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Compare prop firm accounts

Compare evaluation fees, account sizes, profit splits and payout terms of the prop firm accounts we track. Ranked by what you really pay. Costs we could not verify are marked and come last.

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Provider

Account size

Evaluation stages

Minimum base profit split (%)

Maximum first payout wait (calendar days)

Drawdown mechanism

Execution platform

Market type

Instrument group

Evaluation: overnight holding

Funded: overnight holding

Evaluation: weekend holding

Funded: weekend holding

Evaluation: news execution

Funded: news execution

Automated trading / EAs

Own-account copying

Evaluation: own-account copying

Evaluation time limit

Maximum required trading days

Maximum required profitable days

  1. AquaFunded Two Step Pro $5,000

    Cost to get funded $20

    • Maximum loss 10% (Trailing drawdown)
    • Daily loss limit 5%
    • Steps 2
    Profit split
    90%
    First payout
    3 days

    Verified

    Plan details: AquaFunded Two Step Pro $5,000
    Entry fee
    $20Stage: evaluation purchasePrice type: published base before couponBilling: one timeSource: Entry feeLast verified:
    Billing
    one timeSource: BillingLast verified:
    Advertised account size
    $5,000Stage: evaluation initial balanceSource: Advertised account sizeLast verified:
    Evaluation steps
    2Stage: evaluationSource: Evaluation stepsLast verified:
    Profit target phase 1 pct
    10%Stage: phase 1Source: Profit target phase 1 pctLast verified:
    Profit target phase 2 pct
    5%Stage: phase 2Source: Profit target phase 2 pctLast verified:
    Daily loss limit pct
    5%Stage: evaluation and fundedSource: Daily loss limit pctLast verified:
    Maximum loss limit pct
    10%Stage: evaluation and fundedSource: Maximum loss limit pctLast verified:
    Maximum loss mechanism
    Trailing drawdownStage: evaluation and fundedSource: Maximum loss mechanismLast verified:
    Profit split pct
    90%Stage: fundedSource: Profit split pctLast verified:
    Payout interval days
    14 calendar daysStage: fundedSource: Payout interval daysLast verified:
    First payout qualifying days
    3 qualifying daysStage: fundedSource: First payout qualifying daysLast verified:
    Payout qualifying day profit pct
    0.5%Stage: fundedSource: Payout qualifying day profit pctLast verified:
    Payout conditions
    Once funded, you must complete 3 trading days with at least 0.5% profit on each qualifying day. These days do not need to be consecutive.Stage: fundedSource: Payout conditionsLast verified:
    Funded consistency rule
    your highest profit trading day cannot account for 50% or more of your total profits during a payout period.Stage: fundedSource: Funded consistency ruleLast verified:
    Payout schedule
    We offer bi-weekly payouts, allowing traders to withdraw their profits every 14 days.Stage: fundedSource: Payout scheduleLast verified:
  2. Maven Trading Maven Standard Two Step $5,000 — Match-Trader

    Cost to get funded $22

    • Maximum loss 8%
    • Daily loss limit 4%
    • Steps 2
    Profit split
    80%
    First payout
    10 days

    Verified

    Plan details: Maven Standard Two Step $5,000 — Match-Trader
    Entry fee
    $22Stage: evaluation purchasePlatform: Match-TraderPrice type: published base before couponBilling: one timeSource: Entry feeLast verified:
    Advertised account size
    $5,000Stage: evaluation initial balancePlatform: Match-TraderSource: Advertised account sizeLast verified:
    Evaluation steps
    2 stepsStage: evaluationPlatform: Match-TraderSource: Evaluation stepsLast verified:
    Profit target phase 1 pct
    8%Stage: phase 1Platform: Match-TraderSource: Profit target phase 1 pctLast verified:
    Profit target phase 2 pct
    5%Stage: phase 2Platform: Match-TraderSource: Profit target phase 2 pctLast verified:
    Maximum loss limit pct
    8%Stage: evaluation and fundedPlatform: Match-TraderSource: Maximum loss limit pctLast verified:
    Daily loss limit pct
    4%Stage: evaluation and fundedPlatform: Match-TraderSource: Daily loss limit pctLast verified:
    Profit split pct
    80%Stage: fundedPlatform: Match-TraderSource: Profit split pctLast verified:
    Payout schedule
    10 business daysStage: fundedPlatform: Match-TraderSource: Payout scheduleLast verified:
    First payout business days
    10 business daysStage: fundedPlatform: Match-TraderSource: First payout business daysLast verified:
    First payout qualifying days
    3 qualifying daysStage: fundedSource: First payout qualifying daysLast verified:
    Payout conditions
    You need at least 3 profitable days in each evaluation phase and 3 new profitable days for each funded payout cycle. Each qualifying day must earn at least 0.5% of the initial account balance. The days do not need to be consecutive.Stage: fundedSource: Payout conditionsLast verified:
    Payout clock
    Your first payout is available 10 business days after your first trade on the Simulated Funded Account. Each subsequent 10-business-day period starts with your first trade after the previous payout.Stage: fundedSource: Payout clockLast verified:
    Payout cap conditions
    For Standard 1 Step, Standard 2 Step, Standard 3 Step, Buy Now Pay Later and Instant Funding Simulated Funded Accounts, a maximum of $10,000 before the reward split may be withdrawn across two payouts or within any rolling 30-day period.Stage: fundedAggregation: Not statedReward split basis: before reward splitPeriod: two payouts or rolling 30 daysSource: Payout cap conditionsLast verified:
    Quoted currency
    USDStage: evaluation purchaseSource: Quoted currencyLast verified:
  3. Cost to get funded $29

    • Maximum loss 5% (5% of the starting balance)
    • Daily loss limit Not verified
    • Steps 1
    Profit split
    80%
    First payout
    7 days

    Verified

    Plan details: 1-Step $2,500
    Entry fee
    $29Stage: purchasePrice type: Base price before coupons, taxes and processing feesBilling: one timeSource: Entry feeLast verified:
    Billing
    one timeStage: purchaseSource: BillingLast verified:
    Purchase fee conditions
    The fees for the Services are denominated in USD. Payment of these fees in other currencies is not permitted. Also, all fees are exclusive of all taxes or payment processing fees.Source: Purchase fee conditionsLast verified:
    Payment methods
    The Client may settle the fee for the chosen service option using a Payment Card, Bank Transfer, Crypto Currency, or through other payment methods currently made available by the Company on the website.Source: Payment methodsLast verified:
    Residency and age conditions
    The Services are designed exclusively for individuals aged 18 and older, residing in countries where the Services are offered. By registering on the Website, the Client affirms that he or she are at least 18 years old. Individuals under 18 are not permitted to use the Services.Source: Residency and age conditionsLast verified:
    Restricted customer conditions
    The Company will not offer Services to any Client who: (6.5.1) Nationals or residents of the following Restricted Jurisdictions: Syria, North Korea, Cuba, or Iran; (6.5.2) a company is established, incorporated, or maintains a registered office within Restricted Jurisdictions; (6.5.3) is under international sanctions; or (6.5.4) possesses a criminal record related to financial crime or terrorism. (6.5.5) owners or the management of a competitive firm.Source: Restricted customer conditionsLast verified:
    Verification conditions
    The Client consents to provide the Company with any Know Your Client (KYC) information requested by the Company at any point, which includes, but is not limited to, the following requirements: (7.1.1) Proof of Identity: A valid form of identification such as an ID card, Passport, or Driving License, which must have at least 3 months remaining before expiration. (7.1.2) Proof of Address: A recent document — including but not limited to a Utility Bill, Bank Statement, Government Document, or Broadband Bill — that is dated within the last 3 months and confirms the Client's address. (7.1.3) A Selfie Verification: A Photo or Video live verification of the Client through 3rd party KYC Verification SumSub.Source: Verification conditionsLast verified:
    Account service model
    All accounts made available through the services are simulated demo accounts, which stand as a valuable educational initiative designed to evaluate traders' performance and foster a comprehensive learning environment for all Clients. No live capital is traded, and no investment services are provided by the Company.Source: Account service modelLast verified:
    Refund conditions
    Refunds are not issued once at least one simulated demo transaction has been executed on the assessment account. Where the assessment account remains completely inactive (no transactions opened), the Client may request a refund within 7 calendar days of purchase, provided there was no activity on the Client account, or no more than 3 lessons have been accessed or completed.Source: Refund conditionsLast verified:
    Mt5 eligibility
    MT5 accounts are available to traders in most countries, but we cannot offer them to clients in the USA. If you are based in the USA you can still trade with us on Match-Trader, which is available worldwide. A small number of other jurisdictions are restricted and those are listed in our terms, so contact support if you are not certain whether your country is covered.Source: Mt5 eligibilityLast verified:
    Matchtrader eligibility
    Yes. Match Trader is available to traders worldwide, including clients in the USA. This is the platform to choose if you are based in the USA, because MT5 accounts are not offered there.Source: Matchtrader eligibilityLast verified:
    Platform automation conditions
    Match Trader runs in the browser with TradingView charting built in, and it is available worldwide including the USA. MetaTrader 5 is a desktop platform that also has web and mobile versions, and it supports Expert Advisors and custom indicators. If you want automation choose MetaTrader 5. If you want to log in and trade from any machine without installing software, choose Match Trader.Source: Platform automation conditionsLast verified:
    Trial conditions
    The CTI Free Trial is a free, 14-day test drive of City Traders Imperium’s real trading conditions, no strings attached. You get a $100,000 demo account on MetaTrader 5 or Match-Trader, running the exact spreads, commissions and execution used on every funded CTI account. No payment. No card. No evaluation. No targets. Just put us to the test, and if you like what you see, buying a funding program afterward is entirely optional. City Traders Imperium has been funding traders since 2018, so you’re testing a firm with a real track record, not a startup.Source: Trial conditionsLast verified:
    Trial payout conditions
    The conditions are identical: same platforms, same spreads, same execution you’d get on any CTI account, challenge or funded. The only difference is there are no profit targets, no rules to pass and no payouts, because the trial exists to test the firm, not to evaluate you.Source: Trial payout conditionsLast verified:
    Evaluation fee currency
    USDStage: purchaseSource: Evaluation fee currencyLast verified:
    Advertised account size
    $2,500Stage: programme advertised account sizeSource: Advertised account sizeLast verified:
    Evaluation steps
    1 stepsStage: evaluationSource: Evaluation stepsLast verified:
    Profit target phase 1 pct
    8%Stage: phase 1Source: Profit target phase 1 pctLast verified:
    Minimum profitable days
    3 profitable daysStage: each evaluation phaseSource: Minimum profitable daysLast verified:
    Minimum profitable day profit pct
    0.5%Stage: each evaluation phaseSource: Minimum profitable day profit pctLast verified:
    Evaluation time limit
    noneStage: evaluationSource: Evaluation time limitLast verified:
    Maximum loss limit pct
    5%Stage: evaluationSource: Maximum loss limit pctLast verified:
    Maximum loss mechanism
    5% of the starting balanceStage: evaluationSource: Maximum loss mechanismLast verified:
    Maximum loss basis
    The max you can lose from the highest account balance.Stage: evaluationSource: Maximum loss basisLast verified:
    Daily loss policy
    NoneStage: evaluationSource: Daily loss policyLast verified:
    Profit split pct
    80%Stage: funded baseSource: Profit split pctLast verified:
    Profit split conditions
    Your share of the simulated profit from the CTI funded account. You start from 80% profit share then it increases to 90% once you qualify for the Bronze level, then to 100% once you qualify for the Silver level of the CTI VIP Program. No add-ons. No extra fees.Stage: base and conditional vip progressionSource: Profit split conditionsLast verified:
    Platforms
    MetaTrader 5 & Match-TraderStage: programmeSource: PlatformsLast verified:
    Automated trading
    Allowed (inc. third-party)Stage: programmeSource: Automated tradingLast verified:
    Martingale policy
    AllowedStage: programmeSource: Martingale policyLast verified:
    News trading policy
    AllowedStage: programmeSource: News trading policyLast verified:
    Weekend holding policy
    AllowedStage: programmeSource: Weekend holding policyLast verified:
    Overnight holding policy
    AllowedStage: programmeSource: Overnight holding policyLast verified:
    Reset discount
    15% DiscountStage: programmeSource: Reset discountLast verified:
    Max scaling per account
    $200KStage: conditional scaling ceilingSource: Max scaling per accountLast verified:
    Max funding
    $400KStage: combined conditional funding ceilingSource: Max fundingLast verified:
    First payout days
    7 calendar daysStage: funded first requestSource: First payout daysLast verified:
    Payout conditions
    Once you’re funded, get rewarded with an 80% profit share as a starting point. Request your 1st payout in as little as 7 days.Stage: funded first requestSource: Payout conditionsLast verified:
  4. Alpha Capital Group Alpha Pro 8% $5,000

    3.7 / 5

    Cost to get funded $37

    • Maximum loss 8%
    • Daily loss limit 4%
    • Steps 2
    Profit split
    80%
    First payout
    Not verified

