
    AllowedStage: challenge and fundedSourceLast verified:
    Evaluation weekend holding
    AllowedStage: challenge and fundedSourceLast verified:
    Funded weekend holding
    AllowedStage: challenge and fundedSourceLast verified:
    Holding conditions
    Swap Charges Apply to Overnight Holding While you are allowed to hold positions overnight, these trades will accumulate swap charges, which are calculated based on the instrument type are visible directly in MT5, (Right-click on a pair > Select “Specification”) do count toward your daily loss calculation Triple Swap Days: Forex & Commodities: 3x swaps on Wednesday Indices: 3x swaps on Friday Crypto: 3x swap on Friday (MT4, MT5, cTrader); Wednesday (Match-Trader) Stock: 3x swap on Friday (MT4, MT5, cTrader); Wednesday (Match-Trader) Example: If you hold a gold (XAUUSD) position through Wednesday night, you'll be charged three days’ worth of swaps. This affects your floating P&L and can trigger risk-related breaches if not monitored. Note: The Swap will not apply to the Swap-Free Account.Stage: challenge and fundedSourceLast verified:
    Evaluation news trading
    AllowedStage: challengeSourceLast verified:
    Funded news trading
    RestrictedStage: fundedSourceLast verified:
    News conditions
    Once you transition to the FundedNext Account, a News Profit Split Rule applies: Time Window: 5 minutes before and 5 minutes after any listed high-impact news event. Profit Adjustment: Only 40% of profit from trades opened or closed within this 10-minute window will be counted toward your account balance. Losses: Losses during this window are fully applied and not adjusted. Applies to both market execution and pending orders (SL/TP triggers included).Stage: fundedSourceLast verified:
    Instruments
    Forex; Indices; Commodities; Crypto; StockStage: challenge and fundedSourceLast verified:

  30. Instant Funding IF Micro Lite ZAR 80,000 - MetaTrader 5 - Commission Free

    Cost to get funded $60.37

    • Maximum loss 6% (Your maximum account loss limit starts at 6% and tightens to 3% once you lock in profit. Starting limit 6% of starting balance (static) Lock-in trigger +3% gain on Balance (not Equity) Post lock-in 3% of starting balance Learn more → Once your Balance (excluding open trades) reaches +3% of your starting balance, your drawdown limit moves from 6% to 3% and stays there. Equity gains on open trades don’t trigger the lock-in — profit must be realised.)
    • Daily loss limit 3%
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $60.37Quoted currency: ZARPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedDisplay currency: USD equivalentConversion rate date: 2026-11-11SourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    ZARSourceLast verified:
    Account size currency
    ZARSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum account loss limit starts at 6% and tightens to 3% once you lock in profit. Starting limit 6% of starting balance (static) Lock-in trigger +3% gain on Balance (not Equity) Post lock-in 3% of starting balance Learn more → Once your Balance (excluding open trades) reaches +3% of your starting balance, your drawdown limit moves from 6% to 3% and stays there. Equity gains on open trades don’t trigger the lock-in — profit must be realised.SourceLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 3% of account value / day Learn more →SourceLast verified:
    Profit split conditions
    How much of your trading profit you keep. Standard 80% of net profit With add-on 90% of net profit After a first strike 50% of net profit A first strike — whether from an Account Drawdown breach or a news-window violation — moves your split to 50%. See the Risk Management Toolkit for how strikes work.SourceLast verified:
    Payout conditions
    Payouts run on a 14-day cycle once you meet the conditions. Cycle Every 14 days Minimum withdrawal 5% of starting balance Consistency rule 15% Best Day Rule Smart Drawdown Must be locked in (3%) Your best trading day must not exceed 15% of your total profit, your net profit must reach at least 5% of your starting balance, and your Smart Drawdown must have locked in at 3% before a payout can be requested.SourceLast verified:
    News trading policy
    Not allowed on IF Micro Lite — a restricted window applies around major economic events. IF Micro Lite Not allowed Restricted window 4 minutes either side of a news event 1st violation Strike — profit split moves to 50% 2nd strike Account breach Learn more → Placing a trade within 4 minutes either side of a major news event counts as one strike. Strikes are shared with Account Drawdown — one of each still results in a breach.SourceLast verified:
    Weekend holding policy
    Holding trades through the weekend is not permitted on IF Micro Lite. Weekend Not allowed Learn more →SourceLast verified:
    Account drawdown policy
    A secondary, tighter risk check — separate from Smart Drawdown. If unrealised losses on your open positions exceed 1% of your starting balance, that counts as one strike. A first strike moves your account to a 50% profit split as a warning; a second strike closes the account permanently.SourceLast verified:
    Strike policy
    Account Drawdown breaches and news-window violations draw from the same strike pool. Your first strike from either rule moves your profit split to 50%; your second strike — from either rule, in any combination — is a breach that closes the account. One Account Drawdown strike plus one news-window strike therefore also results in a breach.SourceLast verified:
    Risk parameters
    Maximum lot limits apply per asset class, and grid trading and one-sided bets are monitored as backstop risk parameters. See Prohibited Practices for the full detail.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Maximum loss limit pct
    6%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Daily loss limit pct
    3%SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    14 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:30 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:30 leverage on currencies, you can trade positions worth $30,000 using $1,000 of your balance.SourceLast verified:
    Advertised account size
    $4,829.77Display currency: USD equivalentConversion rate date: 2026-11-11SourceLast verified:
    Platforms
    MetaTrader 5SourceLast verified:
    Spread account
    Commission FreeSourceLast verified:

