My Funded Futures (MFFU) Review: Is It Worth It?
My Funded Futures (MFFU) is a futures-focused prop firm that has gained a strong reputation for transparent rules and reliable payouts. For traders looking for a straightforward path to a funded account, MFFU is one of the better options in 2026, particularly if you trade ES, NQ, or other CME products.
Evaluation Structure and Fees
MFFU offers a one-step evaluation, which is a major advantage over firms requiring two or three phases. You need to hit a profit target while respecting daily loss limits and a trailing drawdown.
Account sizes and approximate fees:
- $50,000 account: ~$100 evaluation fee, $2,500 profit target
- $100,000 account: ~$200 evaluation fee, $3,000 profit target
- $150,000 account: ~$300 evaluation fee, $4,500 profit target
There is no minimum trading days requirement during the evaluation, which means fast traders can pass in just a few sessions. The trailing drawdown follows your highest balance and does not reset.
Rules and Trading Conditions
MFFU runs on a straightforward rule set:
- Trailing drawdown: Follows your peak balance until it locks at your starting balance (this is a key feature; once your trailing drawdown “locks,” it becomes a static drawdown).
- Daily loss limit: Varies by account size, typically $1,000 to $2,500.
- No news restrictions: You can trade through any economic event.
- No minimum trading days: Pass as fast as you can.
- Scaling plan: Funded accounts start with contract limits that increase as you prove consistency.
The trailing drawdown lock is MFFU’s standout feature. Many competing firms keep the trailing drawdown active indefinitely, which makes staying funded much harder.
Payouts and Profit Split
MFFU offers an 80/20 profit split (you keep 80%). Payouts are available after meeting a minimum profit threshold and can be requested on a regular schedule.
Payout processing has been consistently reported as reliable, with most traders receiving funds within 5 to 10 business days. The firm uses standard payment methods including bank wire and various e-wallet options.
Pros and Cons
Pros:
- One-step evaluation (faster path to funding)
- Trailing drawdown that locks at breakeven
- No news trading restrictions
- No minimum trading days
- Competitive fees
Cons:
- Futures only (no forex or stocks)
- Scaling plan limits initial contract sizes
- 80/20 split is standard but not best-in-class (some firms offer 90%)
Key Takeaways
- MFFU is a strong choice for futures traders who want a simple, one-step evaluation
- The trailing drawdown lock feature is a genuine advantage over competitors
- No news restrictions and no minimum trading days add flexibility
- Payouts are reliable but the 80/20 split is average for the industry
- Compare MFFU with other firms in our prop firm directory
Frequently Asked Questions
Is MFFU legit? Yes. MFFU has been operating for several years with a consistent track record of paying traders. They are one of the more established futures prop firms.
What platforms does MFFU support? MFFU supports popular futures trading platforms including NinjaTrader, Tradovate, and Rithmic-based platforms.
Can you trade micro contracts at MFFU? Yes. MFFU allows trading micro contracts (like MES and MNQ), which is helpful for managing risk during evaluations and early funded trading.
For a detailed look at our evaluation process, check our review methodology.
Risk Disclaimer: Trading involves substantial risk of loss. Past performance is not indicative of future results. See our full risk disclaimer.