    Verified

    Plan details: Alpha Pro 8% $5,000
    Entry fee
    $37Stage: evaluation purchasePlatform: MT5Price type: published base before discountBilling: one timeSource: Entry feeLast verified:
    Billing
    one timeStage: evaluationPlatform: MT5Source: BillingLast verified:
    Advertised account size
    $5,000Stage: evaluationPlatform: MT5Source: Advertised account sizeLast verified:
    Evaluation steps
    2 stepsStage: evaluationPlatform: MT5Source: Evaluation stepsLast verified:
    Platform
    MT5Stage: evaluationPlatform: MT5Source: PlatformLast verified:
    Profit target phase 1 pct
    8%Stage: phase 1Platform: MT5Source: Profit target phase 1 pctLast verified:
    Profit target phase 2 pct
    5%Stage: phase 2Platform: MT5Source: Profit target phase 2 pctLast verified:
    Maximum loss limit pct
    8%Stage: evaluationPlatform: MT5Source: Maximum loss limit pctLast verified:
    Daily loss limit pct
    4%Stage: evaluationPlatform: MT5Source: Daily loss limit pctLast verified:
    Profit split pct
    80%Stage: funded basePlatform: MT5Source: Profit split pctLast verified:
    Payout schedule
    On DemandStage: funded basePlatform: MT5Source: Payout scheduleLast verified:
    Payout conditions
    Qualified Analysts keep 80% of approved performance fees as standard. An optional 90% add-on is available on Alpha Pro on-demand only (not bi-weekly), selected at purchase. On-demand uses a 40% Best Day Rule and a 2% minimum profit. Bi-weekly requires a $100 minimum and 5 trading days for the first request. The two cycles cannot be mixed on the same account. Approval is not guaranteed.Stage: funded basePlatform: MT5Source: Payout conditionsLast verified:
    Evaluation fee currency
    USDStage: evaluation purchasePlatform: MT5Source: Evaluation fee currencyLast verified:
  5. Cost to get funded $39

    • Maximum loss 10% (10% of the initial balance)
    • Daily loss limit 5%
    • Steps 2
    Profit split
    80%
    First payout
    7 days

    Verified

    Plan details: 2-Step $2,500
    Entry fee
    $39Stage: purchasePrice type: Base price before coupons, taxes and processing feesBilling: one timeSource: Entry feeLast verified:
    Billing
    one timeStage: purchaseSource: BillingLast verified:
    Purchase fee conditions
    The fees for the Services are denominated in USD. Payment of these fees in other currencies is not permitted. Also, all fees are exclusive of all taxes or payment processing fees.Source: Purchase fee conditionsLast verified:
    Payment methods
    The Client may settle the fee for the chosen service option using a Payment Card, Bank Transfer, Crypto Currency, or through other payment methods currently made available by the Company on the website.Source: Payment methodsLast verified:
    Residency and age conditions
    The Services are designed exclusively for individuals aged 18 and older, residing in countries where the Services are offered. By registering on the Website, the Client affirms that he or she are at least 18 years old. Individuals under 18 are not permitted to use the Services.Source: Residency and age conditionsLast verified:
    Restricted customer conditions
    The Company will not offer Services to any Client who: (6.5.1) Nationals or residents of the following Restricted Jurisdictions: Syria, North Korea, Cuba, or Iran; (6.5.2) a company is established, incorporated, or maintains a registered office within Restricted Jurisdictions; (6.5.3) is under international sanctions; or (6.5.4) possesses a criminal record related to financial crime or terrorism. (6.5.5) owners or the management of a competitive firm.Source: Restricted customer conditionsLast verified:
    Verification conditions
    The Client consents to provide the Company with any Know Your Client (KYC) information requested by the Company at any point, which includes, but is not limited to, the following requirements: (7.1.1) Proof of Identity: A valid form of identification such as an ID card, Passport, or Driving License, which must have at least 3 months remaining before expiration. (7.1.2) Proof of Address: A recent document — including but not limited to a Utility Bill, Bank Statement, Government Document, or Broadband Bill — that is dated within the last 3 months and confirms the Client's address. (7.1.3) A Selfie Verification: A Photo or Video live verification of the Client through 3rd party KYC Verification SumSub.Source: Verification conditionsLast verified:
    Account service model
    All accounts made available through the services are simulated demo accounts, which stand as a valuable educational initiative designed to evaluate traders' performance and foster a comprehensive learning environment for all Clients. No live capital is traded, and no investment services are provided by the Company.Source: Account service modelLast verified:
    Refund conditions
    Refunds are not issued once at least one simulated demo transaction has been executed on the assessment account. Where the assessment account remains completely inactive (no transactions opened), the Client may request a refund within 7 calendar days of purchase, provided there was no activity on the Client account, or no more than 3 lessons have been accessed or completed.Source: Refund conditionsLast verified:
    Mt5 eligibility
    MT5 accounts are available to traders in most countries, but we cannot offer them to clients in the USA. If you are based in the USA you can still trade with us on Match-Trader, which is available worldwide. A small number of other jurisdictions are restricted and those are listed in our terms, so contact support if you are not certain whether your country is covered.Source: Mt5 eligibilityLast verified:
    Matchtrader eligibility
    Yes. Match Trader is available to traders worldwide, including clients in the USA. This is the platform to choose if you are based in the USA, because MT5 accounts are not offered there.Source: Matchtrader eligibilityLast verified:
    Platform automation conditions
    Match Trader runs in the browser with TradingView charting built in, and it is available worldwide including the USA. MetaTrader 5 is a desktop platform that also has web and mobile versions, and it supports Expert Advisors and custom indicators. If you want automation choose MetaTrader 5. If you want to log in and trade from any machine without installing software, choose Match Trader.Source: Platform automation conditionsLast verified:
    Trial conditions
    The CTI Free Trial is a free, 14-day test drive of City Traders Imperium’s real trading conditions, no strings attached. You get a $100,000 demo account on MetaTrader 5 or Match-Trader, running the exact spreads, commissions and execution used on every funded CTI account. No payment. No card. No evaluation. No targets. Just put us to the test, and if you like what you see, buying a funding program afterward is entirely optional. City Traders Imperium has been funding traders since 2018, so you’re testing a firm with a real track record, not a startup.Source: Trial conditionsLast verified:
    Trial payout conditions
    The conditions are identical: same platforms, same spreads, same execution you’d get on any CTI account, challenge or funded. The only difference is there are no profit targets, no rules to pass and no payouts, because the trial exists to test the firm, not to evaluate you.Source: Trial payout conditionsLast verified:
    Evaluation fee currency
    USDStage: purchaseSource: Evaluation fee currencyLast verified:
    Advertised account size
    $2,500Stage: programme advertised account sizeSource: Advertised account sizeLast verified:
    Evaluation steps
    2 stepsStage: evaluationSource: Evaluation stepsLast verified:
    Profit target phase 1 pct
    10%Stage: phase 1Source: Profit target phase 1 pctLast verified:
    Profit target phase 2 pct
    5%Stage: phase 2Source: Profit target phase 2 pctLast verified:
    Minimum profitable days
    3 profitable daysStage: each evaluation phaseSource: Minimum profitable daysLast verified:
    Minimum profitable day profit pct
    0.5%Stage: each evaluation phaseSource: Minimum profitable day profit pctLast verified:
    Evaluation time limit
    noneStage: evaluationSource: Evaluation time limitLast verified:
    Maximum loss limit pct
    10%Stage: evaluationSource: Maximum loss limit pctLast verified:
    Maximum loss mechanism
    10% of the initial balanceStage: evaluationSource: Maximum loss mechanismLast verified:
    Maximum loss basis
    The max you can lose from the initial account balance.Stage: evaluationSource: Maximum loss basisLast verified:
    Daily loss limit pct
    5%Stage: evaluationSource: Daily loss limit pctLast verified:
    Daily loss policy
    5% of the initial balance, from each day’s starting balanceStage: evaluationSource: Daily loss policyLast verified:
    Profit split pct
    80%Stage: funded baseSource: Profit split pctLast verified:
    Profit split conditions
    Your share of the simulated profit from the CTI funded account. You start from 80% profit share then it increases to 90% once you qualify for the Bronze level, then to 100% once you qualify for the Silver level of the CTI VIP Program. No add-ons. No extra fees.Stage: base and conditional vip progressionSource: Profit split conditionsLast verified:
    Platforms
    MetaTrader 5 & Match-TraderStage: programmeSource: PlatformsLast verified:
    Automated trading
    Personal EAs onlyStage: programmeSource: Automated tradingLast verified:
    Martingale policy
    Not AllowedStage: programmeSource: Martingale policyLast verified:
    News trading policy
    AllowedStage: programmeSource: News trading policyLast verified:
    Weekend holding policy
    AllowedStage: programmeSource: Weekend holding policyLast verified:
    Overnight holding policy
    AllowedStage: programmeSource: Overnight holding policyLast verified:
    Reset discount
    15% DiscountStage: programmeSource: Reset discountLast verified:
    Max scaling per account
    $200KStage: conditional scaling ceilingSource: Max scaling per accountLast verified:
    Max funding
    $400KStage: combined conditional funding ceilingSource: Max fundingLast verified:
    First payout days
    7 calendar daysStage: funded first requestSource: First payout daysLast verified:
    Payout conditions
    Once you’re funded, get rewarded with an 80% profit share as a starting point. Request your 1st payout in as little as 7 days.Stage: funded first requestSource: Payout conditionsLast verified:
  6. Finotive Funding One Step $2,500

    2.7 / 5

    Cost to get funded $40

    • Maximum loss 7.5% (Static)
    • Daily loss limit 4%
    • Steps 1
    Profit split
    80%
    First payout
    Not verified

    Verified

    Plan details: Finotive Funding One Step $2,500
    Entry fee
    $40Stage: evaluation purchaseBilling: one timeSource: Entry feeLast verified:
    Billing
    one timeSource: BillingLast verified:
    Advertised account size
    $2,500Stage: evaluation initial balanceSource: Advertised account sizeLast verified:
    Evaluation steps
    1 stepsStage: evaluationSource: Evaluation stepsLast verified:
    Profit target pct
    10%Stage: evaluationSource: Profit target pctLast verified:
    Daily loss limit pct
    4%Stage: evaluationSource: Daily loss limit pctLast verified:
    Maximum loss limit pct
    7.5%Stage: evaluationSource: Maximum loss limit pctLast verified:
    Maximum loss mechanism
    StaticStage: evaluationSource: Maximum loss mechanismLast verified:
    Profit split pct
    80%Stage: fundedSource: Profit split pctLast verified:
    Payout interval days
    7 calendar daysStage: fundedSource: Payout interval daysLast verified:
    Payout schedule
    On Demand, then every 7 DaysStage: fundedSource: Payout scheduleLast verified:
    First payout policy
    on demandStage: fundedSource: First payout policyLast verified:
    Payout conditions
    For Challenge-Funded and Pro accounts, the account must first reach Simulated Funded Status. For Instant Funding, the account must generate eligible simulated profits and satisfy all Reward Payment conditions. KYC, compliance, Section 7, open-position closure, Finotive Pay eligibility, and Minimum Profitable Days where applicable must also be satisfied.Stage: fundedSource: Payout conditionsLast verified:
    Minimum payout conditions
    1% of Initial Account Balance, capped at USD 100. Minimum is the lower of 1% or USD 100.Stage: fundedSource: Minimum payout conditionsLast verified:
    Profit split conditions
    Some Soft Breaches result in Reward Payment reduction to 10% for the relevant Payout Cycle. This can happen when a Strike is recorded on a funded or Instant account, or when a Conditional Strike condition remains unresolved at Reward Payment Request stage. If the Strike would become the fifth cumulative Strike, the 10% reduced Reward Payment does not apply. The account is permanently closed and no Reward Payment, reduced Reward Payment, pending withdrawal, or Reward Split is issued for that cycle.Stage: fundedSource: Profit split conditionsLast verified:
  7. Instant Funding PRO USD 625 - cTrader - Commission Free

