Take Profit Trader Review
Data verified 2026-04-11
Take Profit Trader Review 2026: Simple Rules, Flat 90/10 Split, Hard Limits
Rating: 4.0/5 | Futures-Only | USA | Founded ~2015
Take Profit Trader (TPT) doesn’t try to be everything to everyone. Where other prop firms pile on plan variants, scaling programs, and complex tier structures, TPT keeps it simple: two account sizes, two unique rules, and a flat 90% profit split from the very first payout. In nearly a decade of operation, they’ve maintained essentially the same framework, which is either a sign of confidence or lack of innovation, depending on your perspective.
For the right trader, TPT is an excellent choice. For the wrong trader, those two unique rules are dealbreakers. Let’s find out which category you fall into.
What Is Take Profit Trader?
Take Profit Trader is a US-based futures prop trading firm that has been operating since approximately 2015. They offer monthly subscription evaluations for $50K and $150K funded accounts with a flat 90/10 profit split and EOD trailing drawdown.
What sets TPT apart is their simple, two-rule framework that has remained consistent for years:
- All positions must be closed by 5 PM Eastern Time (ET) every trading day
- No new trade entries 1–2 minutes before or after major economic releases
If you can work within those two constraints, TPT offers a clean, competitive structure. If either rule conflicts with your trading style, you need to look elsewhere.
Key facts:
- Account sizes: $50K, $150K
- Evaluation type: Monthly subscription (1-step)
- Profit split: Flat 90% from first payout
- Platforms: NinjaTrader, Tradovate, R|Trader Pro, Quantower
- No activation fee
The Two Defining Rules
Rule 1: Mandatory 5 PM ET Daily Close
Every single trading day, all positions must be closed before 5 PM Eastern Time. No exceptions. No overnight holds.
This rule completely excludes swing traders and anyone whose strategy involves holding positions through multiple sessions. But for intraday traders, and many successful futures day traders work exclusively intraday, this isn’t a constraint at all. It just formalizes what you’re already doing.
The benefit of this rule: it forces clear daily P&L accounting. You start each day fresh. You can’t dig yourself into a hole with a bad overnight hold, and you can’t accidentally drift into unmanaged overnight risk. For beginners developing discipline, this forced close can actually be helpful.
Rule 2: News Buffer (1-2 Minutes)
Around major economic releases (CPI, NFP, FOMC announcements, GDP, etc.), you cannot enter new positions for 1–2 minutes before and 1–2 minutes after the announcement.
This rule targets news traders, traders who position before high-impact releases and attempt to capture the immediate volatility spike. At TPT, that strategy is off-limits.
For traders who don’t trade news events (most systematic intraday traders don’t), this rule is irrelevant in practice. You just need to make sure you’re not accidentally entering a trade in the news window.
Both rules are enforced equally during evaluation AND in the funded account, there are no surprises when you transition. What you practice in evaluation is exactly what you’ll need to maintain when funded.
Account Sizes and Pricing
TPT offers two account sizes with a monthly subscription model:
| Account | Monthly Fee | Trailing Drawdown | Daily Loss Limit | Max Contracts |
|---|---|---|---|---|
| $50,000 | ~$125/month | $2,000 | ~$1,000 | 5 |
| $150,000 | ~$375/month | $4,500 | ~$3,000 | 15 |
Promo codes (up to 40% off) are occasionally available. Check the TPT website or coupon aggregator sites before subscribing at full price.
No activation fee applies after passing, unlike Topstep ($149) or Apex ($149).
The Drawdown Model: EOD Trailing That Locks
TPT uses an EOD (End-of-Day) trailing drawdown: similar to Apex and Topstep. Your floor rises as you end each day at a higher balance. Intraday spikes don’t move your floor.
What’s distinctive about TPT’s implementation: once you’ve built up enough profit that your floor reaches the equivalent of your starting balance, the drawdown locks permanently. Your floor stops moving up. This means that after enough profitable trading, you effectively have a static drawdown, your account can’t be wiped out by one bad day.
This “locking” feature is a material advantage over firms with pure trailing drawdowns that never stop following your equity high. It gives experienced traders a sense of security once they’ve built a meaningful cushion.
The 90/10 Profit Split: Simple and Competitive
TPT pays a flat 90% profit split from your very first payout. No 100%-first-$10K gimmicks like Topstep (which then reverts to 90/10 anyway), no tiered ramps, no performance milestones required.
You pass. You trade. You make money. You keep 90%. Period.
For comparison:
- Topstep: 100% first $10K earned, then 90/10
- Apex: 100% first $25K earned, then 90/10
- TPT: 90% from day one
If you’re going to earn consistent monthly profits over time, the flat 90% structure is competitive. The “100% first $X” offers from Topstep and Apex are marketing-friendly but mathematically only beneficial in the short term.