  31. Instant Funding IF Micro Lite ZAR 80,000 - MetaTrader 5 - RAW Spreads

    Cost to get funded $60.37

    • Maximum loss 6% (Your maximum account loss limit starts at 6% and tightens to 3% once you lock in profit. Starting limit 6% of starting balance (static) Lock-in trigger +3% gain on Balance (not Equity) Post lock-in 3% of starting balance Learn more → Once your Balance (excluding open trades) reaches +3% of your starting balance, your drawdown limit moves from 6% to 3% and stays there. Equity gains on open trades don’t trigger the lock-in — profit must be realised.)
    • Daily loss limit 3%
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $60.37Quoted currency: ZARPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedDisplay currency: USD equivalentConversion rate date: 2026-11-11SourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    ZARSourceLast verified:
    Account size currency
    ZARSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum account loss limit starts at 6% and tightens to 3% once you lock in profit. Starting limit 6% of starting balance (static) Lock-in trigger +3% gain on Balance (not Equity) Post lock-in 3% of starting balance Learn more → Once your Balance (excluding open trades) reaches +3% of your starting balance, your drawdown limit moves from 6% to 3% and stays there. Equity gains on open trades don’t trigger the lock-in — profit must be realised.SourceLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 3% of account value / day Learn more →SourceLast verified:
    Profit split conditions
    How much of your trading profit you keep. Standard 80% of net profit With add-on 90% of net profit After a first strike 50% of net profit A first strike — whether from an Account Drawdown breach or a news-window violation — moves your split to 50%. See the Risk Management Toolkit for how strikes work.SourceLast verified:
    Payout conditions
    Payouts run on a 14-day cycle once you meet the conditions. Cycle Every 14 days Minimum withdrawal 5% of starting balance Consistency rule 15% Best Day Rule Smart Drawdown Must be locked in (3%) Your best trading day must not exceed 15% of your total profit, your net profit must reach at least 5% of your starting balance, and your Smart Drawdown must have locked in at 3% before a payout can be requested.SourceLast verified:
    News trading policy
    Not allowed on IF Micro Lite — a restricted window applies around major economic events. IF Micro Lite Not allowed Restricted window 4 minutes either side of a news event 1st violation Strike — profit split moves to 50% 2nd strike Account breach Learn more → Placing a trade within 4 minutes either side of a major news event counts as one strike. Strikes are shared with Account Drawdown — one of each still results in a breach.SourceLast verified:
    Weekend holding policy
    Holding trades through the weekend is not permitted on IF Micro Lite. Weekend Not allowed Learn more →SourceLast verified:
    Account drawdown policy
    A secondary, tighter risk check — separate from Smart Drawdown. If unrealised losses on your open positions exceed 1% of your starting balance, that counts as one strike. A first strike moves your account to a 50% profit split as a warning; a second strike closes the account permanently.SourceLast verified:
    Strike policy
    Account Drawdown breaches and news-window violations draw from the same strike pool. Your first strike from either rule moves your profit split to 50%; your second strike — from either rule, in any combination — is a breach that closes the account. One Account Drawdown strike plus one news-window strike therefore also results in a breach.SourceLast verified:
    Risk parameters
    Maximum lot limits apply per asset class, and grid trading and one-sided bets are monitored as backstop risk parameters. See Prohibited Practices for the full detail.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Maximum loss limit pct
    6%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Daily loss limit pct
    3%SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    14 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:30 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:30 leverage on currencies, you can trade positions worth $30,000 using $1,000 of your balance.SourceLast verified:
    Advertised account size
    $4,829.77Display currency: USD equivalentConversion rate date: 2026-11-11SourceLast verified:
    Platforms
    MetaTrader 5SourceLast verified:
    Spread account
    RAW SpreadsSourceLast verified:

  32. Instant Funding Lite USD 1,250 - cTrader - Commission Free

    Cost to get funded $67

    • Maximum loss 10% (Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.)
    • Daily loss limit 4%
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $67Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.SourceLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 4% of account value / day Resets 17:00 EST (rollover) Learn more → Recalculated at 17:00 EST on the higher of your Balance (excl. open trades) or Equity (incl. open trades). Example: Balance $10,000, Equity $10,500 at rollover → next day’s limit is 4% of $10,500 = $420.SourceLast verified:
    Payout conditions
    Your first withdrawal is available 14 days after your initial trade — after that, you can withdraw every 7 days following your next trade. First payout 14 days after your initial trade Then Every 7 days after your next trade Minimum $25 Learn more → To request: ensure all trades are closed and your Smart Drawdown is locked in, then choose your withdrawal method and amount from your dashboard.SourceLast verified:
    Scaling policy
    Double your account size after achieving a minimum 10% gain — up to a maximum balance of $1,280,000. Requirement Minimum 10% gain, all trades closed Reward Account balance doubles instantly Maximum $1,280,000 balance Learn more → When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit. The scaling button appears on your dashboard home screen once your account is eligible.SourceLast verified:
    News trading policy
    Permitted only with the Swing add-on, which gives full access to trade during high-impact events. Without add-on Restricted — 4 minutes either side of a major news event With Swing add-on Included Learn more → Without the Swing add-on, trades executed within 4 minutes before or after a major news event are restricted — profits from such trades may be adjusted, and accounts reset if necessary. See the full list of affected news events via the link above.SourceLast verified:
    Holding policy
    Overnight holding is included. Weekend holding requires the Swing add-on. Overnight Included Weekend Swing add-on required Learn more → Without the Swing add-on, close all positions before the market closes on Friday to avoid a breach.SourceLast verified:
    Position size limits
    Clear limits on total lot sizes per asset class. Multiple positions within the same category are counted together when calculating total volume. Account size FX Commodities / Metals Indices Crypto $1,250 0.5 0.04 0.25 0.1 $2,500 1 0.08 0.5 0.25 $5,000 2 0.15 1 0.5 $10,000 4 0.3 2 1 $20,000 8 0.6 4 2 $40,000 16 1.2 8 4 $80,000 32 2.4 16 8 Learn more → Violating the Maximum Lot Rule results in a full account reset.SourceLast verified:
    Risk per trade policy
    You may not risk or lose more than 2% of your starting account balance at any time on a single trade idea. Limit 2% of starting balance per trade idea Breach type Hard breach Learn more → A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes counts as the same trade idea and does not reset the limit.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.SourceLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.SourceLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.SourceLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.SourceLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.SourceLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.SourceLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.SourceLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.SourceLast verified:
    Maximum loss limit pct
    10%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Daily loss limit pct
    4%SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    7 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.SourceLast verified:
    Advertised account size
    $1,250SourceLast verified:
    Platforms
    cTraderSourceLast verified:
    Spread account
    Commission FreeSourceLast verified:

  33. Instant Funding Lite USD 1,250 - cTrader - RAW Spreads

    Cost to get funded $67

    • Maximum loss 10% (Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.)
    • Daily loss limit 4%
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $67Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.SourceLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 4% of account value / day Resets 17:00 EST (rollover) Learn more → Recalculated at 17:00 EST on the higher of your Balance (excl. open trades) or Equity (incl. open trades). Example: Balance $10,000, Equity $10,500 at rollover → next day’s limit is 4% of $10,500 = $420.SourceLast verified:
    Payout conditions
    Your first withdrawal is available 14 days after your initial trade — after that, you can withdraw every 7 days following your next trade. First payout 14 days after your initial trade Then Every 7 days after your next trade Minimum $25 Learn more → To request: ensure all trades are closed and your Smart Drawdown is locked in, then choose your withdrawal method and amount from your dashboard.SourceLast verified:
    Scaling policy
    Double your account size after achieving a minimum 10% gain — up to a maximum balance of $1,280,000. Requirement Minimum 10% gain, all trades closed Reward Account balance doubles instantly Maximum $1,280,000 balance Learn more → When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit. The scaling button appears on your dashboard home screen once your account is eligible.SourceLast verified:
    News trading policy
    Permitted only with the Swing add-on, which gives full access to trade during high-impact events. Without add-on Restricted — 4 minutes either side of a major news event With Swing add-on Included Learn more → Without the Swing add-on, trades executed within 4 minutes before or after a major news event are restricted — profits from such trades may be adjusted, and accounts reset if necessary. See the full list of affected news events via the link above.SourceLast verified:
    Holding policy
    Overnight holding is included. Weekend holding requires the Swing add-on. Overnight Included Weekend Swing add-on required Learn more → Without the Swing add-on, close all positions before the market closes on Friday to avoid a breach.SourceLast verified:
    Position size limits
    Clear limits on total lot sizes per asset class. Multiple positions within the same category are counted together when calculating total volume. Account size FX Commodities / Metals Indices Crypto $1,250 0.5 0.04 0.25 0.1 $2,500 1 0.08 0.5 0.25 $5,000 2 0.15 1 0.5 $10,000 4 0.3 2 1 $20,000 8 0.6 4 2 $40,000 16 1.2 8 4 $80,000 32 2.4 16 8 Learn more → Violating the Maximum Lot Rule results in a full account reset.SourceLast verified:
    Risk per trade policy
    You may not risk or lose more than 2% of your starting account balance at any time on a single trade idea. Limit 2% of starting balance per trade idea Breach type Hard breach Learn more → A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes counts as the same trade idea and does not reset the limit.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.SourceLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.SourceLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.SourceLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.SourceLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.SourceLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.SourceLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.SourceLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.SourceLast verified:
    Maximum loss limit pct
    10%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Daily loss limit pct
    4%SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    7 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.SourceLast verified:
    Advertised account size
    $1,250SourceLast verified:
    Platforms
    cTraderSourceLast verified:
    Spread account
    RAW SpreadsSourceLast verified:

  34. Instant Funding Lite USD 1,250 - MatchTrader - Commission Free

    Cost to get funded $67

    • Maximum loss 10% (Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.)
    • Daily loss limit 4%
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $67Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.SourceLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 4% of account value / day Resets 17:00 EST (rollover) Learn more → Recalculated at 17:00 EST on the higher of your Balance (excl. open trades) or Equity (incl. open trades). Example: Balance $10,000, Equity $10,500 at rollover → next day’s limit is 4% of $10,500 = $420.SourceLast verified:
    Payout conditions
    Your first withdrawal is available 14 days after your initial trade — after that, you can withdraw every 7 days following your next trade. First payout 14 days after your initial trade Then Every 7 days after your next trade Minimum $25 Learn more → To request: ensure all trades are closed and your Smart Drawdown is locked in, then choose your withdrawal method and amount from your dashboard.SourceLast verified:
    Scaling policy
    Double your account size after achieving a minimum 10% gain — up to a maximum balance of $1,280,000. Requirement Minimum 10% gain, all trades closed Reward Account balance doubles instantly Maximum $1,280,000 balance Learn more → When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit. The scaling button appears on your dashboard home screen once your account is eligible.SourceLast verified:
    News trading policy
    Permitted only with the Swing add-on, which gives full access to trade during high-impact events. Without add-on Restricted — 4 minutes either side of a major news event With Swing add-on Included Learn more → Without the Swing add-on, trades executed within 4 minutes before or after a major news event are restricted — profits from such trades may be adjusted, and accounts reset if necessary. See the full list of affected news events via the link above.SourceLast verified:
    Holding policy
    Overnight holding is included. Weekend holding requires the Swing add-on. Overnight Included Weekend Swing add-on required Learn more → Without the Swing add-on, close all positions before the market closes on Friday to avoid a breach.SourceLast verified:
    Position size limits
    Clear limits on total lot sizes per asset class. Multiple positions within the same category are counted together when calculating total volume. Account size FX Commodities / Metals Indices Crypto $1,250 0.5 0.04 0.25 0.1 $2,500 1 0.08 0.5 0.25 $5,000 2 0.15 1 0.5 $10,000 4 0.3 2 1 $20,000 8 0.6 4 2 $40,000 16 1.2 8 4 $80,000 32 2.4 16 8 Learn more → Violating the Maximum Lot Rule results in a full account reset.SourceLast verified:
    Risk per trade policy
    You may not risk or lose more than 2% of your starting account balance at any time on a single trade idea. Limit 2% of starting balance per trade idea Breach type Hard breach Learn more → A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes counts as the same trade idea and does not reset the limit.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.SourceLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.SourceLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.SourceLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.SourceLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.SourceLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.SourceLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.SourceLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.SourceLast verified:
    Maximum loss limit pct
    10%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Daily loss limit pct
    4%SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    7 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.SourceLast verified:
    Advertised account size
    $1,250SourceLast verified:
    Platforms
    MatchTraderSourceLast verified:
    Spread account
    Commission FreeSourceLast verified:

  35. Instant Funding Lite USD 1,250 - MatchTrader - RAW Spreads

    Cost to get funded $67

    • Maximum loss 10% (Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.)
    • Daily loss limit 4%
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $67Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.SourceLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 4% of account value / day Resets 17:00 EST (rollover) Learn more → Recalculated at 17:00 EST on the higher of your Balance (excl. open trades) or Equity (incl. open trades). Example: Balance $10,000, Equity $10,500 at rollover → next day’s limit is 4% of $10,500 = $420.SourceLast verified:
    Payout conditions
    Your first withdrawal is available 14 days after your initial trade — after that, you can withdraw every 7 days following your next trade. First payout 14 days after your initial trade Then Every 7 days after your next trade Minimum $25 Learn more → To request: ensure all trades are closed and your Smart Drawdown is locked in, then choose your withdrawal method and amount from your dashboard.SourceLast verified:
    Scaling policy
    Double your account size after achieving a minimum 10% gain — up to a maximum balance of $1,280,000. Requirement Minimum 10% gain, all trades closed Reward Account balance doubles instantly Maximum $1,280,000 balance Learn more → When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit. The scaling button appears on your dashboard home screen once your account is eligible.SourceLast verified:
    News trading policy
    Permitted only with the Swing add-on, which gives full access to trade during high-impact events. Without add-on Restricted — 4 minutes either side of a major news event With Swing add-on Included Learn more → Without the Swing add-on, trades executed within 4 minutes before or after a major news event are restricted — profits from such trades may be adjusted, and accounts reset if necessary. See the full list of affected news events via the link above.SourceLast verified:
    Holding policy
    Overnight holding is included. Weekend holding requires the Swing add-on. Overnight Included Weekend Swing add-on required Learn more → Without the Swing add-on, close all positions before the market closes on Friday to avoid a breach.SourceLast verified:
    Position size limits
    Clear limits on total lot sizes per asset class. Multiple positions within the same category are counted together when calculating total volume. Account size FX Commodities / Metals Indices Crypto $1,250 0.5 0.04 0.25 0.1 $2,500 1 0.08 0.5 0.25 $5,000 2 0.15 1 0.5 $10,000 4 0.3 2 1 $20,000 8 0.6 4 2 $40,000 16 1.2 8 4 $80,000 32 2.4 16 8 Learn more → Violating the Maximum Lot Rule results in a full account reset.SourceLast verified:
    Risk per trade policy
    You may not risk or lose more than 2% of your starting account balance at any time on a single trade idea. Limit 2% of starting balance per trade idea Breach type Hard breach Learn more → A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes counts as the same trade idea and does not reset the limit.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.SourceLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.SourceLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.SourceLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.SourceLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.SourceLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.SourceLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.SourceLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.SourceLast verified:
    Maximum loss limit pct
    10%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Daily loss limit pct
    4%SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    7 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.SourceLast verified:
    Advertised account size
    $1,250SourceLast verified:
    Platforms
    MatchTraderSourceLast verified:
    Spread account
    RAW SpreadsSourceLast verified:

  36. Instant Funding Lite USD 1,250 - MetaTrader 5 - Commission Free

    Cost to get funded $67

    • Maximum loss 10% (Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.)
    • Daily loss limit 4%
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $67Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.SourceLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 4% of account value / day Resets 17:00 EST (rollover) Learn more → Recalculated at 17:00 EST on the higher of your Balance (excl. open trades) or Equity (incl. open trades). Example: Balance $10,000, Equity $10,500 at rollover → next day’s limit is 4% of $10,500 = $420.SourceLast verified:
    Payout conditions
    Your first withdrawal is available 14 days after your initial trade — after that, you can withdraw every 7 days following your next trade. First payout 14 days after your initial trade Then Every 7 days after your next trade Minimum $25 Learn more → To request: ensure all trades are closed and your Smart Drawdown is locked in, then choose your withdrawal method and amount from your dashboard.SourceLast verified:
    Scaling policy
    Double your account size after achieving a minimum 10% gain — up to a maximum balance of $1,280,000. Requirement Minimum 10% gain, all trades closed Reward Account balance doubles instantly Maximum $1,280,000 balance Learn more → When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit. The scaling button appears on your dashboard home screen once your account is eligible.SourceLast verified:
    News trading policy
    Permitted only with the Swing add-on, which gives full access to trade during high-impact events. Without add-on Restricted — 4 minutes either side of a major news event With Swing add-on Included Learn more → Without the Swing add-on, trades executed within 4 minutes before or after a major news event are restricted — profits from such trades may be adjusted, and accounts reset if necessary. See the full list of affected news events via the link above.SourceLast verified:
    Holding policy
    Overnight holding is included. Weekend holding requires the Swing add-on. Overnight Included Weekend Swing add-on required Learn more → Without the Swing add-on, close all positions before the market closes on Friday to avoid a breach.SourceLast verified:
    Position size limits
    Clear limits on total lot sizes per asset class. Multiple positions within the same category are counted together when calculating total volume. Account size FX Commodities / Metals Indices Crypto $1,250 0.5 0.04 0.25 0.1 $2,500 1 0.08 0.5 0.25 $5,000 2 0.15 1 0.5 $10,000 4 0.3 2 1 $20,000 8 0.6 4 2 $40,000 16 1.2 8 4 $80,000 32 2.4 16 8 Learn more → Violating the Maximum Lot Rule results in a full account reset.SourceLast verified:
    Risk per trade policy
    You may not risk or lose more than 2% of your starting account balance at any time on a single trade idea. Limit 2% of starting balance per trade idea Breach type Hard breach Learn more → A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes counts as the same trade idea and does not reset the limit.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.SourceLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.SourceLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.SourceLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.SourceLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.SourceLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.SourceLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.SourceLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.SourceLast verified:
    Maximum loss limit pct
    10%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Daily loss limit pct
    4%SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    7 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.SourceLast verified:
    Advertised account size
    $1,250SourceLast verified:
    Platforms
    MetaTrader 5SourceLast verified:
    Spread account
    Commission FreeSourceLast verified:

  37. Instant Funding Lite USD 1,250 - MetaTrader 5 - RAW Spreads

    Cost to get funded $67

    • Maximum loss 10% (Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.)
    • Daily loss limit 4%
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $67Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.SourceLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 4% of account value / day Resets 17:00 EST (rollover) Learn more → Recalculated at 17:00 EST on the higher of your Balance (excl. open trades) or Equity (incl. open trades). Example: Balance $10,000, Equity $10,500 at rollover → next day’s limit is 4% of $10,500 = $420.SourceLast verified:
    Payout conditions
    Your first withdrawal is available 14 days after your initial trade — after that, you can withdraw every 7 days following your next trade. First payout 14 days after your initial trade Then Every 7 days after your next trade Minimum $25 Learn more → To request: ensure all trades are closed and your Smart Drawdown is locked in, then choose your withdrawal method and amount from your dashboard.SourceLast verified:
    Scaling policy
    Double your account size after achieving a minimum 10% gain — up to a maximum balance of $1,280,000. Requirement Minimum 10% gain, all trades closed Reward Account balance doubles instantly Maximum $1,280,000 balance Learn more → When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit. The scaling button appears on your dashboard home screen once your account is eligible.SourceLast verified:
    News trading policy
    Permitted only with the Swing add-on, which gives full access to trade during high-impact events. Without add-on Restricted — 4 minutes either side of a major news event With Swing add-on Included Learn more → Without the Swing add-on, trades executed within 4 minutes before or after a major news event are restricted — profits from such trades may be adjusted, and accounts reset if necessary. See the full list of affected news events via the link above.SourceLast verified:
    Holding policy
    Overnight holding is included. Weekend holding requires the Swing add-on. Overnight Included Weekend Swing add-on required Learn more → Without the Swing add-on, close all positions before the market closes on Friday to avoid a breach.SourceLast verified:
    Position size limits
    Clear limits on total lot sizes per asset class. Multiple positions within the same category are counted together when calculating total volume. Account size FX Commodities / Metals Indices Crypto $1,250 0.5 0.04 0.25 0.1 $2,500 1 0.08 0.5 0.25 $5,000 2 0.15 1 0.5 $10,000 4 0.3 2 1 $20,000 8 0.6 4 2 $40,000 16 1.2 8 4 $80,000 32 2.4 16 8 Learn more → Violating the Maximum Lot Rule results in a full account reset.SourceLast verified:
    Risk per trade policy
    You may not risk or lose more than 2% of your starting account balance at any time on a single trade idea. Limit 2% of starting balance per trade idea Breach type Hard breach Learn more → A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes counts as the same trade idea and does not reset the limit.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.SourceLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.SourceLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.SourceLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.SourceLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.SourceLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.SourceLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.SourceLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.SourceLast verified:
    Maximum loss limit pct
    10%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Daily loss limit pct
    4%SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    7 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.SourceLast verified:
    Advertised account size
    $1,250SourceLast verified:
    Platforms
    MetaTrader 5SourceLast verified:
    Spread account
    RAW SpreadsSourceLast verified:

  38. City Traders Imperium 1-Step $10,000

    3.4

    Cost to get funded $79

    • Maximum loss 5% (5% of the starting balance)
    • Daily loss limit Not verified
    • Steps 1
    Profit split
    80%
    First payout
    7 days