    Cost to get funded $44

    • Maximum loss 10% (Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.)
    • Daily loss limit Not verified
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Plan details: Instant Funding PRO USD 625 - cTrader - Commission Free
    Entry fee
    $44Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSource: Entry feeLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →Source: Billing termsLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →Source: Commission termsLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →Source: Aggregate account limitsLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →Source: Platform eligibilityLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.Source: Verification termsLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.Source: Withdrawal methods and feesLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.Source: Minimum age termsLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.Source: Jurisdiction termsLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.Source: Tax policyLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​Source: Refund policyLast verified:
    Evaluation fee currency
    USDSource: Evaluation fee currencyLast verified:
    Account size currency
    USDSource: Account size currencyLast verified:
    Evaluation steps
    0Source: Evaluation stepsLast verified:
    Profit target policy
    noneSource: Profit target policyLast verified:
    Maximum loss mechanism
    Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.Source: Maximum loss mechanismLast verified:
    Payout conditions
    Your first withdrawal is available 14 days after your initial trade — after that, you can withdraw every 7 days following your next trade. First payout 14 days after your initial trade Then Every 7 days after your next trade Minimum $25 Learn more → To request: ensure all trades are closed and your Smart Drawdown is locked in, then choose your withdrawal method and amount from your dashboard.Source: Payout conditionsLast verified:
    Scaling policy
    Double your account size after achieving a minimum 10% gain — up to a maximum balance of $1,280,000. Requirement Minimum 10% gain, all trades closed Reward Account balance doubles instantly Maximum $1,280,000 balance Learn more → When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit. The scaling button appears on your dashboard home screen once your account is eligible.Source: Scaling policyLast verified:
    News trading policy
    Permitted only with the Swing add-on, which gives full access to trade during high-impact events. Without add-on Restricted — 4 minutes either side of a major news event With Swing add-on Included Learn more → Without the Swing add-on, trades executed within 4 minutes before or after a major news event are restricted — profits from such trades may be adjusted, and accounts reset if necessary. See the full list of affected news events via the link above.Source: News trading policyLast verified:
    Holding policy
    Overnight holding is included. Weekend holding requires the Swing add-on. Overnight Included Weekend Swing add-on required Learn more → Without the Swing add-on, close all positions before the market closes on Friday to avoid a breach.Source: Holding policyLast verified:
    Position size limits
    Clear limits on total lot sizes per asset class. Multiple positions within the same category are counted together when calculating total volume. Account size FX Commodities / Metals Indices Crypto $625 0.25 0.02 0.12 0.05 $1,250 0.5 0.04 0.25 0.1 $2,500 1 0.08 0.5 0.25 $5,000 2 0.15 1 0.5 $10,000 4 0.3 2 1 $20,000 8 0.6 4 2 $40,000 16 1.2 8 4 $80,000 32 2.4 16 8 $120,000 48 3.6 24 12 Learn more → Violating the Maximum Lot Rule results in a full account reset.Source: Position size limitsLast verified:
    Risk per trade policy
    You may not risk or lose more than 3% of your starting account balance at any time on a single trade idea. Limit 3% of starting balance per trade idea Breach type Hard breach Learn more → A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes counts as the same trade idea and does not reset the limit.Source: Risk per trade policyLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.Source: Inactivity policyLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.Source: One sided bets policyLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.Source: Grid trading policyLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.Source: Hft policyLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.Source: Copy trading policyLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.Source: Automated trading policyLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.Source: Group hedging policyLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.Source: Account management policyLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.Source: Account churning policyLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.Source: System abuse policyLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.Source: Execution abuse policyLast verified:
    Maximum loss limit pct
    10%Source: Maximum loss limit pctLast verified:
    Profit split pct
    80%Source: Profit split pctLast verified:
    Profit split conditions
    This can be increased to 90% with the add-on Add 10% to profit split.Source: Profit split conditionsLast verified:
    Weekend holding policy
    You can’t keep positions open during weekend market closure unless you have the add-on Allow major news trading and weekend holding.Source: Weekend holding policyLast verified:
    Daily loss policy
    No separate daily limit—just stay within your Max drawdown to avoid losing your account.Source: Daily loss policyLast verified:
    First payout days
    14 calendar daysSource: First payout daysLast verified:
    Payout interval days
    7 calendar daysSource: Payout interval daysLast verified:
    Leverage terms
    Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.Source: Leverage termsLast verified:
    Advertised account size
    $625Source: Advertised account sizeLast verified:
    Platforms
    cTraderSource: PlatformsLast verified:
    Spread account
    Commission FreeSource: Spread accountLast verified:
  8. Instant Funding PRO USD 625 - cTrader - RAW Spreads

    Cost to get funded $44

    • Maximum loss 10% (Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.)
    • Daily loss limit Not verified
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Plan details: Instant Funding PRO USD 625 - cTrader - RAW Spreads
    Entry fee
    $44Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSource: Entry feeLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →Source: Billing termsLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →Source: Commission termsLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →Source: Aggregate account limitsLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →Source: Platform eligibilityLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.Source: Verification termsLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.Source: Withdrawal methods and feesLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.Source: Minimum age termsLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.Source: Jurisdiction termsLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.Source: Tax policyLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​Source: Refund policyLast verified:
    Evaluation fee currency
    USDSource: Evaluation fee currencyLast verified:
    Account size currency
    USDSource: Account size currencyLast verified:
    Evaluation steps
    0Source: Evaluation stepsLast verified:
    Profit target policy
    noneSource: Profit target policyLast verified:
    Maximum loss mechanism
    Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.Source: Maximum loss mechanismLast verified:
    Payout conditions
    Your first withdrawal is available 14 days after your initial trade — after that, you can withdraw every 7 days following your next trade. First payout 14 days after your initial trade Then Every 7 days after your next trade Minimum $25 Learn more → To request: ensure all trades are closed and your Smart Drawdown is locked in, then choose your withdrawal method and amount from your dashboard.Source: Payout conditionsLast verified:
    Scaling policy
    Double your account size after achieving a minimum 10% gain — up to a maximum balance of $1,280,000. Requirement Minimum 10% gain, all trades closed Reward Account balance doubles instantly Maximum $1,280,000 balance Learn more → When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit. The scaling button appears on your dashboard home screen once your account is eligible.Source: Scaling policyLast verified:
    News trading policy
    Permitted only with the Swing add-on, which gives full access to trade during high-impact events. Without add-on Restricted — 4 minutes either side of a major news event With Swing add-on Included Learn more → Without the Swing add-on, trades executed within 4 minutes before or after a major news event are restricted — profits from such trades may be adjusted, and accounts reset if necessary. See the full list of affected news events via the link above.Source: News trading policyLast verified:
    Holding policy
    Overnight holding is included. Weekend holding requires the Swing add-on. Overnight Included Weekend Swing add-on required Learn more → Without the Swing add-on, close all positions before the market closes on Friday to avoid a breach.Source: Holding policyLast verified:
    Position size limits
    Clear limits on total lot sizes per asset class. Multiple positions within the same category are counted together when calculating total volume. Account size FX Commodities / Metals Indices Crypto $625 0.25 0.02 0.12 0.05 $1,250 0.5 0.04 0.25 0.1 $2,500 1 0.08 0.5 0.25 $5,000 2 0.15 1 0.5 $10,000 4 0.3 2 1 $20,000 8 0.6 4 2 $40,000 16 1.2 8 4 $80,000 32 2.4 16 8 $120,000 48 3.6 24 12 Learn more → Violating the Maximum Lot Rule results in a full account reset.Source: Position size limitsLast verified:
    Risk per trade policy
    You may not risk or lose more than 3% of your starting account balance at any time on a single trade idea. Limit 3% of starting balance per trade idea Breach type Hard breach Learn more → A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes counts as the same trade idea and does not reset the limit.Source: Risk per trade policyLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.Source: Inactivity policyLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.Source: One sided bets policyLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.Source: Grid trading policyLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.Source: Hft policyLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.Source: Copy trading policyLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.Source: Automated trading policyLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.Source: Group hedging policyLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.Source: Account management policyLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.Source: Account churning policyLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.Source: System abuse policyLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.Source: Execution abuse policyLast verified:
    Maximum loss limit pct
    10%Source: Maximum loss limit pctLast verified:
    Profit split pct
    80%Source: Profit split pctLast verified:
    Profit split conditions
    This can be increased to 90% with the add-on Add 10% to profit split.Source: Profit split conditionsLast verified:
    Weekend holding policy
    You can’t keep positions open during weekend market closure unless you have the add-on Allow major news trading and weekend holding.Source: Weekend holding policyLast verified:
    Daily loss policy
    No separate daily limit—just stay within your Max drawdown to avoid losing your account.Source: Daily loss policyLast verified:
    First payout days
    14 calendar daysSource: First payout daysLast verified:
    Payout interval days
    7 calendar daysSource: Payout interval daysLast verified:
    Leverage terms
    Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.Source: Leverage termsLast verified:
    Advertised account size
    $625Source: Advertised account sizeLast verified:
    Platforms
    cTraderSource: PlatformsLast verified:
    Spread account
    RAW SpreadsSource: Spread accountLast verified:
  9. Instant Funding PRO USD 625 - MatchTrader - Commission Free

    Cost to get funded $44

    • Maximum loss 10% (Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.)
    • Daily loss limit Not verified
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Plan details: Instant Funding PRO USD 625 - MatchTrader - Commission Free
    Entry fee
    $44Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSource: Entry feeLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →Source: Billing termsLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →Source: Commission termsLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →Source: Aggregate account limitsLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →Source: Platform eligibilityLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.Source: Verification termsLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.Source: Withdrawal methods and feesLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.Source: Minimum age termsLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.Source: Jurisdiction termsLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.Source: Tax policyLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​Source: Refund policyLast verified:
    Evaluation fee currency
    USDSource: Evaluation fee currencyLast verified:
    Account size currency
    USDSource: Account size currencyLast verified:
    Evaluation steps
    0Source: Evaluation stepsLast verified:
    Profit target policy
    noneSource: Profit target policyLast verified:
    Maximum loss mechanism
    Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.Source: Maximum loss mechanismLast verified:
    Payout conditions
    Your first withdrawal is available 14 days after your initial trade — after that, you can withdraw every 7 days following your next trade. First payout 14 days after your initial trade Then Every 7 days after your next trade Minimum $25 Learn more → To request: ensure all trades are closed and your Smart Drawdown is locked in, then choose your withdrawal method and amount from your dashboard.Source: Payout conditionsLast verified:
    Scaling policy
    Double your account size after achieving a minimum 10% gain — up to a maximum balance of $1,280,000. Requirement Minimum 10% gain, all trades closed Reward Account balance doubles instantly Maximum $1,280,000 balance Learn more → When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit. The scaling button appears on your dashboard home screen once your account is eligible.Source: Scaling policyLast verified:
    News trading policy
    Permitted only with the Swing add-on, which gives full access to trade during high-impact events. Without add-on Restricted — 4 minutes either side of a major news event With Swing add-on Included Learn more → Without the Swing add-on, trades executed within 4 minutes before or after a major news event are restricted — profits from such trades may be adjusted, and accounts reset if necessary. See the full list of affected news events via the link above.Source: News trading policyLast verified:
    Holding policy
    Overnight holding is included. Weekend holding requires the Swing add-on. Overnight Included Weekend Swing add-on required Learn more → Without the Swing add-on, close all positions before the market closes on Friday to avoid a breach.Source: Holding policyLast verified:
    Position size limits
    Clear limits on total lot sizes per asset class. Multiple positions within the same category are counted together when calculating total volume. Account size FX Commodities / Metals Indices Crypto $625 0.25 0.02 0.12 0.05 $1,250 0.5 0.04 0.25 0.1 $2,500 1 0.08 0.5 0.25 $5,000 2 0.15 1 0.5 $10,000 4 0.3 2 1 $20,000 8 0.6 4 2 $40,000 16 1.2 8 4 $80,000 32 2.4 16 8 $120,000 48 3.6 24 12 Learn more → Violating the Maximum Lot Rule results in a full account reset.Source: Position size limitsLast verified:
    Risk per trade policy
    You may not risk or lose more than 3% of your starting account balance at any time on a single trade idea. Limit 3% of starting balance per trade idea Breach type Hard breach Learn more → A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes counts as the same trade idea and does not reset the limit.Source: Risk per trade policyLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.Source: Inactivity policyLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.Source: One sided bets policyLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.Source: Grid trading policyLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.Source: Hft policyLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.Source: Copy trading policyLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.Source: Automated trading policyLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.Source: Group hedging policyLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.Source: Account management policyLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.Source: Account churning policyLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.Source: System abuse policyLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.Source: Execution abuse policyLast verified:
    Maximum loss limit pct
    10%Source: Maximum loss limit pctLast verified:
    Profit split pct
    80%Source: Profit split pctLast verified:
    Profit split conditions
    This can be increased to 90% with the add-on Add 10% to profit split.Source: Profit split conditionsLast verified:
    Weekend holding policy
    You can’t keep positions open during weekend market closure unless you have the add-on Allow major news trading and weekend holding.Source: Weekend holding policyLast verified:
    Daily loss policy
    No separate daily limit—just stay within your Max drawdown to avoid losing your account.Source: Daily loss policyLast verified:
    First payout days
    14 calendar daysSource: First payout daysLast verified:
    Payout interval days
    7 calendar daysSource: Payout interval daysLast verified:
    Leverage terms
    Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.Source: Leverage termsLast verified:
    Advertised account size
    $625Source: Advertised account sizeLast verified:
    Platforms
    MatchTraderSource: PlatformsLast verified:
    Spread account
    Commission FreeSource: Spread accountLast verified:
  10. Instant Funding PRO USD 625 - MatchTrader - RAW Spreads