Payout Processing
Payouts at TPT are processed through Rise, a payments platform that supports ACH bank transfer, instant bank transfer, and USDT/USDC cryptocurrency. Processing typically takes 1–3 business days.
Weekend limitation: Rise processes on business days only. Payout requests submitted on weekends queue for Monday processing. If same-day or weekend processing is important to you, TPT isn’t the fastest option (MFFU processes faster).
Platform Support
TPT supports four platforms via the Rithmic data feed:
- NinjaTrader (most popular among TPT traders)
- Tradovate (web and desktop)
- R|Trader Pro (Rithmic’s native platform)
- Quantower (DOM and order flow analysis)
This covers most serious futures traders. TradingView and ATAS are not supported. if those are your primary tools, you’d need to adapt.
Funded Account Consistency Rule
The funded account has one additional rule not present during evaluation: a consistency rule that caps how much of your payout cycle profits can come from a single day. The specific percentage is stated in your funded account agreement.
This rule prevents traders from having one outsized day and immediately withdrawing. In practice, it means your P&L needs to be reasonably spread across multiple days. For systematic traders with consistent strategies, this is rarely triggered. For discretionary traders with sporadic big days, it occasionally delays payouts.
Who TPT Competes With
vs. Topstep: Topstep’s 100% first $10K split is appealing if you’re early stage. TPT’s flat 90% is better long-term. Topstep allows no overnight holds; TPT enforces 5 PM close (similar effect). Topstep has been operating since 2012; TPT since ~2015. Very competitive choice between these two.
vs. Apex: Apex has no daily loss limit during evaluation, more account sizes, and larger buying power ($300K vs. TPT’s $150K). Apex is better for traders who want maximum flexibility and size. TPT is better for traders who want simplicity and don’t need the largest accounts.
vs. MFFU: MFFU has more platforms, no daily loss limit ever, and overnight holding. TPT has simpler rules and a flat 90% split that doesn’t depend on plan type. If platform flexibility matters, MFFU wins. If you want one simple product that just works, TPT edges it.
Community Reputation
TPT has a solid but quieter reputation than the top-tier firms. Community reviews emphasize the consistency and transparency of the rule set, traders generally know exactly what they’re signing up for, and TPT delivers exactly what’s promised.
The news buffer and 5 PM close rules generate some negative feedback from traders who didn’t fully read the rules before subscribing. This is a pattern of trader error rather than firm misconduct.
Trustpilot ratings are positive, generally 4.0+ stars.
Who Should Use Take Profit Trader?
TPT is ideal for:
- Disciplined intraday futures traders (ES, NQ, CL) who already close out by end of day
- Traders who want flat 90% split without complex tiering
- Traders who value a consistent, long-running rule set that doesn’t change
- NinjaTrader or Tradovate users
- Anyone who doesn’t trade news events
TPT is NOT ideal for:
- Swing traders or anyone who holds overnight
- News traders (the news buffer is a hard stop)
- Traders who want large accounts beyond $150K
- Traders who need weekend payout processing
- TradingView or ATAS users
Final Verdict
Take Profit Trader does one thing and does it well: provides a clean, straightforward path to a 90/10 profit split for disciplined futures day traders. The two defining rules, 5 PM close and news buffer, are clear dealbreakers or non-issues depending on your style. The EOD drawdown with locking feature is genuinely trader-friendly once you’ve built up equity.
The narrow account selection ($50K or $150K only) and the absence of platform variety are limitations. But for the specific trader TPT is designed for, a consistent, disciplined futures intraday trader who doesn’t chase news, this is an excellent firm.
Overall Score: 4.0/5
Data current as of March 2026. Pricing and rules subject to change, always verify on the official Take Profit Trader website before subscribing.
Scores
Account Plans
| Account | Price | Max Drawdown | Profit Target | Profit Split | Payout |
|---|---|---|---|---|---|
| $25,00025K | $150 | n/a | n/a | 80% | On-Demand |
| $25,000Evaluation | $150 | 6% | 6% | 80% | On-Demand |
| $50,000Pro $50K | $125 | n/a | 6% | 90% | On-Demand |
| $50,00050K | $170 | n/a | n/a | 80% | On-Demand |
| $50,000Evaluation | $170 | 4% | 6% | 80% | On-Demand |
| $75,000Evaluation | $245 | 4% | 6% | 80% | On-Demand |
| $100,000100K | $330 | n/a | n/a | 80% | On-Demand |
| $100,000Evaluation | $330 | 4% | 6% | 80% | On-Demand |
| $150,000Pro $150K | $375 | n/a | 6% | 90% | On-Demand |
| $150,000150K | $360 | n/a | n/a | 80% | On-Demand |
| $150,000Evaluation | $360 | 3% | 6% | 80% | On-Demand |
Pricing data last verified 2026-04-11. See methodology.