    Verified

    Visit City Traders Imperium
    Plan details
    Entry fee
    $79Stage: purchasePrice type: Base price before coupons, taxes and processing feesBilling: one timeSourceLast verified:
    Billing
    one timeStage: purchaseSourceLast verified:
    Purchase fee conditions
    The fees for the Services are denominated in USD. Payment of these fees in other currencies is not permitted. Also, all fees are exclusive of all taxes or payment processing fees.SourceLast verified:
    Payment methods
    The Client may settle the fee for the chosen service option using a Payment Card, Bank Transfer, Crypto Currency, or through other payment methods currently made available by the Company on the website.SourceLast verified:
    Residency and age conditions
    The Services are designed exclusively for individuals aged 18 and older, residing in countries where the Services are offered. By registering on the Website, the Client affirms that he or she are at least 18 years old. Individuals under 18 are not permitted to use the Services.SourceLast verified:
    Restricted customer conditions
    The Company will not offer Services to any Client who: (6.5.1) Nationals or residents of the following Restricted Jurisdictions: Syria, North Korea, Cuba, or Iran; (6.5.2) a company is established, incorporated, or maintains a registered office within Restricted Jurisdictions; (6.5.3) is under international sanctions; or (6.5.4) possesses a criminal record related to financial crime or terrorism. (6.5.5) owners or the management of a competitive firm.SourceLast verified:
    Verification conditions
    The Client consents to provide the Company with any Know Your Client (KYC) information requested by the Company at any point, which includes, but is not limited to, the following requirements: (7.1.1) Proof of Identity: A valid form of identification such as an ID card, Passport, or Driving License, which must have at least 3 months remaining before expiration. (7.1.2) Proof of Address: A recent document — including but not limited to a Utility Bill, Bank Statement, Government Document, or Broadband Bill — that is dated within the last 3 months and confirms the Client's address. (7.1.3) A Selfie Verification: A Photo or Video live verification of the Client through 3rd party KYC Verification SumSub.SourceLast verified:
    Account service model
    All accounts made available through the services are simulated demo accounts, which stand as a valuable educational initiative designed to evaluate traders' performance and foster a comprehensive learning environment for all Clients. No live capital is traded, and no investment services are provided by the Company.SourceLast verified:
    Refund conditions
    Refunds are not issued once at least one simulated demo transaction has been executed on the assessment account. Where the assessment account remains completely inactive (no transactions opened), the Client may request a refund within 7 calendar days of purchase, provided there was no activity on the Client account, or no more than 3 lessons have been accessed or completed.SourceLast verified:
    Mt5 eligibility
    MT5 accounts are available to traders in most countries, but we cannot offer them to clients in the USA. If you are based in the USA you can still trade with us on Match-Trader, which is available worldwide. A small number of other jurisdictions are restricted and those are listed in our terms, so contact support if you are not certain whether your country is covered.SourceLast verified:
    Matchtrader eligibility
    Yes. Match Trader is available to traders worldwide, including clients in the USA. This is the platform to choose if you are based in the USA, because MT5 accounts are not offered there.SourceLast verified:
    Platform automation conditions
    Match Trader runs in the browser with TradingView charting built in, and it is available worldwide including the USA. MetaTrader 5 is a desktop platform that also has web and mobile versions, and it supports Expert Advisors and custom indicators. If you want automation choose MetaTrader 5. If you want to log in and trade from any machine without installing software, choose Match Trader.SourceLast verified:
    Trial conditions
    The CTI Free Trial is a free, 14-day test drive of City Traders Imperium’s real trading conditions, no strings attached. You get a $100,000 demo account on MetaTrader 5 or Match-Trader, running the exact spreads, commissions and execution used on every funded CTI account. No payment. No card. No evaluation. No targets. Just put us to the test, and if you like what you see, buying a funding program afterward is entirely optional. City Traders Imperium has been funding traders since 2018, so you’re testing a firm with a real track record, not a startup.SourceLast verified:
    Trial payout conditions
    The conditions are identical: same platforms, same spreads, same execution you’d get on any CTI account, challenge or funded. The only difference is there are no profit targets, no rules to pass and no payouts, because the trial exists to test the firm, not to evaluate you.SourceLast verified:
    Evaluation fee currency
    USDStage: purchaseSourceLast verified:
    Advertised account size
    $10,000Stage: programme advertised account sizeSourceLast verified:
    Evaluation steps
    1 stepsStage: evaluationSourceLast verified:
    Profit target phase 1 pct
    8%Stage: phase 1SourceLast verified:
    Minimum profitable days
    3 profitable daysStage: each evaluation phaseSourceLast verified:
    Minimum profitable day profit pct
    0.5%Stage: each evaluation phaseSourceLast verified:
    Evaluation time limit
    noneStage: evaluationSourceLast verified:
    Maximum loss limit pct
    5%Stage: evaluationSourceLast verified:
    Maximum loss mechanism
    5% of the starting balanceStage: evaluationSourceLast verified:
    Maximum loss basis
    The max you can lose from the highest account balance.Stage: evaluationSourceLast verified:
    Daily loss policy
    NoneStage: evaluationSourceLast verified:
    Profit split pct
    80%Stage: funded baseSourceLast verified:
    Profit split conditions
    Your share of the simulated profit from the CTI funded account. You start from 80% profit share then it increases to 90% once you qualify for the Bronze level, then to 100% once you qualify for the Silver level of the CTI VIP Program. No add-ons. No extra fees.Stage: base and conditional vip progressionSourceLast verified:
    Platforms
    MetaTrader 5 & Match-TraderStage: programmeSourceLast verified:
    Automated trading
    Allowed (inc. third-party)Stage: programmeSourceLast verified:
    Martingale policy
    AllowedStage: programmeSourceLast verified:
    News trading policy
    AllowedStage: programmeSourceLast verified:
    Weekend holding policy
    AllowedStage: programmeSourceLast verified:
    Overnight holding policy
    AllowedStage: programmeSourceLast verified:
    Reset discount
    15% DiscountStage: programmeSourceLast verified:
    Max scaling per account
    $200KStage: conditional scaling ceilingSourceLast verified:
    Max funding
    $400KStage: combined conditional funding ceilingSourceLast verified:
    First payout days
    7 calendar daysStage: funded first requestSourceLast verified:
    Payout conditions
    Once you’re funded, get rewarded with an 80% profit share as a starting point. Request your 1st payout in as little as 7 days.Stage: funded first requestSourceLast verified:

  39. City Traders Imperium Instant Funding $2,500

    3.4

    Cost to get funded $79

    • Maximum loss 6% (6% static from initial balance)
    • Daily loss limit Not verified
    • Steps 0
    Profit split
    50%
    First payout
    5 days

    Verified

    Visit City Traders Imperium
    Plan details
    Entry fee
    $79Stage: purchasePrice type: Base price before coupons, taxes and processing feesBilling: one timeSourceLast verified:
    Billing
    one timeStage: purchaseSourceLast verified:
    Purchase fee conditions
    The fees for the Services are denominated in USD. Payment of these fees in other currencies is not permitted. Also, all fees are exclusive of all taxes or payment processing fees.SourceLast verified:
    Payment methods
    The Client may settle the fee for the chosen service option using a Payment Card, Bank Transfer, Crypto Currency, or through other payment methods currently made available by the Company on the website.SourceLast verified:
    Residency and age conditions
    The Services are designed exclusively for individuals aged 18 and older, residing in countries where the Services are offered. By registering on the Website, the Client affirms that he or she are at least 18 years old. Individuals under 18 are not permitted to use the Services.SourceLast verified:
    Restricted customer conditions
    The Company will not offer Services to any Client who: (6.5.1) Nationals or residents of the following Restricted Jurisdictions: Syria, North Korea, Cuba, or Iran; (6.5.2) a company is established, incorporated, or maintains a registered office within Restricted Jurisdictions; (6.5.3) is under international sanctions; or (6.5.4) possesses a criminal record related to financial crime or terrorism. (6.5.5) owners or the management of a competitive firm.SourceLast verified:
    Verification conditions
    The Client consents to provide the Company with any Know Your Client (KYC) information requested by the Company at any point, which includes, but is not limited to, the following requirements: (7.1.1) Proof of Identity: A valid form of identification such as an ID card, Passport, or Driving License, which must have at least 3 months remaining before expiration. (7.1.2) Proof of Address: A recent document — including but not limited to a Utility Bill, Bank Statement, Government Document, or Broadband Bill — that is dated within the last 3 months and confirms the Client's address. (7.1.3) A Selfie Verification: A Photo or Video live verification of the Client through 3rd party KYC Verification SumSub.SourceLast verified:
    Account service model
    All accounts made available through the services are simulated demo accounts, which stand as a valuable educational initiative designed to evaluate traders' performance and foster a comprehensive learning environment for all Clients. No live capital is traded, and no investment services are provided by the Company.SourceLast verified:
    Refund conditions
    Refunds are not issued once at least one simulated demo transaction has been executed on the assessment account. Where the assessment account remains completely inactive (no transactions opened), the Client may request a refund within 7 calendar days of purchase, provided there was no activity on the Client account, or no more than 3 lessons have been accessed or completed.SourceLast verified:
    Mt5 eligibility
    MT5 accounts are available to traders in most countries, but we cannot offer them to clients in the USA. If you are based in the USA you can still trade with us on Match-Trader, which is available worldwide. A small number of other jurisdictions are restricted and those are listed in our terms, so contact support if you are not certain whether your country is covered.SourceLast verified:
    Matchtrader eligibility
    Yes. Match Trader is available to traders worldwide, including clients in the USA. This is the platform to choose if you are based in the USA, because MT5 accounts are not offered there.SourceLast verified:
    Platform automation conditions
    Match Trader runs in the browser with TradingView charting built in, and it is available worldwide including the USA. MetaTrader 5 is a desktop platform that also has web and mobile versions, and it supports Expert Advisors and custom indicators. If you want automation choose MetaTrader 5. If you want to log in and trade from any machine without installing software, choose Match Trader.SourceLast verified:
    Trial conditions
    The CTI Free Trial is a free, 14-day test drive of City Traders Imperium’s real trading conditions, no strings attached. You get a $100,000 demo account on MetaTrader 5 or Match-Trader, running the exact spreads, commissions and execution used on every funded CTI account. No payment. No card. No evaluation. No targets. Just put us to the test, and if you like what you see, buying a funding program afterward is entirely optional. City Traders Imperium has been funding traders since 2018, so you’re testing a firm with a real track record, not a startup.SourceLast verified:
    Trial payout conditions
    The conditions are identical: same platforms, same spreads, same execution you’d get on any CTI account, challenge or funded. The only difference is there are no profit targets, no rules to pass and no payouts, because the trial exists to test the firm, not to evaluate you.SourceLast verified:
    Evaluation fee currency
    USDStage: purchaseSourceLast verified:
    Advertised account size
    $2,500Stage: fully funded after first scalingSourceLast verified:
    Evaluation steps
    0Stage: funded starting balanceSourceLast verified:
    Profit target policy
    noneStage: evaluation not applicableSourceLast verified:
    Scaling profit target pct
    10%Stage: scaling not evaluationSourceLast verified:
    Scaling increment policy
    100% balance increase per 10% milestoneStage: funded starting balanceSourceLast verified:
    Minimum profitable days policy
    There is no minimum profitable trading days requirement on the Instant Funding program.Stage: funded starting balanceSourceLast verified:
    Funded time limit
    noneStage: funded starting balanceSourceLast verified:
    Maximum loss limit pct
    6%Stage: funded starting balanceSourceLast verified:
    Maximum loss mechanism
    6% static from initial balanceStage: funded starting balanceSourceLast verified:
    Maximum loss basis
    The max you can lose from the initial account balance.Stage: funded starting balanceSourceLast verified:
    Daily loss policy
    NoneStage: funded starting balanceSourceLast verified:
    Profit split pct
    50%Stage: starting balance baseSourceLast verified:
    Profit split conditions
    Your share of the simulated profit from a CTI funded account. You start from a 50% profit share on the starting balance, and then it will increase to 70% once you're fully funded. Then we increase your profit share to 90% once you qualify for the Bronze Level, then 100% once you qualify for the Silver Level of the CTI VIP Program. No add-ons. No extra fees.Stage: base and conditional vip progressionSourceLast verified:
    Platforms
    MetaTrader 5 & Match-TraderStage: programmeSourceLast verified:
    Automated trading
    Personal EAs only – no third-partyStage: programmeSourceLast verified:
    Martingale policy
    Not AllowedStage: programmeSourceLast verified:
    News trading policy
    AllowedStage: programmeSourceLast verified:
    Weekend holding policy
    AllowedStage: programmeSourceLast verified:
    Overnight holding policy
    AllowedStage: programmeSourceLast verified:
    Reset discount
    15% DiscountStage: programmeSourceLast verified:
    Max scaling per account
    $2MStage: conditional scaling ceilingSourceLast verified:
    Max funding
    $4MStage: combined conditional funding ceilingSourceLast verified:
    First payout days
    5 calendar daysStage: After reaching the fully funded balanceSourceLast verified:
    Payout conditions
    5 days (Fully Funded)Stage: After reaching the fully funded balanceSourceLast verified:
    Scaling conditions
    You start with 50% of your chosen account size as your starting balance. Hit a 10% profit target and your account doubles to full size. Every additional 10% milestone after that adds another 100% to your balance, up to a maximum of $2,000,000 per account ($4,000,000 across two accounts), while your profit share climbs from 50% up to 70%, then 80%, and eventually 90% or 100% through the CTI VIP program. To scale, you also need a 20% consistency score.Stage: funded starting balanceSourceLast verified:
    Starting balance
    $1,250Stage: funded starting balanceSourceLast verified:
    Balance after first scaling
    $2,500Stage: fully funded after first scalingSourceLast verified:
    Starting capital policy
    50% of the fully funded account sizeStage: funded starting balanceSourceLast verified:

  40. Instant Funding PRO USD 1,250 - cTrader - Commission Free

    Cost to get funded $84

    • Maximum loss 10% (Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.)
    • Daily loss limit Not verified
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Visit Instant Funding
    Plan details
    Entry fee
    $84Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSourceLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →SourceLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →SourceLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →SourceLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →SourceLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.SourceLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.SourceLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.SourceLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.SourceLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.SourceLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​SourceLast verified:
    Evaluation fee currency
    USDSourceLast verified:
    Account size currency
    USDSourceLast verified:
    Evaluation steps
    0SourceLast verified:
    Profit target policy
    noneSourceLast verified:
    Maximum loss mechanism
    Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.SourceLast verified:
    Payout conditions
    Your first withdrawal is available 14 days after your initial trade — after that, you can withdraw every 7 days following your next trade. First payout 14 days after your initial trade Then Every 7 days after your next trade Minimum $25 Learn more → To request: ensure all trades are closed and your Smart Drawdown is locked in, then choose your withdrawal method and amount from your dashboard.SourceLast verified:
    Scaling policy
    Double your account size after achieving a minimum 10% gain — up to a maximum balance of $1,280,000. Requirement Minimum 10% gain, all trades closed Reward Account balance doubles instantly Maximum $1,280,000 balance Learn more → When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit. The scaling button appears on your dashboard home screen once your account is eligible.SourceLast verified:
    News trading policy
    Permitted only with the Swing add-on, which gives full access to trade during high-impact events. Without add-on Restricted — 4 minutes either side of a major news event With Swing add-on Included Learn more → Without the Swing add-on, trades executed within 4 minutes before or after a major news event are restricted — profits from such trades may be adjusted, and accounts reset if necessary. See the full list of affected news events via the link above.SourceLast verified:
    Holding policy
    Overnight holding is included. Weekend holding requires the Swing add-on. Overnight Included Weekend Swing add-on required Learn more → Without the Swing add-on, close all positions before the market closes on Friday to avoid a breach.SourceLast verified:
    Position size limits
    Clear limits on total lot sizes per asset class. Multiple positions within the same category are counted together when calculating total volume. Account size FX Commodities / Metals Indices Crypto $625 0.25 0.02 0.12 0.05 $1,250 0.5 0.04 0.25 0.1 $2,500 1 0.08 0.5 0.25 $5,000 2 0.15 1 0.5 $10,000 4 0.3 2 1 $20,000 8 0.6 4 2 $40,000 16 1.2 8 4 $80,000 32 2.4 16 8 $120,000 48 3.6 24 12 Learn more → Violating the Maximum Lot Rule results in a full account reset.SourceLast verified:
    Risk per trade policy
    You may not risk or lose more than 3% of your starting account balance at any time on a single trade idea. Limit 3% of starting balance per trade idea Breach type Hard breach Learn more → A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes counts as the same trade idea and does not reset the limit.SourceLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.SourceLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.SourceLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.SourceLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.SourceLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.SourceLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.SourceLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.SourceLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.SourceLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.SourceLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.SourceLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.SourceLast verified:
    Maximum loss limit pct
    10%SourceLast verified:
    Profit split pct
    80%SourceLast verified:
    Profit split conditions
    This can be increased to 90% with the add-on Add 10% to profit split.SourceLast verified:
    Weekend holding policy
    You can’t keep positions open during weekend market closure unless you have the add-on Allow major news trading and weekend holding.SourceLast verified:
    Daily loss policy
    No separate daily limit—just stay within your Max drawdown to avoid losing your account.SourceLast verified:
    First payout days
    14 calendar daysSourceLast verified:
    Payout interval days
    7 calendar daysSourceLast verified:
    Leverage terms
    Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.SourceLast verified:
    Advertised account size
    $1,250SourceLast verified:
    Platforms
    cTraderSourceLast verified:
    Spread account
    Commission FreeSourceLast verified:
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