    Cost to get funded $44

    • Maximum loss 10% (Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.)
    • Daily loss limit Not verified
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Plan details: Instant Funding PRO USD 625 - MatchTrader - RAW Spreads
    Entry fee
    $44Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSource: Entry feeLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →Source: Billing termsLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →Source: Commission termsLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →Source: Aggregate account limitsLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →Source: Platform eligibilityLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.Source: Verification termsLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.Source: Withdrawal methods and feesLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.Source: Minimum age termsLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.Source: Jurisdiction termsLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.Source: Tax policyLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​Source: Refund policyLast verified:
    Evaluation fee currency
    USDSource: Evaluation fee currencyLast verified:
    Account size currency
    USDSource: Account size currencyLast verified:
    Evaluation steps
    0Source: Evaluation stepsLast verified:
    Profit target policy
    noneSource: Profit target policyLast verified:
    Maximum loss mechanism
    Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.Source: Maximum loss mechanismLast verified:
    Payout conditions
    Your first withdrawal is available 14 days after your initial trade — after that, you can withdraw every 7 days following your next trade. First payout 14 days after your initial trade Then Every 7 days after your next trade Minimum $25 Learn more → To request: ensure all trades are closed and your Smart Drawdown is locked in, then choose your withdrawal method and amount from your dashboard.Source: Payout conditionsLast verified:
    Scaling policy
    Double your account size after achieving a minimum 10% gain — up to a maximum balance of $1,280,000. Requirement Minimum 10% gain, all trades closed Reward Account balance doubles instantly Maximum $1,280,000 balance Learn more → When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit. The scaling button appears on your dashboard home screen once your account is eligible.Source: Scaling policyLast verified:
    News trading policy
    Permitted only with the Swing add-on, which gives full access to trade during high-impact events. Without add-on Restricted — 4 minutes either side of a major news event With Swing add-on Included Learn more → Without the Swing add-on, trades executed within 4 minutes before or after a major news event are restricted — profits from such trades may be adjusted, and accounts reset if necessary. See the full list of affected news events via the link above.Source: News trading policyLast verified:
    Holding policy
    Overnight holding is included. Weekend holding requires the Swing add-on. Overnight Included Weekend Swing add-on required Learn more → Without the Swing add-on, close all positions before the market closes on Friday to avoid a breach.Source: Holding policyLast verified:
    Position size limits
    Clear limits on total lot sizes per asset class. Multiple positions within the same category are counted together when calculating total volume. Account size FX Commodities / Metals Indices Crypto $625 0.25 0.02 0.12 0.05 $1,250 0.5 0.04 0.25 0.1 $2,500 1 0.08 0.5 0.25 $5,000 2 0.15 1 0.5 $10,000 4 0.3 2 1 $20,000 8 0.6 4 2 $40,000 16 1.2 8 4 $80,000 32 2.4 16 8 $120,000 48 3.6 24 12 Learn more → Violating the Maximum Lot Rule results in a full account reset.Source: Position size limitsLast verified:
    Risk per trade policy
    You may not risk or lose more than 3% of your starting account balance at any time on a single trade idea. Limit 3% of starting balance per trade idea Breach type Hard breach Learn more → A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes counts as the same trade idea and does not reset the limit.Source: Risk per trade policyLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.Source: Inactivity policyLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.Source: One sided bets policyLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.Source: Grid trading policyLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.Source: Hft policyLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.Source: Copy trading policyLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.Source: Automated trading policyLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.Source: Group hedging policyLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.Source: Account management policyLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.Source: Account churning policyLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.Source: System abuse policyLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.Source: Execution abuse policyLast verified:
    Maximum loss limit pct
    10%Source: Maximum loss limit pctLast verified:
    Profit split pct
    80%Source: Profit split pctLast verified:
    Profit split conditions
    This can be increased to 90% with the add-on Add 10% to profit split.Source: Profit split conditionsLast verified:
    Weekend holding policy
    You can’t keep positions open during weekend market closure unless you have the add-on Allow major news trading and weekend holding.Source: Weekend holding policyLast verified:
    Daily loss policy
    No separate daily limit—just stay within your Max drawdown to avoid losing your account.Source: Daily loss policyLast verified:
    First payout days
    14 calendar daysSource: First payout daysLast verified:
    Payout interval days
    7 calendar daysSource: Payout interval daysLast verified:
    Leverage terms
    Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.Source: Leverage termsLast verified:
    Advertised account size
    $625Source: Advertised account sizeLast verified:
    Platforms
    MatchTraderSource: PlatformsLast verified:
    Spread account
    RAW SpreadsSource: Spread accountLast verified:
  11. Instant Funding PRO USD 625 - MetaTrader 5 - Commission Free

    Cost to get funded $44

    • Maximum loss 10% (Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.)
    • Daily loss limit Not verified
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Plan details: Instant Funding PRO USD 625 - MetaTrader 5 - Commission Free
    Entry fee
    $44Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSource: Entry feeLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →Source: Billing termsLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →Source: Commission termsLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →Source: Aggregate account limitsLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →Source: Platform eligibilityLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.Source: Verification termsLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.Source: Withdrawal methods and feesLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.Source: Minimum age termsLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.Source: Jurisdiction termsLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.Source: Tax policyLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​Source: Refund policyLast verified:
    Evaluation fee currency
    USDSource: Evaluation fee currencyLast verified:
    Account size currency
    USDSource: Account size currencyLast verified:
    Evaluation steps
    0Source: Evaluation stepsLast verified:
    Profit target policy
    noneSource: Profit target policyLast verified:
    Maximum loss mechanism
    Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.Source: Maximum loss mechanismLast verified:
    Payout conditions
    Your first withdrawal is available 14 days after your initial trade — after that, you can withdraw every 7 days following your next trade. First payout 14 days after your initial trade Then Every 7 days after your next trade Minimum $25 Learn more → To request: ensure all trades are closed and your Smart Drawdown is locked in, then choose your withdrawal method and amount from your dashboard.Source: Payout conditionsLast verified:
    Scaling policy
    Double your account size after achieving a minimum 10% gain — up to a maximum balance of $1,280,000. Requirement Minimum 10% gain, all trades closed Reward Account balance doubles instantly Maximum $1,280,000 balance Learn more → When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit. The scaling button appears on your dashboard home screen once your account is eligible.Source: Scaling policyLast verified:
    News trading policy
    Permitted only with the Swing add-on, which gives full access to trade during high-impact events. Without add-on Restricted — 4 minutes either side of a major news event With Swing add-on Included Learn more → Without the Swing add-on, trades executed within 4 minutes before or after a major news event are restricted — profits from such trades may be adjusted, and accounts reset if necessary. See the full list of affected news events via the link above.Source: News trading policyLast verified:
    Holding policy
    Overnight holding is included. Weekend holding requires the Swing add-on. Overnight Included Weekend Swing add-on required Learn more → Without the Swing add-on, close all positions before the market closes on Friday to avoid a breach.Source: Holding policyLast verified:
    Position size limits
    Clear limits on total lot sizes per asset class. Multiple positions within the same category are counted together when calculating total volume. Account size FX Commodities / Metals Indices Crypto $625 0.25 0.02 0.12 0.05 $1,250 0.5 0.04 0.25 0.1 $2,500 1 0.08 0.5 0.25 $5,000 2 0.15 1 0.5 $10,000 4 0.3 2 1 $20,000 8 0.6 4 2 $40,000 16 1.2 8 4 $80,000 32 2.4 16 8 $120,000 48 3.6 24 12 Learn more → Violating the Maximum Lot Rule results in a full account reset.Source: Position size limitsLast verified:
    Risk per trade policy
    You may not risk or lose more than 3% of your starting account balance at any time on a single trade idea. Limit 3% of starting balance per trade idea Breach type Hard breach Learn more → A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes counts as the same trade idea and does not reset the limit.Source: Risk per trade policyLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.Source: Inactivity policyLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.Source: One sided bets policyLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.Source: Grid trading policyLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.Source: Hft policyLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.Source: Copy trading policyLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.Source: Automated trading policyLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.Source: Group hedging policyLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.Source: Account management policyLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.Source: Account churning policyLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.Source: System abuse policyLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.Source: Execution abuse policyLast verified:
    Maximum loss limit pct
    10%Source: Maximum loss limit pctLast verified:
    Profit split pct
    80%Source: Profit split pctLast verified:
    Profit split conditions
    This can be increased to 90% with the add-on Add 10% to profit split.Source: Profit split conditionsLast verified:
    Weekend holding policy
    You can’t keep positions open during weekend market closure unless you have the add-on Allow major news trading and weekend holding.Source: Weekend holding policyLast verified:
    Daily loss policy
    No separate daily limit—just stay within your Max drawdown to avoid losing your account.Source: Daily loss policyLast verified:
    First payout days
    14 calendar daysSource: First payout daysLast verified:
    Payout interval days
    7 calendar daysSource: Payout interval daysLast verified:
    Leverage terms
    Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.Source: Leverage termsLast verified:
    Advertised account size
    $625Source: Advertised account sizeLast verified:
    Platforms
    MetaTrader 5Source: PlatformsLast verified:
    Spread account
    Commission FreeSource: Spread accountLast verified:
  12. Instant Funding PRO USD 625 - MetaTrader 5 - RAW Spreads

    Cost to get funded $44

    • Maximum loss 10% (Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.)
    • Daily loss limit Not verified
    • Steps 0
    Profit split
    80%
    First payout
    14 days

    Verified

    Plan details: Instant Funding PRO USD 625 - MetaTrader 5 - RAW Spreads
    Entry fee
    $44Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSource: Entry feeLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →Source: Billing termsLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →Source: Commission termsLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →Source: Aggregate account limitsLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →Source: Platform eligibilityLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.Source: Verification termsLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.Source: Withdrawal methods and feesLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.Source: Minimum age termsLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.Source: Jurisdiction termsLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.Source: Tax policyLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​Source: Refund policyLast verified:
    Evaluation fee currency
    USDSource: Evaluation fee currencyLast verified:
    Account size currency
    USDSource: Account size currencyLast verified:
    Evaluation steps
    0Source: Evaluation stepsLast verified:
    Profit target policy
    noneSource: Profit target policyLast verified:
    Maximum loss mechanism
    Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit. Starting limit 10% of starting balance Lock-in trigger +5% gain on account balance Post lock-in 5% of starting balance Learn more → Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.Source: Maximum loss mechanismLast verified:
    Payout conditions
    Your first withdrawal is available 14 days after your initial trade — after that, you can withdraw every 7 days following your next trade. First payout 14 days after your initial trade Then Every 7 days after your next trade Minimum $25 Learn more → To request: ensure all trades are closed and your Smart Drawdown is locked in, then choose your withdrawal method and amount from your dashboard.Source: Payout conditionsLast verified:
    Scaling policy
    Double your account size after achieving a minimum 10% gain — up to a maximum balance of $1,280,000. Requirement Minimum 10% gain, all trades closed Reward Account balance doubles instantly Maximum $1,280,000 balance Learn more → When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit. The scaling button appears on your dashboard home screen once your account is eligible.Source: Scaling policyLast verified:
    News trading policy
    Permitted only with the Swing add-on, which gives full access to trade during high-impact events. Without add-on Restricted — 4 minutes either side of a major news event With Swing add-on Included Learn more → Without the Swing add-on, trades executed within 4 minutes before or after a major news event are restricted — profits from such trades may be adjusted, and accounts reset if necessary. See the full list of affected news events via the link above.Source: News trading policyLast verified:
    Holding policy
    Overnight holding is included. Weekend holding requires the Swing add-on. Overnight Included Weekend Swing add-on required Learn more → Without the Swing add-on, close all positions before the market closes on Friday to avoid a breach.Source: Holding policyLast verified:
    Position size limits
    Clear limits on total lot sizes per asset class. Multiple positions within the same category are counted together when calculating total volume. Account size FX Commodities / Metals Indices Crypto $625 0.25 0.02 0.12 0.05 $1,250 0.5 0.04 0.25 0.1 $2,500 1 0.08 0.5 0.25 $5,000 2 0.15 1 0.5 $10,000 4 0.3 2 1 $20,000 8 0.6 4 2 $40,000 16 1.2 8 4 $80,000 32 2.4 16 8 $120,000 48 3.6 24 12 Learn more → Violating the Maximum Lot Rule results in a full account reset.Source: Position size limitsLast verified:
    Risk per trade policy
    You may not risk or lose more than 3% of your starting account balance at any time on a single trade idea. Limit 3% of starting balance per trade idea Breach type Hard breach Learn more → A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes counts as the same trade idea and does not reset the limit.Source: Risk per trade policyLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.Source: Inactivity policyLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.Source: One sided bets policyLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.Source: Grid trading policyLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.Source: Hft policyLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.Source: Copy trading policyLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.Source: Automated trading policyLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.Source: Group hedging policyLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.Source: Account management policyLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.Source: Account churning policyLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.Source: System abuse policyLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.Source: Execution abuse policyLast verified:
    Maximum loss limit pct
    10%Source: Maximum loss limit pctLast verified:
    Profit split pct
    80%Source: Profit split pctLast verified:
    Profit split conditions
    This can be increased to 90% with the add-on Add 10% to profit split.Source: Profit split conditionsLast verified:
    Weekend holding policy
    You can’t keep positions open during weekend market closure unless you have the add-on Allow major news trading and weekend holding.Source: Weekend holding policyLast verified:
    Daily loss policy
    No separate daily limit—just stay within your Max drawdown to avoid losing your account.Source: Daily loss policyLast verified:
    First payout days
    14 calendar daysSource: First payout daysLast verified:
    Payout interval days
    7 calendar daysSource: Payout interval daysLast verified:
    Leverage terms
    Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.Source: Leverage termsLast verified:
    Advertised account size
    $625Source: Advertised account sizeLast verified:
    Platforms
    MetaTrader 5Source: PlatformsLast verified:
    Spread account
    RAW SpreadsSource: Spread accountLast verified:
  13. Cost to get funded $49

    • Maximum loss 5% (5% of the starting balance)
    • Daily loss limit Not verified
    • Steps 1
    Profit split
    80%
    First payout
    7 days

    Verified

    Plan details: 1-Step $5,000
    Entry fee
    $49Stage: purchasePrice type: Base price before coupons, taxes and processing feesBilling: one timeSource: Entry feeLast verified:
    Billing
    one timeStage: purchaseSource: BillingLast verified:
    Purchase fee conditions
    The fees for the Services are denominated in USD. Payment of these fees in other currencies is not permitted. Also, all fees are exclusive of all taxes or payment processing fees.Source: Purchase fee conditionsLast verified:
    Payment methods
    The Client may settle the fee for the chosen service option using a Payment Card, Bank Transfer, Crypto Currency, or through other payment methods currently made available by the Company on the website.Source: Payment methodsLast verified:
    Residency and age conditions
    The Services are designed exclusively for individuals aged 18 and older, residing in countries where the Services are offered. By registering on the Website, the Client affirms that he or she are at least 18 years old. Individuals under 18 are not permitted to use the Services.Source: Residency and age conditionsLast verified:
    Restricted customer conditions
    The Company will not offer Services to any Client who: (6.5.1) Nationals or residents of the following Restricted Jurisdictions: Syria, North Korea, Cuba, or Iran; (6.5.2) a company is established, incorporated, or maintains a registered office within Restricted Jurisdictions; (6.5.3) is under international sanctions; or (6.5.4) possesses a criminal record related to financial crime or terrorism. (6.5.5) owners or the management of a competitive firm.Source: Restricted customer conditionsLast verified:
    Verification conditions
    The Client consents to provide the Company with any Know Your Client (KYC) information requested by the Company at any point, which includes, but is not limited to, the following requirements: (7.1.1) Proof of Identity: A valid form of identification such as an ID card, Passport, or Driving License, which must have at least 3 months remaining before expiration. (7.1.2) Proof of Address: A recent document — including but not limited to a Utility Bill, Bank Statement, Government Document, or Broadband Bill — that is dated within the last 3 months and confirms the Client's address. (7.1.3) A Selfie Verification: A Photo or Video live verification of the Client through 3rd party KYC Verification SumSub.Source: Verification conditionsLast verified:
    Account service model
    All accounts made available through the services are simulated demo accounts, which stand as a valuable educational initiative designed to evaluate traders' performance and foster a comprehensive learning environment for all Clients. No live capital is traded, and no investment services are provided by the Company.Source: Account service modelLast verified:
    Refund conditions
    Refunds are not issued once at least one simulated demo transaction has been executed on the assessment account. Where the assessment account remains completely inactive (no transactions opened), the Client may request a refund within 7 calendar days of purchase, provided there was no activity on the Client account, or no more than 3 lessons have been accessed or completed.Source: Refund conditionsLast verified:
    Mt5 eligibility
    MT5 accounts are available to traders in most countries, but we cannot offer them to clients in the USA. If you are based in the USA you can still trade with us on Match-Trader, which is available worldwide. A small number of other jurisdictions are restricted and those are listed in our terms, so contact support if you are not certain whether your country is covered.Source: Mt5 eligibilityLast verified:
    Matchtrader eligibility
    Yes. Match Trader is available to traders worldwide, including clients in the USA. This is the platform to choose if you are based in the USA, because MT5 accounts are not offered there.Source: Matchtrader eligibilityLast verified:
    Platform automation conditions
    Match Trader runs in the browser with TradingView charting built in, and it is available worldwide including the USA. MetaTrader 5 is a desktop platform that also has web and mobile versions, and it supports Expert Advisors and custom indicators. If you want automation choose MetaTrader 5. If you want to log in and trade from any machine without installing software, choose Match Trader.Source: Platform automation conditionsLast verified:
    Trial conditions
    The CTI Free Trial is a free, 14-day test drive of City Traders Imperium’s real trading conditions, no strings attached. You get a $100,000 demo account on MetaTrader 5 or Match-Trader, running the exact spreads, commissions and execution used on every funded CTI account. No payment. No card. No evaluation. No targets. Just put us to the test, and if you like what you see, buying a funding program afterward is entirely optional. City Traders Imperium has been funding traders since 2018, so you’re testing a firm with a real track record, not a startup.Source: Trial conditionsLast verified:
    Trial payout conditions
    The conditions are identical: same platforms, same spreads, same execution you’d get on any CTI account, challenge or funded. The only difference is there are no profit targets, no rules to pass and no payouts, because the trial exists to test the firm, not to evaluate you.Source: Trial payout conditionsLast verified:
    Evaluation fee currency
    USDStage: purchaseSource: Evaluation fee currencyLast verified:
    Advertised account size
    $5,000Stage: programme advertised account sizeSource: Advertised account sizeLast verified:
    Evaluation steps
    1 stepsStage: evaluationSource: Evaluation stepsLast verified:
    Profit target phase 1 pct
    8%Stage: phase 1Source: Profit target phase 1 pctLast verified:
    Minimum profitable days
    3 profitable daysStage: each evaluation phaseSource: Minimum profitable daysLast verified:
    Minimum profitable day profit pct
    0.5%Stage: each evaluation phaseSource: Minimum profitable day profit pctLast verified:
    Evaluation time limit
    noneStage: evaluationSource: Evaluation time limitLast verified:
    Maximum loss limit pct
    5%Stage: evaluationSource: Maximum loss limit pctLast verified:
    Maximum loss mechanism
    5% of the starting balanceStage: evaluationSource: Maximum loss mechanismLast verified:
    Maximum loss basis
    The max you can lose from the highest account balance.Stage: evaluationSource: Maximum loss basisLast verified:
    Daily loss policy
    NoneStage: evaluationSource: Daily loss policyLast verified:
    Profit split pct
    80%Stage: funded baseSource: Profit split pctLast verified:
    Profit split conditions
    Your share of the simulated profit from the CTI funded account. You start from 80% profit share then it increases to 90% once you qualify for the Bronze level, then to 100% once you qualify for the Silver level of the CTI VIP Program. No add-ons. No extra fees.Stage: base and conditional vip progressionSource: Profit split conditionsLast verified:
    Platforms
    MetaTrader 5 & Match-TraderStage: programmeSource: PlatformsLast verified:
    Automated trading
    Allowed (inc. third-party)Stage: programmeSource: Automated tradingLast verified:
    Martingale policy
    AllowedStage: programmeSource: Martingale policyLast verified:
    News trading policy
    AllowedStage: programmeSource: News trading policyLast verified:
    Weekend holding policy
    AllowedStage: programmeSource: Weekend holding policyLast verified:
    Overnight holding policy
    AllowedStage: programmeSource: Overnight holding policyLast verified:
    Reset discount
    15% DiscountStage: programmeSource: Reset discountLast verified:
    Max scaling per account
    $200KStage: conditional scaling ceilingSource: Max scaling per accountLast verified:
    Max funding
    $400KStage: combined conditional funding ceilingSource: Max fundingLast verified:
    First payout days
    7 calendar daysStage: funded first requestSource: First payout daysLast verified:
    Payout conditions
    Once you’re funded, get rewarded with an 80% profit share as a starting point. Request your 1st payout in as little as 7 days.Stage: funded first requestSource: Payout conditionsLast verified:
  14. Instant Funding One-Phase Lite USD 5,000 - cTrader - Commission Free

    Cost to get funded $57

    • Maximum loss 6% (Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.)
    • Daily loss limit 4%
    • Steps 1
    Profit split
    80%
    First payout
    Not verified

    Verified

    Plan details: One-Phase Lite USD 5,000 - cTrader - Commission Free
    Entry fee
    $57Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSource: Entry feeLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →Source: Billing termsLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →Source: Commission termsLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →Source: Aggregate account limitsLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →Source: Platform eligibilityLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.Source: Verification termsLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.Source: Withdrawal methods and feesLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.Source: Minimum age termsLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.Source: Jurisdiction termsLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.Source: Tax policyLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​Source: Refund policyLast verified:
    Evaluation fee currency
    USDSource: Evaluation fee currencyLast verified:
    Account size currency
    USDSource: Account size currencyLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 4% of account value / day Resets 17:00 EST (rollover) Learn more → Recalculated at 17:00 EST on the higher of your Balance (excl. open trades) or Equity (incl. open trades). Example: balance $10,000, equity $10,500 → next-day limit is 4% of $10,500 = $420.Source: Daily loss policyLast verified:
    Maximum loss mechanism
    Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.Source: Maximum loss mechanismLast verified:
    Profit split conditions
    How much of your trading profit you keep. Standard 80% of net profit With add-on Up to 90% Learn more →Source: Profit split conditionsLast verified:
    Payout conditions
    A flexible payout structure once you reach the funded stage. First payout On-demand Minimum withdrawal 1.5% Payout cycle Every 7 days Consistency rule None Learn more → Your first payout is available on demand — request it any time, subject to a 1.5% minimum withdrawal. After that, payouts every 7 days. Note: the 7-day cycle begins from your first trade.Source: Payout conditionsLast verified:
    Minimum trading days policy
    No minimum trading-day requirement on this account — trade at your own pace. One-Phase Lite None requiredSource: Minimum trading days policyLast verified:
    News trading policy
    Enabled by default on all stages — trade freely around major economic events. One-Phase Lite Included Learn more → News straddling, or any execution designed to gain an unfair advantage, is not permitted.Source: News trading policyLast verified:
    Holding policy
    Hold trades overnight and through the weekend — no add-on required. Overnight Included Weekend Included Learn more →Source: Holding policyLast verified:
    Scaling policy
    Grow your account up to double its original size as you trade well. Growth +25% per 90 days Trigger 10%+ gain over 90 days Cap Up to 2× starting size Learn more → Grow 10%+ over a 90-day period, email support@instantfunding.com with subject “Scaling Request” (Account ID + confirmation), and we add 25% of your starting balance. Repeatable every 90 days up to 2×.Source: Scaling policyLast verified:
    Account drawdown policy
    If unrealised losses on your open positions exceed 2% of your starting balance, the system closes everything automatically. First time, your account moves to a 50% profit split and stays active — your second chance. A second breach closes the account permanently.Source: Account drawdown policyLast verified:
    Instruments
    Trade any instrument across our market feeds — 65 instruments over four asset classes: major & minor currency pairs, major & minor indices, cryptocurrencies, and commodities.Source: InstrumentsLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.Source: Inactivity policyLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.Source: One sided bets policyLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.Source: Grid trading policyLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.Source: Hft policyLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.Source: Copy trading policyLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.Source: Automated trading policyLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.Source: Group hedging policyLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.Source: Account management policyLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.Source: Account churning policyLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.Source: System abuse policyLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.Source: Execution abuse policyLast verified:
    Evaluation steps
    1Source: Evaluation stepsLast verified:
    Maximum loss limit pct
    6%Source: Maximum loss limit pctLast verified:
    Profit split pct
    80%Source: Profit split pctLast verified:
    Daily loss limit pct
    4%Source: Daily loss limit pctLast verified:
    Profit target pct
    9%Source: Profit target pctLast verified:
    First payout policy
    on demandSource: First payout policyLast verified:
    Leverage terms
    Currencies – 1:30 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:30 leverage on currencies, you can trade positions worth $30,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.Source: Leverage termsLast verified:
    Advertised account size
    $5,000Source: Advertised account sizeLast verified:
    Platforms
    cTraderSource: PlatformsLast verified:
    Spread account
    Commission FreeSource: Spread accountLast verified:
  15. Instant Funding One-Phase Lite USD 5,000 - cTrader - RAW Spreads

    Cost to get funded $57

    • Maximum loss 6% (Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.)
    • Daily loss limit 4%
    • Steps 1
    Profit split
    80%
    First payout
    Not verified

    Verified

    Plan details: One-Phase Lite USD 5,000 - cTrader - RAW Spreads
    Entry fee
    $57Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSource: Entry feeLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →Source: Billing termsLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →Source: Commission termsLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →Source: Aggregate account limitsLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →Source: Platform eligibilityLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.Source: Verification termsLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.Source: Withdrawal methods and feesLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.Source: Minimum age termsLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.Source: Jurisdiction termsLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.Source: Tax policyLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​Source: Refund policyLast verified:
    Evaluation fee currency
    USDSource: Evaluation fee currencyLast verified:
    Account size currency
    USDSource: Account size currencyLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 4% of account value / day Resets 17:00 EST (rollover) Learn more → Recalculated at 17:00 EST on the higher of your Balance (excl. open trades) or Equity (incl. open trades). Example: balance $10,000, equity $10,500 → next-day limit is 4% of $10,500 = $420.Source: Daily loss policyLast verified:
    Maximum loss mechanism
    Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.Source: Maximum loss mechanismLast verified:
    Profit split conditions
    How much of your trading profit you keep. Standard 80% of net profit With add-on Up to 90% Learn more →Source: Profit split conditionsLast verified:
    Payout conditions
    A flexible payout structure once you reach the funded stage. First payout On-demand Minimum withdrawal 1.5% Payout cycle Every 7 days Consistency rule None Learn more → Your first payout is available on demand — request it any time, subject to a 1.5% minimum withdrawal. After that, payouts every 7 days. Note: the 7-day cycle begins from your first trade.Source: Payout conditionsLast verified:
    Minimum trading days policy
    No minimum trading-day requirement on this account — trade at your own pace. One-Phase Lite None requiredSource: Minimum trading days policyLast verified:
    News trading policy
    Enabled by default on all stages — trade freely around major economic events. One-Phase Lite Included Learn more → News straddling, or any execution designed to gain an unfair advantage, is not permitted.Source: News trading policyLast verified:
    Holding policy
    Hold trades overnight and through the weekend — no add-on required. Overnight Included Weekend Included Learn more →Source: Holding policyLast verified:
    Scaling policy
    Grow your account up to double its original size as you trade well. Growth +25% per 90 days Trigger 10%+ gain over 90 days Cap Up to 2× starting size Learn more → Grow 10%+ over a 90-day period, email support@instantfunding.com with subject “Scaling Request” (Account ID + confirmation), and we add 25% of your starting balance. Repeatable every 90 days up to 2×.Source: Scaling policyLast verified:
    Account drawdown policy
    If unrealised losses on your open positions exceed 2% of your starting balance, the system closes everything automatically. First time, your account moves to a 50% profit split and stays active — your second chance. A second breach closes the account permanently.Source: Account drawdown policyLast verified:
    Instruments
    Trade any instrument across our market feeds — 65 instruments over four asset classes: major & minor currency pairs, major & minor indices, cryptocurrencies, and commodities.Source: InstrumentsLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.Source: Inactivity policyLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.Source: One sided bets policyLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.Source: Grid trading policyLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.Source: Hft policyLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.Source: Copy trading policyLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.Source: Automated trading policyLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.Source: Group hedging policyLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.Source: Account management policyLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.Source: Account churning policyLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.Source: System abuse policyLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.Source: Execution abuse policyLast verified:
    Evaluation steps
    1Source: Evaluation stepsLast verified:
    Maximum loss limit pct
    6%Source: Maximum loss limit pctLast verified:
    Profit split pct
    80%Source: Profit split pctLast verified:
    Daily loss limit pct
    4%Source: Daily loss limit pctLast verified:
    Profit target pct
    9%Source: Profit target pctLast verified:
    First payout policy
    on demandSource: First payout policyLast verified:
    Leverage terms
    Currencies – 1:30 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:30 leverage on currencies, you can trade positions worth $30,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.Source: Leverage termsLast verified:
    Advertised account size
    $5,000Source: Advertised account sizeLast verified:
    Platforms
    cTraderSource: PlatformsLast verified:
    Spread account
    RAW SpreadsSource: Spread accountLast verified:
  16. Instant Funding One-Phase Lite USD 5,000 - MatchTrader - Commission Free

    Cost to get funded $57

    • Maximum loss 6% (Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.)
    • Daily loss limit 4%
    • Steps 1
    Profit split
    80%
    First payout
    Not verified

    Verified

    Plan details: One-Phase Lite USD 5,000 - MatchTrader - Commission Free
    Entry fee
    $57Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSource: Entry feeLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →Source: Billing termsLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →Source: Commission termsLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →Source: Aggregate account limitsLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →Source: Platform eligibilityLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.Source: Verification termsLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.Source: Withdrawal methods and feesLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.Source: Minimum age termsLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.Source: Jurisdiction termsLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.Source: Tax policyLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​Source: Refund policyLast verified:
    Evaluation fee currency
    USDSource: Evaluation fee currencyLast verified:
    Account size currency
    USDSource: Account size currencyLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 4% of account value / day Resets 17:00 EST (rollover) Learn more → Recalculated at 17:00 EST on the higher of your Balance (excl. open trades) or Equity (incl. open trades). Example: balance $10,000, equity $10,500 → next-day limit is 4% of $10,500 = $420.Source: Daily loss policyLast verified:
    Maximum loss mechanism
    Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.Source: Maximum loss mechanismLast verified:
    Profit split conditions
    How much of your trading profit you keep. Standard 80% of net profit With add-on Up to 90% Learn more →Source: Profit split conditionsLast verified:
    Payout conditions
    A flexible payout structure once you reach the funded stage. First payout On-demand Minimum withdrawal 1.5% Payout cycle Every 7 days Consistency rule None Learn more → Your first payout is available on demand — request it any time, subject to a 1.5% minimum withdrawal. After that, payouts every 7 days. Note: the 7-day cycle begins from your first trade.Source: Payout conditionsLast verified:
    Minimum trading days policy
    No minimum trading-day requirement on this account — trade at your own pace. One-Phase Lite None requiredSource: Minimum trading days policyLast verified:
    News trading policy
    Enabled by default on all stages — trade freely around major economic events. One-Phase Lite Included Learn more → News straddling, or any execution designed to gain an unfair advantage, is not permitted.Source: News trading policyLast verified:
    Holding policy
    Hold trades overnight and through the weekend — no add-on required. Overnight Included Weekend Included Learn more →Source: Holding policyLast verified:
    Scaling policy
    Grow your account up to double its original size as you trade well. Growth +25% per 90 days Trigger 10%+ gain over 90 days Cap Up to 2× starting size Learn more → Grow 10%+ over a 90-day period, email support@instantfunding.com with subject “Scaling Request” (Account ID + confirmation), and we add 25% of your starting balance. Repeatable every 90 days up to 2×.Source: Scaling policyLast verified:
    Account drawdown policy
    If unrealised losses on your open positions exceed 2% of your starting balance, the system closes everything automatically. First time, your account moves to a 50% profit split and stays active — your second chance. A second breach closes the account permanently.Source: Account drawdown policyLast verified:
    Instruments
    Trade any instrument across our market feeds — 65 instruments over four asset classes: major & minor currency pairs, major & minor indices, cryptocurrencies, and commodities.Source: InstrumentsLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.Source: Inactivity policyLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.Source: One sided bets policyLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.Source: Grid trading policyLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.Source: Hft policyLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.Source: Copy trading policyLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.Source: Automated trading policyLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.Source: Group hedging policyLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.Source: Account management policyLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.Source: Account churning policyLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.Source: System abuse policyLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.Source: Execution abuse policyLast verified:
    Evaluation steps
    1Source: Evaluation stepsLast verified:
    Maximum loss limit pct
    6%Source: Maximum loss limit pctLast verified:
    Profit split pct
    80%Source: Profit split pctLast verified:
    Daily loss limit pct
    4%Source: Daily loss limit pctLast verified:
    Profit target pct
    9%Source: Profit target pctLast verified:
    First payout policy
    on demandSource: First payout policyLast verified:
    Leverage terms
    Currencies – 1:30 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:30 leverage on currencies, you can trade positions worth $30,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.Source: Leverage termsLast verified:
    Advertised account size
    $5,000Source: Advertised account sizeLast verified:
    Platforms
    MatchTraderSource: PlatformsLast verified:
    Spread account
    Commission FreeSource: Spread accountLast verified:
  17. Instant Funding One-Phase Lite USD 5,000 - MatchTrader - RAW Spreads

    Cost to get funded $57

    • Maximum loss 6% (Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.)
    • Daily loss limit 4%
    • Steps 1
    Profit split
    80%
    First payout
    Not verified

    Verified

    Plan details: One-Phase Lite USD 5,000 - MatchTrader - RAW Spreads
    Entry fee
    $57Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSource: Entry feeLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →Source: Billing termsLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →Source: Commission termsLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →Source: Aggregate account limitsLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →Source: Platform eligibilityLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.Source: Verification termsLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.Source: Withdrawal methods and feesLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.Source: Minimum age termsLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.Source: Jurisdiction termsLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.Source: Tax policyLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​Source: Refund policyLast verified:
    Evaluation fee currency
    USDSource: Evaluation fee currencyLast verified:
    Account size currency
    USDSource: Account size currencyLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 4% of account value / day Resets 17:00 EST (rollover) Learn more → Recalculated at 17:00 EST on the higher of your Balance (excl. open trades) or Equity (incl. open trades). Example: balance $10,000, equity $10,500 → next-day limit is 4% of $10,500 = $420.Source: Daily loss policyLast verified:
    Maximum loss mechanism
    Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.Source: Maximum loss mechanismLast verified:
    Profit split conditions
    How much of your trading profit you keep. Standard 80% of net profit With add-on Up to 90% Learn more →Source: Profit split conditionsLast verified:
    Payout conditions
    A flexible payout structure once you reach the funded stage. First payout On-demand Minimum withdrawal 1.5% Payout cycle Every 7 days Consistency rule None Learn more → Your first payout is available on demand — request it any time, subject to a 1.5% minimum withdrawal. After that, payouts every 7 days. Note: the 7-day cycle begins from your first trade.Source: Payout conditionsLast verified:
    Minimum trading days policy
    No minimum trading-day requirement on this account — trade at your own pace. One-Phase Lite None requiredSource: Minimum trading days policyLast verified:
    News trading policy
    Enabled by default on all stages — trade freely around major economic events. One-Phase Lite Included Learn more → News straddling, or any execution designed to gain an unfair advantage, is not permitted.Source: News trading policyLast verified:
    Holding policy
    Hold trades overnight and through the weekend — no add-on required. Overnight Included Weekend Included Learn more →Source: Holding policyLast verified:
    Scaling policy
    Grow your account up to double its original size as you trade well. Growth +25% per 90 days Trigger 10%+ gain over 90 days Cap Up to 2× starting size Learn more → Grow 10%+ over a 90-day period, email support@instantfunding.com with subject “Scaling Request” (Account ID + confirmation), and we add 25% of your starting balance. Repeatable every 90 days up to 2×.Source: Scaling policyLast verified:
    Account drawdown policy
    If unrealised losses on your open positions exceed 2% of your starting balance, the system closes everything automatically. First time, your account moves to a 50% profit split and stays active — your second chance. A second breach closes the account permanently.Source: Account drawdown policyLast verified:
    Instruments
    Trade any instrument across our market feeds — 65 instruments over four asset classes: major & minor currency pairs, major & minor indices, cryptocurrencies, and commodities.Source: InstrumentsLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.Source: Inactivity policyLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.Source: One sided bets policyLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.Source: Grid trading policyLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.Source: Hft policyLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.Source: Copy trading policyLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.Source: Automated trading policyLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.Source: Group hedging policyLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.Source: Account management policyLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.Source: Account churning policyLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.Source: System abuse policyLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.Source: Execution abuse policyLast verified:
    Evaluation steps
    1Source: Evaluation stepsLast verified:
    Maximum loss limit pct
    6%Source: Maximum loss limit pctLast verified:
    Profit split pct
    80%Source: Profit split pctLast verified:
    Daily loss limit pct
    4%Source: Daily loss limit pctLast verified:
    Profit target pct
    9%Source: Profit target pctLast verified:
    First payout policy
    on demandSource: First payout policyLast verified:
    Leverage terms
    Currencies – 1:30 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:30 leverage on currencies, you can trade positions worth $30,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.Source: Leverage termsLast verified:
    Advertised account size
    $5,000Source: Advertised account sizeLast verified:
    Platforms
    MatchTraderSource: PlatformsLast verified:
    Spread account
    RAW SpreadsSource: Spread accountLast verified:
  18. Instant Funding One-Phase Lite USD 5,000 - MetaTrader 5 - Commission Free

    Cost to get funded $57

    • Maximum loss 6% (Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.)
    • Daily loss limit 4%
    • Steps 1
    Profit split
    80%
    First payout
    Not verified

    Verified

    Plan details: One-Phase Lite USD 5,000 - MetaTrader 5 - Commission Free
    Entry fee
    $57Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSource: Entry feeLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →Source: Billing termsLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →Source: Commission termsLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →Source: Aggregate account limitsLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →Source: Platform eligibilityLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.Source: Verification termsLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.Source: Withdrawal methods and feesLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.Source: Minimum age termsLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.Source: Jurisdiction termsLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.Source: Tax policyLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​Source: Refund policyLast verified:
    Evaluation fee currency
    USDSource: Evaluation fee currencyLast verified:
    Account size currency
    USDSource: Account size currencyLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 4% of account value / day Resets 17:00 EST (rollover) Learn more → Recalculated at 17:00 EST on the higher of your Balance (excl. open trades) or Equity (incl. open trades). Example: balance $10,000, equity $10,500 → next-day limit is 4% of $10,500 = $420.Source: Daily loss policyLast verified:
    Maximum loss mechanism
    Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.Source: Maximum loss mechanismLast verified:
    Profit split conditions
    How much of your trading profit you keep. Standard 80% of net profit With add-on Up to 90% Learn more →Source: Profit split conditionsLast verified:
    Payout conditions
    A flexible payout structure once you reach the funded stage. First payout On-demand Minimum withdrawal 1.5% Payout cycle Every 7 days Consistency rule None Learn more → Your first payout is available on demand — request it any time, subject to a 1.5% minimum withdrawal. After that, payouts every 7 days. Note: the 7-day cycle begins from your first trade.Source: Payout conditionsLast verified:
    Minimum trading days policy
    No minimum trading-day requirement on this account — trade at your own pace. One-Phase Lite None requiredSource: Minimum trading days policyLast verified:
    News trading policy
    Enabled by default on all stages — trade freely around major economic events. One-Phase Lite Included Learn more → News straddling, or any execution designed to gain an unfair advantage, is not permitted.Source: News trading policyLast verified:
    Holding policy
    Hold trades overnight and through the weekend — no add-on required. Overnight Included Weekend Included Learn more →Source: Holding policyLast verified:
    Scaling policy
    Grow your account up to double its original size as you trade well. Growth +25% per 90 days Trigger 10%+ gain over 90 days Cap Up to 2× starting size Learn more → Grow 10%+ over a 90-day period, email support@instantfunding.com with subject “Scaling Request” (Account ID + confirmation), and we add 25% of your starting balance. Repeatable every 90 days up to 2×.Source: Scaling policyLast verified:
    Account drawdown policy
    If unrealised losses on your open positions exceed 2% of your starting balance, the system closes everything automatically. First time, your account moves to a 50% profit split and stays active — your second chance. A second breach closes the account permanently.Source: Account drawdown policyLast verified:
    Instruments
    Trade any instrument across our market feeds — 65 instruments over four asset classes: major & minor currency pairs, major & minor indices, cryptocurrencies, and commodities.Source: InstrumentsLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.Source: Inactivity policyLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.Source: One sided bets policyLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.Source: Grid trading policyLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.Source: Hft policyLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.Source: Copy trading policyLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.Source: Automated trading policyLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.Source: Group hedging policyLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.Source: Account management policyLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.Source: Account churning policyLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.Source: System abuse policyLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.Source: Execution abuse policyLast verified:
    Evaluation steps
    1Source: Evaluation stepsLast verified:
    Maximum loss limit pct
    6%Source: Maximum loss limit pctLast verified:
    Profit split pct
    80%Source: Profit split pctLast verified:
    Daily loss limit pct
    4%Source: Daily loss limit pctLast verified:
    Profit target pct
    9%Source: Profit target pctLast verified:
    First payout policy
    on demandSource: First payout policyLast verified:
    Leverage terms
    Currencies – 1:30 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:30 leverage on currencies, you can trade positions worth $30,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.Source: Leverage termsLast verified:
    Advertised account size
    $5,000Source: Advertised account sizeLast verified:
    Platforms
    MetaTrader 5Source: PlatformsLast verified:
    Spread account
    Commission FreeSource: Spread accountLast verified:
  19. Instant Funding One-Phase Lite USD 5,000 - MetaTrader 5 - RAW Spreads

    Cost to get funded $57

    • Maximum loss 6% (Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.)
    • Daily loss limit 4%
    • Steps 1
    Profit split
    80%
    First payout
    Not verified

    Verified

    Plan details: One-Phase Lite USD 5,000 - MetaTrader 5 - RAW Spreads
    Entry fee
    $57Quoted currency: USDPrice type: Base price before coupons and optional add-onsBilling: one timeTax: Supplier tax terms conflict; final tax amount is not confirmedSource: Entry feeLast verified:
    Billing terms
    No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges. 1 One-time payment You pay once at checkout for your challenge or account, and that’s it — no subscriptions, no recurring billing, and no surprise charges later. 2 What about commissions? Commission-free accounts have no per-trade commissions either. RAW spreads accounts do carry per-lot commissions — see Instrument commissions for the exact rates. Related articles More on how commissions work if you’re on a RAW spreads account. Instrument commissions The exact per-lot commission rates that apply to RAW spreads accounts. Read the article → What instruments do you have? The full range of instruments available across accounts. Read the article →Source: Billing termsLast verified:
    Commission terms
    Commission-free accounts have no commissions. The following commissions apply exclusively to RAW spreads accounts — the same rates apply across every programme, including IF Micro Lite. 1 Currencies All pairs: $5 per lot ZAR Accounts R80 per lot 2 Metals All instruments: $5 per lot ZAR Accounts R80 per lot 3 Commodities All instruments: $2 per lot ZAR Accounts R36 per lot 4 Crypto All cryptocurrencies: $1 per lot ZAR Accounts R16 per lot 5 Indices USD-based: $2 per lot Other indices: Approximately $2 per lot (varies with interest rates/exchange rates of the base currency) ZAR Accounts R36 per lot Related articles More on account fees and lot size limits. Do we have any Monthly Fees? No recurring fees — just the one-time challenge fee and, on RAW spreads accounts, these commissions. Read the article → Maximum Lot Sizes The lot size limits that apply per asset class. Read the article →Source: Commission termsLast verified:
    Aggregate account limits
    There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme. This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded. For example: if you already have $200,000 allocated in Instant Funding Pro and $400,000 in One-Phase Pro, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One-Phase Pro account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking. If you are trading in ZAR, the equivalent exchange is true: R 16,000,000 in starting balances. Related articles More on scaling and growing your allocation across accounts. How do I scale up my account balance? How scaling plans work, and why the scaled-up portion doesn’t count toward your combined cap. Read the article → How can I withdraw profits? How payouts work once an account qualifies, across every account type. Read the article →Source: Aggregate account limitsLast verified:
    Platform eligibility
    If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader. 1 Match-Trader Available to all clients, including US-based traders. Guides: log in, place a trade, manage positions, switch accounts, view instrument info. 2 cTrader Available to clients outside the US. Guides: log in, place a trade, switch accounts, view symbol specifications, switch units to lots. 3 MetaTrader 5 Available to clients outside the US, alongside cTrader and Match-Trader. 4 Switching platforms Want to move between platforms on an existing account? See Can I switch trading platforms? for how that works. Related articles More on switching platforms and live trading conditions. Can I switch trading platforms? How to move between platforms on an existing account. Read the article → Are trades executed on live markets? Every platform runs on the same real-time market data. Read the article →Source: Platform eligibilityLast verified:
    Verification terms
    Everything you need to know about account verification process (kyc) — answered simply, with nothing hidden in the small print. 1 When Do I Need to Complete KYC? Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts. Completing KYC is mandatory to enable your simulated funded account or process payouts. If you encounter any difficulties with verification, please contact our support team at support@instantfunding.com. 2 What Information Is Required for KYC? To help you prepare for verification, please ensure you have: Government-Issued ID: Passport, driver’s license, or permanent residence ID. Proof of Address: Utility bill or bank statement. Financial Information: Bank account details or proof of income. Verification Documents: A selfie holding your ID. For successful verification, please provide valid and clearly visible documents. Please note that verification is conducted through SumSub and must be confirmed before your funded account can be activated or payouts processed. Instant Funding does not have the authority to make final verification decisions. 3 What Is KYC Abuse? KYC abuse includes any actions that compromise the integrity of the verification process, such as: Submitting Fake Documents: Providing forged or false identification. Identity Theft: Using someone else’s identity to access services. Multiple Accounts: Creating accounts under different names or identities. Misrepresentation: Providing false information about your identity, address, or financial status. 4 What Happens If KYC Abuse Is Detected? KYC abuse may lead to: Immediate suspension of your account. Permanent bans from our services. Legal action, including fraud-related proceedings. Reporting to regulatory and law enforcement authorities. 5 How to Stay Compliant with KYC Requirements? To avoid issues and ensure compliance, follow these steps: Provide accurate and truthful information during the KYC process. Keep all submitted documents valid and up to date. Use one account and avoid registering under different identities. Notify us of any changes to your personal information so we can update our records. Maintain IP consistency: If your trading IP location does not match your KYC IP location, you may be asked to verify this via travel documentation. 6 Why Is KYC Important? KYC ensures compliance, security, and trust across our platform. By following KYC guidelines, traders contribute to a secure and compliant trading environment for everyone.Source: Verification termsLast verified:
    Withdrawal methods and fees
    Everything you need to know about how can i withdraw profits — answered simply, with nothing hidden in the small print. 1 For One-Phase Lite account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days. For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade. For IF Micro Clarity, IF Micro Pro, IF Micro Crypto, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days. For IF Micro Clarity: To become eligible for an On-Demand Payout you must complete at least 5 profitable trading days, with each qualifying day generating a minimum of 0.5% profit. You must also meet the 20% Best Day Rule and the 3% minimum withdrawal threshold. Once a payout has been processed, the Minimum Profitable Days requirement resets, and you must complete another 5 profitable trading days before becoming eligible for your next payout. 2 Available Withdrawal Methods We offer both RISE withdrawals and direct crypto withdrawals. Crypto withdrawals are processed in USDC (ERC-20) and are typically faster, with less KYC required. 3 How to Request a Withdrawal For Instant Funding Pro, Instant Funding Clarity and Instant Funding Lite accounts: Ensure all trades are closed and Smart Drawdown is locked in. For Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: Verify you meet the On-Demand Payout qualifications and close all active trades before requesting your withdrawal. For One-Phase Crypto: Ensure the payout conditions are met, and close all active trades before requesting your withdrawal. Go to your dashboard and choose your preferred withdrawal method. Choose the amount (minimum $25). 4 Processing Times Standard processing: Within 48 business hours. Weekend/UK Bank Holiday requests: Extra business day applies. 5 Important: SWIFT Transfer Returns If a bank transfer is returned due to incorrect banking details, you’ll be charged SWIFT processing fees for both the outgoing and return transactions. Please verify your banking information carefully before submitting. IF Micro Lite — Fixed 14-day cycle, not On-Demand: Unlike its Micro-family siblings above, IF Micro Lite is not an On-Demand Payouts product — payouts run on a fixed 14-day cycle, minimum 5% withdrawal, and Smart Drawdown must be locked in first. See the IF Micro Lite FAQ.Source: Withdrawal methods and feesLast verified:
    Minimum age terms
    2.5 By agreeing to these GTC, you represent that you are at least 18 years of age or older or otherwise above the legal age of capacity in your country of residence (if different) and you are accessing the Services solely from one of the countries for which the Services are made available.Source: Minimum age termsLast verified:
    Jurisdiction terms
    4.2. The Customer further undertakes, when using the Services, and in particular when performing simulated trades in a simulated environment, to act in accordance with this Agreement, any third parties’ terms and conditions, applicable legal regulations, and other rules which the Customer is obligated to adhere to when using the Services (and in line with the specific Jurisdiction in which they reside). 4.3 Instant Funding shall not provide Services to a Customer that: (i) is of nationality or is residing in Restricted Jurisdictions; (ii) is established or incorporated or has a registered office in Restricted Jurisdictions; (iii) is subject to the relevant international sanctions; or (iv) has a criminal record related to financial crime or terrorism. Restricted Jurisdictions means countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.Source: Jurisdiction termsLast verified:
    Tax policy
    9.3 All service charges are inclusive of all taxes. If the Customer is an entrepreneur (trader), he/she is obliged to fulfil their tax obligations in connection with the use of our Services in accordance with applicable law, and in the event of an obligation, he/she are obliged to pay tax or other fees properly. 9.4 You can pay the fee or the selected option of the Challenge by a payment card, via a bank transfer, or using other means of payment, currently available on our Website. 9.5 All fees stated or referred to in these GTC: a. are non-cancellable and non-refundable after 1 placed trade or 14 days or as otherwise required by applicable consumer laws; b. are exclusive of value added tax, which shall be added to Instant Funding’s invoice(s) at the appropriate rate.Source: Tax policyLast verified:
    Refund policy
    Our Cancellation and Refund Policy​ ​Your Right to withdraw from the Agreement and to request a refund.​ ​•​ ​ ou have the right to withdraw and request a refund of your purchase within 14​ Y ​calendar days from the purchase of the Instant Funding Challenge Account(s).​ ​•​ ​ lease note that, your purchase may only be cancelled and refunded if you have not​ P ​performed any demo trades on the online trading account and a cancellation request​ ​email has been received by Instant Funding within 14 days of the purchase of the​ ​Challenge Account(s).​ ​•​ ​ dministration Fee:​​A non-refundable administration​​fee of $25 USD will be deducted​ A ​from all refunds. This fee covers the costs Instant Funding incurs once your purchase​ ​has been processed, including the creation of your account on our systems and on​ ​the trading platform, and the platform fees paid to third party providers for that​ ​account.​ ​•​ ​ our request for a refund must be sent to the following e-mail address​ Y ​support@instantfunding.io​​within the specified time​​limit. We will confirm receipt of​ ​your request without undue delay.​ ​•​ ​ ll refunds will be refunded via the same the payment method used to originally​ A ​purchase the Challenge Account(s). We will action a refund within 14 business days​ ​of a refund being agreed between Instant Funding and yourself. The duration of this​ ​to be reflected in your account will vary and depend upon the payment method used.​ ​•​ I​nstant Funding is entitled to immediately withdraw from the Contract in the case of​ ​any breach by the Customer, as specified in Clause 7 of our General Terms and​ ​Conditions.​ ​Source: Refund policyLast verified:
    Evaluation fee currency
    USDSource: Evaluation fee currencyLast verified:
    Account size currency
    USDSource: Account size currencyLast verified:
    Daily loss policy
    A cap on how much you can lose in a single day. Breaching it closes the account. Limit 4% of account value / day Resets 17:00 EST (rollover) Learn more → Recalculated at 17:00 EST on the higher of your Balance (excl. open trades) or Equity (incl. open trades). Example: balance $10,000, equity $10,500 → next-day limit is 4% of $10,500 = $420.Source: Daily loss policyLast verified:
    Maximum loss mechanism
    Your maximum lifetime loss, trailing your highest closed balance. One-Phase Lite 6% of starting balance Learn more → Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.Source: Maximum loss mechanismLast verified:
    Profit split conditions
    How much of your trading profit you keep. Standard 80% of net profit With add-on Up to 90% Learn more →Source: Profit split conditionsLast verified:
    Payout conditions
    A flexible payout structure once you reach the funded stage. First payout On-demand Minimum withdrawal 1.5% Payout cycle Every 7 days Consistency rule None Learn more → Your first payout is available on demand — request it any time, subject to a 1.5% minimum withdrawal. After that, payouts every 7 days. Note: the 7-day cycle begins from your first trade.Source: Payout conditionsLast verified:
    Minimum trading days policy
    No minimum trading-day requirement on this account — trade at your own pace. One-Phase Lite None requiredSource: Minimum trading days policyLast verified:
    News trading policy
    Enabled by default on all stages — trade freely around major economic events. One-Phase Lite Included Learn more → News straddling, or any execution designed to gain an unfair advantage, is not permitted.Source: News trading policyLast verified:
    Holding policy
    Hold trades overnight and through the weekend — no add-on required. Overnight Included Weekend Included Learn more →Source: Holding policyLast verified:
    Scaling policy
    Grow your account up to double its original size as you trade well. Growth +25% per 90 days Trigger 10%+ gain over 90 days Cap Up to 2× starting size Learn more → Grow 10%+ over a 90-day period, email support@instantfunding.com with subject “Scaling Request” (Account ID + confirmation), and we add 25% of your starting balance. Repeatable every 90 days up to 2×.Source: Scaling policyLast verified:
    Account drawdown policy
    If unrealised losses on your open positions exceed 2% of your starting balance, the system closes everything automatically. First time, your account moves to a 50% profit split and stays active — your second chance. A second breach closes the account permanently.Source: Account drawdown policyLast verified:
    Instruments
    Trade any instrument across our market feeds — 65 instruments over four asset classes: major & minor currency pairs, major & minor indices, cryptocurrencies, and commodities.Source: InstrumentsLast verified:
    Inactivity policy
    If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.Source: Inactivity policyLast verified:
    One sided bets policy
    All-or-nothing directional positions that rely on a single outcome instead of managed risk.Source: One sided bets policyLast verified:
    Grid trading policy
    Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.Source: Grid trading policyLast verified:
    Hft policy
    Trades held 60 seconds or less, or an unusually high number of trades per hour.Source: Hft policyLast verified:
    Copy trading policy
    Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.Source: Copy trading policyLast verified:
    Automated trading policy
    Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.Source: Automated trading policyLast verified:
    Group hedging policy
    Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.Source: Group hedging policyLast verified:
    Account management policy
    Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.Source: Account management policyLast verified:
    Account churning policy
    Repeatedly opening and recycling accounts to game resets, refunds or payouts.Source: Account churning policyLast verified:
    System abuse policy
    Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.Source: System abuse policyLast verified:
    Execution abuse policy
    Gaming latency, feed gaps or execution quirks for an unfair edge.Source: Execution abuse policyLast verified:
    Evaluation steps
    1Source: Evaluation stepsLast verified:
    Maximum loss limit pct
    6%Source: Maximum loss limit pctLast verified:
    Profit split pct
    80%Source: Profit split pctLast verified:
    Daily loss limit pct
    4%Source: Daily loss limit pctLast verified:
    Profit target pct
    9%Source: Profit target pctLast verified:
    First payout policy
    on demandSource: First payout policyLast verified:
    Leverage terms
    Currencies – 1:30 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 How much you can multiply your position size. Leverage varies by asset type. Example: with 1:30 leverage on currencies, you can trade positions worth $30,000 using $1,000 of your balance. Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.Source: Leverage termsLast verified:
    Advertised account size
    $5,000Source: Advertised account sizeLast verified:
    Platforms
    MetaTrader 5Source: PlatformsLast verified:
    Spread account
    RAW SpreadsSource: Spread accountLast verified:
  20. Cost to get funded $59

    • Maximum loss 10% (10% of the initial balance)
    • Daily loss limit 5%
    • Steps 2
    Profit split
    80%
    First payout
    7 days

    Verified

    Plan details: 2-Step $5,000
    Entry fee
    $59Stage: purchasePrice type: Base price before coupons, taxes and processing feesBilling: one timeSource: Entry feeLast verified:
    Billing
    one timeStage: purchaseSource: BillingLast verified:
    Purchase fee conditions
    The fees for the Services are denominated in USD. Payment of these fees in other currencies is not permitted. Also, all fees are exclusive of all taxes or payment processing fees.Source: Purchase fee conditionsLast verified:
    Payment methods
    The Client may settle the fee for the chosen service option using a Payment Card, Bank Transfer, Crypto Currency, or through other payment methods currently made available by the Company on the website.Source: Payment methodsLast verified:
    Residency and age conditions
    The Services are designed exclusively for individuals aged 18 and older, residing in countries where the Services are offered. By registering on the Website, the Client affirms that he or she are at least 18 years old. Individuals under 18 are not permitted to use the Services.Source: Residency and age conditionsLast verified:
    Restricted customer conditions
    The Company will not offer Services to any Client who: (6.5.1) Nationals or residents of the following Restricted Jurisdictions: Syria, North Korea, Cuba, or Iran; (6.5.2) a company is established, incorporated, or maintains a registered office within Restricted Jurisdictions; (6.5.3) is under international sanctions; or (6.5.4) possesses a criminal record related to financial crime or terrorism. (6.5.5) owners or the management of a competitive firm.Source: Restricted customer conditionsLast verified:
    Verification conditions
    The Client consents to provide the Company with any Know Your Client (KYC) information requested by the Company at any point, which includes, but is not limited to, the following requirements: (7.1.1) Proof of Identity: A valid form of identification such as an ID card, Passport, or Driving License, which must have at least 3 months remaining before expiration. (7.1.2) Proof of Address: A recent document — including but not limited to a Utility Bill, Bank Statement, Government Document, or Broadband Bill — that is dated within the last 3 months and confirms the Client's address. (7.1.3) A Selfie Verification: A Photo or Video live verification of the Client through 3rd party KYC Verification SumSub.Source: Verification conditionsLast verified:
    Account service model
    All accounts made available through the services are simulated demo accounts, which stand as a valuable educational initiative designed to evaluate traders' performance and foster a comprehensive learning environment for all Clients. No live capital is traded, and no investment services are provided by the Company.Source: Account service modelLast verified:
    Refund conditions
    Refunds are not issued once at least one simulated demo transaction has been executed on the assessment account. Where the assessment account remains completely inactive (no transactions opened), the Client may request a refund within 7 calendar days of purchase, provided there was no activity on the Client account, or no more than 3 lessons have been accessed or completed.Source: Refund conditionsLast verified:
    Mt5 eligibility
    MT5 accounts are available to traders in most countries, but we cannot offer them to clients in the USA. If you are based in the USA you can still trade with us on Match-Trader, which is available worldwide. A small number of other jurisdictions are restricted and those are listed in our terms, so contact support if you are not certain whether your country is covered.Source: Mt5 eligibilityLast verified:
    Matchtrader eligibility
    Yes. Match Trader is available to traders worldwide, including clients in the USA. This is the platform to choose if you are based in the USA, because MT5 accounts are not offered there.Source: Matchtrader eligibilityLast verified:
    Platform automation conditions
    Match Trader runs in the browser with TradingView charting built in, and it is available worldwide including the USA. MetaTrader 5 is a desktop platform that also has web and mobile versions, and it supports Expert Advisors and custom indicators. If you want automation choose MetaTrader 5. If you want to log in and trade from any machine without installing software, choose Match Trader.Source: Platform automation conditionsLast verified:
    Trial conditions
    The CTI Free Trial is a free, 14-day test drive of City Traders Imperium’s real trading conditions, no strings attached. You get a $100,000 demo account on MetaTrader 5 or Match-Trader, running the exact spreads, commissions and execution used on every funded CTI account. No payment. No card. No evaluation. No targets. Just put us to the test, and if you like what you see, buying a funding program afterward is entirely optional. City Traders Imperium has been funding traders since 2018, so you’re testing a firm with a real track record, not a startup.Source: Trial conditionsLast verified:
    Trial payout conditions
    The conditions are identical: same platforms, same spreads, same execution you’d get on any CTI account, challenge or funded. The only difference is there are no profit targets, no rules to pass and no payouts, because the trial exists to test the firm, not to evaluate you.Source: Trial payout conditionsLast verified:
    Evaluation fee currency
    USDStage: purchaseSource: Evaluation fee currencyLast verified:
    Advertised account size
    $5,000Stage: programme advertised account sizeSource: Advertised account sizeLast verified:
    Evaluation steps
    2 stepsStage: evaluationSource: Evaluation stepsLast verified:
    Profit target phase 1 pct
    10%Stage: phase 1Source: Profit target phase 1 pctLast verified:
    Profit target phase 2 pct
    5%Stage: phase 2Source: Profit target phase 2 pctLast verified:
    Minimum profitable days
    3 profitable daysStage: each evaluation phaseSource: Minimum profitable daysLast verified:
    Minimum profitable day profit pct
    0.5%Stage: each evaluation phaseSource: Minimum profitable day profit pctLast verified:
    Evaluation time limit
    noneStage: evaluationSource: Evaluation time limitLast verified:
    Maximum loss limit pct
    10%Stage: evaluationSource: Maximum loss limit pctLast verified:
    Maximum loss mechanism
    10% of the initial balanceStage: evaluationSource: Maximum loss mechanismLast verified:
    Maximum loss basis
    The max you can lose from the initial account balance.Stage: evaluationSource: Maximum loss basisLast verified:
    Daily loss limit pct
    5%Stage: evaluationSource: Daily loss limit pctLast verified:
    Daily loss policy
    5% of the initial balance, from each day’s starting balanceStage: evaluationSource: Daily loss policyLast verified:
    Profit split pct
    80%Stage: funded baseSource: Profit split pctLast verified:
    Profit split conditions
    Your share of the simulated profit from the CTI funded account. You start from 80% profit share then it increases to 90% once you qualify for the Bronze level, then to 100% once you qualify for the Silver level of the CTI VIP Program. No add-ons. No extra fees.Stage: base and conditional vip progressionSource: Profit split conditionsLast verified:
    Platforms
    MetaTrader 5 & Match-TraderStage: programmeSource: PlatformsLast verified:
    Automated trading
    Personal EAs onlyStage: programmeSource: Automated tradingLast verified:
    Martingale policy
    Not AllowedStage: programmeSource: Martingale policyLast verified:
    News trading policy
    AllowedStage: programmeSource: News trading policyLast verified:
    Weekend holding policy
    AllowedStage: programmeSource: Weekend holding policyLast verified:
    Overnight holding policy
    AllowedStage: programmeSource: Overnight holding policyLast verified:
    Reset discount
    15% DiscountStage: programmeSource: Reset discountLast verified:
    Max scaling per account
    $200KStage: conditional scaling ceilingSource: Max scaling per accountLast verified:
    Max funding
    $400KStage: combined conditional funding ceilingSource: Max fundingLast verified:
    First payout days
    7 calendar daysStage: funded first requestSource: First payout daysLast verified:
    Payout conditions
    Once you’re funded, get rewarded with an 80% profit share as a starting point. Request your 1st payout in as little as 7 days.Stage: funded first requestSource: Payout conditionsLast verified:
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